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Credit Card Thread V4, Plastic Money @ World Access
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mustang
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Jul 14 2008, 11:17 PM
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1 quick question. Rgd CIMB DA card, do I have an option to choose which platform to get? [Master or Visa] If I didn't inform them during application can I still cancel out one of the card after I receive it?
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mustang
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Jul 15 2008, 12:06 AM
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QUOTE(David83 @ Jul 14 2008, 11:20 PM) If you don't mention (strikethrough) in the application card, they'll send you both. I believe vin_ann has answer to this. hmm.. for DA, the cards will be send to either home or office right? Meaning, I can "manually" terminate one of the cards by not activating it? Or both cards are activated the moment I receive it? Anybody can confirm? thks
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mustang
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Jul 15 2008, 10:05 AM
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I called up the branch from where I applied the card and said I want the Master card only. Btw, only the master card are entitled for the 2% rebate right? I mean for petrol purchases
This post has been edited by mustang: Jul 15 2008, 10:05 AM
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mustang
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Jul 15 2008, 05:52 PM
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QUOTE(David83 @ Jul 15 2008, 05:29 PM) Did you apply to attach your CIMB cards details to your CIMB account? If not, then please do the application first by requesting an ATM PIN for your cards. @David83 You mean if I apply for a pin for the CC cards for CIMB DA, the cards account will be linked to CIMBClicks account automatically and will show up in CIMBClicks every time I login to the online account? This post has been edited by mustang: Jul 15 2008, 05:53 PM
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mustang
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Jul 16 2008, 08:20 AM
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QUOTE(David83 @ Jul 15 2008, 06:31 PM) Yes. That's what I did for my CIMB DA. Actually the usage of this pin is to have somesort like an overdraft facility because it acts as "ATM" card? What is the interest rate of the withdrawal?
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mustang
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Jul 16 2008, 09:47 AM
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@tinkerbel What I ean is, the moment I withdraw the money using the CC in the ATM. Will I be charged for handling fees? Let's say I withdraw RM1000, is it RM1000 that I will be receiving? And when the statement is due, I just need to credit back the RM1000 right? So no interest occured?
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mustang
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Jul 26 2008, 12:16 PM
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CIMB DA application is very fast. Applied on 14th July, get it within the same week  PS: Now I am not sure whether it is safe to send back the Pin Request form via mail. Been thinking about it for some time now  Usually how do you guys apply the pin? Send the form through mail? Or...
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mustang
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Jul 26 2008, 01:00 PM
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QUOTE(tinkerbel @ Jul 26 2008, 12:18 PM) @mustang, I believe U can call them and make a request through telephone right? I called them up and they say have to wait for 6 months then only can apply through phone. Else you need to send in through mail of fax.
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mustang
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Aug 5 2008, 06:48 PM
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Amex CC can enjoy the benefits as listed in Amex Selects page right? Will the merchants just choose to accept Amex charge card only?
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mustang
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Oct 22 2008, 08:56 PM
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Recently the Maybank Al-Ikhwan CC is it combined CL with the existing CC? Was thinking of appying Al-Ikhwan to replace my current Maybank Amex CC
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mustang
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Oct 28 2008, 06:22 PM
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I am required to sign when I use pay pass at 1 of KFC branch. The amount is RM10.40
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mustang
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Oct 28 2008, 08:56 PM
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I prefer not to sign to save up some time. Last week I tried it at KFC and the queue was long
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mustang
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Oct 28 2008, 09:03 PM
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QUOTE(David83 @ Oct 28 2008, 09:01 PM) Yeah.. as requested by the cashier
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mustang
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Nov 2 2008, 05:16 PM
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The Al-Ikhwan card will it have any Treat Points? Can it be merged with the current TP from Maybank as well? What happens if I accidentally swiped at the non-halal place? Will it get barred or rejected?
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mustang
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Nov 2 2008, 05:22 PM
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QUOTE(David83 @ Nov 2 2008, 05:18 PM) Ikhwan cards have TP too. AMEX: RM 1 = 2 TP and Visa/Mastercard: RM 1 = RM 1 TP. All TP for MBB products (saving/current, ATM, multple credit cards) are structured independently and they're not merged together. Let's say when I want to redeem the points, can I merge them together? Ps: How do they know we swiped at non-halal places?
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mustang
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Nov 2 2008, 05:31 PM
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QUOTE(David83 @ Nov 2 2008, 05:27 PM) I believe it's based on trust and ethics.  Sometimes will tend to forget though.. haha  I applied mine today. Not sure when will get approval.
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