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Credit Card Thread V4, Plastic Money @ World Access
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SUSDavid83
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Jul 14 2008, 06:15 PM
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QUOTE(he-sham @ Jul 14 2008, 06:09 PM) yeah... my friend living in the us said, there most of retail purchase even small amount are preferred using card than cash.... i wonder why RM5 premium toilets Robinson @ the gardens midvalley do not provide card payment facility...hehe  It's true. My friend who went there shared their stories about this too. They said that it's very convenient to pay using credit card even for paying a small amount; i.e. for food or beverages. That's we call electronic or cashless payment system. Malaysia has years to achieve that. Merchants in Malaysia shared to pay for bank charges and etc. Banks on the hand hand charge relatively high to merchants.
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dr2k3
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Jul 14 2008, 07:31 PM
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QUOTE(David83 @ Jul 14 2008, 06:08 PM) 7-11 accepts credit card? My experience was at Sunshine Supermarket. 7-11 accept cc Added on July 14, 2008, 7:32 pmQUOTE(he-sham @ Jul 14 2008, 06:09 PM) yeah... my friend living in the us said, there most of retail purchase even small amount are preferred using card than cash.... i wonder why RM5 premium toilets Robinson @ the gardens midvalley do not provide card payment facility...hehe  robbery, less money needed to count This post has been edited by dr2k3: Jul 14 2008, 07:32 PM
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TeraPox
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Jul 14 2008, 07:37 PM
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QUOTE(he-sham @ Jul 14 2008, 06:09 PM) yeah... my friend living in the us said, there most of retail purchase even small amount are preferred using card than cash.... i wonder why RM5 premium toilets Robinson @ the gardens midvalley do not provide card payment facility...hehe  RM5 premium Toilet is ISETAN lar..not robinson..
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SUSDavid83
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Jul 14 2008, 07:48 PM
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QUOTE(dr2k3 @ Jul 14 2008, 07:31 PM) 7-11 accept cc Added on July 14, 2008, 7:32 pmrobbery, less money needed to count Thanks for confirming. I seldom buy stuffs from 7-11. QUOTE(TeraPox @ Jul 14 2008, 07:37 PM) RM5 premium Toilet is ISETAN lar..not robinson.. RM 5 for toilet access or what?
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dr2k3
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Jul 14 2008, 07:53 PM
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QUOTE(David83 @ Jul 14 2008, 07:48 PM) Thanks for confirming. I seldom buy stuffs from 7-11. RM 5 for toilet access or what? usually big or medium overseas franchise accept CC
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tinkerbel
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Jul 14 2008, 10:49 PM
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Fanaddict!
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Act, CC is quite widely accepted today as compared to the yesteryears. It's not really a good thing when we start substituting card for cash; look at the amount of $ the Americans owe the bank  I don't know about U but if I had other options, I would rather not want to fork out RM5 for toilet facility *gulp*
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SUSDavid83
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Jul 14 2008, 10:52 PM
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QUOTE(tinkerbel @ Jul 14 2008, 10:49 PM) Act, CC is quite widely accepted today as compared to the yesteryears. It's not really a good thing when we start substituting card for cash; look at the amount of $ the Americans owe the bank  I don't know about U but if I had other options, I would rather not want to fork out RM5 for toilet facility *gulp* I don't buy into that. It's more likely poor finanical management skill.
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tinkerbel
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Jul 14 2008, 10:55 PM
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Fanaddict!
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@David83, You're absolutely right but the fact of the matter is that most people do NOT use their Credit Cards wisely  Take a vote here and that would give U an indication. Also, our latest report states only 30% pays off their CC bills in full each month.
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sathiya.roopan
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Jul 14 2008, 11:16 PM
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New Member
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How to apply for a Direct Access Credit Card? What are the documents needed and what is the maximum credit can be used? After applying how long does it take to approve? I need to apply 1 a.s.a.p...is there anyone here who is dealing with it?
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mustang
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Jul 14 2008, 11:17 PM
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1 quick question. Rgd CIMB DA card, do I have an option to choose which platform to get? [Master or Visa] If I didn't inform them during application can I still cancel out one of the card after I receive it?
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SUSDavid83
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Jul 14 2008, 11:20 PM
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QUOTE(mustang @ Jul 14 2008, 11:17 PM) 1 quick question. Rgd CIMB DA card, do I have an option to choose which platform to get? [Master or Visa] If I didn't inform them during application can I still cancel out one of the card after I receive it? If you don't mention (strikethrough) in the application card, they'll send you both. I believe vin_ann has answer to this.
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yks8845
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Jul 15 2008, 12:03 AM
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QUOTE(sathiya.roopan @ Jul 14 2008, 11:16 PM) How to apply for a Direct Access Credit Card? What are the documents needed and what is the maximum credit can be used? After applying how long does it take to approve? I need to apply 1 a.s.a.p...is there anyone here who is dealing with it? kindly refer to direct access wbpage about documents needed
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mustang
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Jul 15 2008, 12:06 AM
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QUOTE(David83 @ Jul 14 2008, 11:20 PM) If you don't mention (strikethrough) in the application card, they'll send you both. I believe vin_ann has answer to this. hmm.. for DA, the cards will be send to either home or office right? Meaning, I can "manually" terminate one of the cards by not activating it? Or both cards are activated the moment I receive it? Anybody can confirm? thks
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cute_boboi
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Jul 15 2008, 12:09 AM
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Hypermart or Supermart like Jusco, Tesco, Giant, Carrefour... I have swipe CC between RM5-10. My friend in SG swipe SGD7 for a single t-shirt in shops like Giordano, Baleno type.  But I doubt can do it here, they will limit minimum RM30 or RM50.
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arsenal
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Jul 15 2008, 12:26 AM
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Once you activate DA, it will activate both of ur cards...cheers...
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skylancer
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Jul 15 2008, 01:29 AM
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Getting Started

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Hi guyz...how u all comment for the mbf cards and eon bank cc?
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Reventon
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Jul 15 2008, 06:15 AM
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no idea but i have both eon and mbf. never activate the card oso , seems like around 1 year ady and i wonder is the card still usable ? but one thing is paying mbf bill will have to go over counter rather than paying at cash deposit terminal.. very troublesome..
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SUSDavid83
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Jul 15 2008, 08:21 AM
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QUOTE(mustang @ Jul 15 2008, 12:06 AM) hmm.. for DA, the cards will be send to either home or office right? Meaning, I can "manually" terminate one of the cards by not activating it? Or both cards are activated the moment I receive it? Anybody can confirm? thks You have to call the CS to activate your DA cards. As arsenal said, if you activate one card, the other card will be activated too.
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TSvin_ann
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Jul 15 2008, 09:13 AM
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QUOTE(labtec @ Jul 14 2008, 05:18 PM) anyone face this situation before where hyperstore doesn't allow you to use credit card if the total bill not exceed certain amount? ASAIK, you can charge any amount to your credit card any channel we can complaint about this? it's depend. Jasco and Carrefour have no minimum amount. this is proven and tested. Other than this two, i got no idea. while for MPH their requirement is RM30. n some restaurant is RM50.
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realman
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Jul 15 2008, 09:23 AM
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yesterday citibank offfered me the Gold card....wat i suppose 2 do wit my current clearc card?
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