David83,
Photobucket deleted the picture

It's not my fault. The original photo is not posted by me.

it's was my pictures. after i post i realised there is CC number on it. sorry guys / gals, i will upload it once i edited.

it's uploaded.



This post has been edited by vin_ann: Jul 15 2008, 09:40 PM

Someone wanted more info abt the AAM Diner's Club Card

http://www.aam.org.my/news/2008/July/news_diners.asp
and
http://www.dinersclub.com.my/en/applynow/dinersaam.asp

@vin_ann,
Don't worry about those stuff reflected on ur Citibank Online Account - as long as it's RM0.00 it shouldn't make a difference to U

@zenquix,
Thanks - I'll check it out tomorrow.

This post has been edited by tinkerbel: Jul 15 2008, 11:28 PM

Actually the usage of this pin is to have somesort like an overdraft facility because it acts as "ATM" card? What is the interest rate of the withdrawal?

overdraft on credit card? it's called cash advance

@zenquix,
It sure seems as if Diner's have lots of co-brand cards. Anyhow, since ur a Diner's member, just want to know if it's widely accepted here in MY.

@mustang,
Interest rate should be the same as your CC interest rates so it's really not a good deal taking these cash advances

@tinkerbel
What I ean is, the moment I withdraw the money using the CC in the ATM. Will I be charged for handling fees? Let's say I withdraw RM1000, is it RM1000 that I will be receiving? And when the statement is due, I just need to credit back the RM1000 right? So no interest occured?

@mustang,
I'm not too sure about that - U could check it out with the Call Centre and get back to us I'm quite sure there will be some sort of handling fees charged depending on which ATM network U use.

PLUS recently revised their Service Charge Fees to RM12 - it used to be RM10

@Tinkerbel

im just want to let all know the changes on it. hehe.

@ Mustang
u still can get RM1,000 the handing charges / advance fee will be shown in the statement and on that day u withdraw, the interest is start to charging.

@vin_ann,
I had those 'gibberish' on my Citibank Online Account too last month, haven't logged back in to check so not too sure *grins* Am waiting for my bill cycle date to end so ain't gonna pay bills till after that *grins*

Also, would U know what the handling charges are for ATM withdrawal on CC?

Make sure you shred/defaced it also. someone may play prank on you and banked into your account.
that's why your banking account number must be kept private.

d) Cash Advance fees
5% of cash amount (min RM20), and
18% p.a. daily interest
(N/A for Ready Cash)
[from Citibank]

Cash Advance Fee :
The cash advance fee is charged
to any withdrawal of cash made.
This is imposed for each cash
advance transaction.
5% or RM20, whichever is higher.
[From UOB bank]

Cash Advance Commission/Fee*
VISA/Mastercard (Both Classic and Gold)

Flat rate of 5.00% of the total amount of cash advance
Min: RM10
[From Maybank]

Cash Advance Fee
5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
[ From Direct Access]

Cash Advance Fee
5% of the amount drawn, subject to a minimum of RM15, whichever is higher.
[From CIMB]

d) Cash Advance fees } The cash advance fee is 5% of the amount advanced or a minimum of RM15. Whichever is higher. This is imposed for each cash advance transaction

} For HSBC Amanah Charge Card, cash advance is capped at RM1,000 per transaction and a fee of RM60 per transaction will be levied

} For cash advances made over the HSBC banking counter, there will be an additional charge of the following:-
- RM50 on credit cards issued by local banks other than HSBC - RM20 on credit cards issued by non-Malaysian card issuers (including JCB)
- Cards issued by HSBC Bank Malaysia and the HSBC Groupare exempted from this charge
[HSBC]

Cash Advance Fees/Casino Chip Fees
The cash advance fee is 5% of the amount advanced or a minimum of RM15, whichever is higher. This is imposed for each cash advance/casino chips transaction.
[From OCBC]

standchart pump n save.. http://www.standardchartered.com.my/cb/dep...d-save/tnc.html

"10. Cash rebate with Debit Card is only given to petrol purchases made at petrol kiosk island pumps using merchant category codes (MCC) 5541 and 5542 "

Who are those 5541 & 5542?

@vin_ann,
You sure are doing a good job Can U please post all those information up on Post #1 *grins*

@cherasbabe,
Those are probably codes assigned to merchants who're participating in the program. That said, the rebate is only given when U pump petrol at selected outlets - looks like U need to contact Standard Chartered for a list of merchants!

I was just going through Visa/Amex/MasterCard's regional promotion. Sad to say but MasterCard's promotions aren't aplenty; in fact, it's terrible!

normally how long does it to get the card? from form submission till received the card via courier.
Assuming that the form is submitted to the bank without delay.

another question is :- anything we can do to make it fast? Can we initiate the call to the bank?

tks....

@pisang,
I think between 3 and 5 weeks is considered normal

Am not a Diner's member.
I am an AAM member that got the flyer with a big 5% petrol rebate written on it.

But based on my general observation, think diner's merchants are even less than amex.

@zenquix,
AhH.. I thought U applied for the Diner's AAM card *grins*