i suggest u go to ctos in megan avenue n ask them to check. quite fast n foc if i remember correctly. don't bother calling them to check your status. it has to be done in person.

http://www.ctos.com.my/CTOSHOME/home.htm
CTOS Sdn Bhd (209649-U) Unit A-8-4, 8th Floor, Megan Avenue 1, No 189, Jalan Tun Razak, 50400 Kuala Lumpur, Malaysia Tel: 603-2770 8833 Fax: 603-2770 8834 ...

otherwise the next time u submit your loan application send to 3 banks n c which one responds favourably. i know ppl in the car n property sales industry who does that. sometimes all banks respond positively n offer better loan margin than others. other times some will reject while the other may accept. different banks may have different risk appetite.

when u submit your loan application to 3 banks all of them will know that u have done so as your applications in different banks will be reflected in ccris. they may call u n ask..."did u also submit this loan application to this n that bank?" just tell them that you did to see which one meets your expectation. some banks may not ask cos they would understand y u did so. either way no big deal there.

all the best...

wah.. i think of wan to try CIMB, hong leong n maybank... izzit ok?some of my fren said smaller bank will accept will bigger banks they consider a lot..

don't see anything wrong with that. go for it. hope u get your loan

want to try my best for it....

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Added on August 20, 2010, 10:59 pmprepare for the worst condition.. if all of them didnt bother to tell me bout the reason y my application been rejected.. what should i do?i saw advertisement tat willing to borrow money to those blacklisted...should i..??

As suggested by the other posts - go to CCRIS and CTOS and get a report from them. Then you will know where you actually stand.

If you have no other loans & CCRIS & CTOS says nothing then your future isnt that bleak.

i dont understand how the bank declare you as bankruptcy? if you dont pay your credit card and car loan will u be declared bankruptcy?

How do I check my status in both CTOS & CCRIS ?
Is it possible to check it online?

For those who have CCRIS problems, the only bank can accept ur application is MBSB. Recently i heard they are going to use CCRIS as well same like other banks but not sure when is it will happen.

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Added on September 18, 2010, 2:00 am

CTOS checkself at www.ctos.com.my and try to click at Selfcheck button.
CCRIS, u have to go to Bank Negara and request them to print for you.

..

hi guys, anyone know how fast does maybank and hsbc update their ccris for cc usage? thanks

every month.

For those who have CCRIS problems, the only bank can accept ur application is MBSB. Recently i heard they are going to use CCRIS as well same like other banks but not sure when is it will happen.

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Added on September 18, 2010, 2:00 am

CTOS checkself at www.ctos.com.my and try to click at Selfcheck button.
CCRIS, u have to go to Bank Negara and request them to print for you.

..

i used to get a warning letter twice from MARA due to not paying according to schedule & have outstanding balance,

however, after i received 2nd warning letter , i have paid all outstanding balance and follow their payment schedule.

it's a study loan.

do u guys think, CCRIS will record it ? thanks 

for CTOS need to go to their place too, i thought can check it online

bro they update when the statement date is out or after pymt due date?

For everyone has loan with bank, pls pay accordingly.. when u r in ccris, it is really very difficult for you to apply car loan nowadays.