For everyone has loan with bank, pls pay accordingly.. when u r in ccris, it is really very difficult for you to apply car loan nowadays.
Lately I found out I have these problems, although I have settled all the loans including housing loan, car loan and cc in mid of the month, all banks still rejected my application even until now still no one can tell me the exact reason they rejected my application.
Plan to go to BNM and CTOS to check the status and don know can apply after 6 months or even longer, ie, 1 year.
Now I really very in trouble as my old car seems going to breakdown anytime, I may have no car or spend much to repair the old car (12 yrs old car) which not worth to repair. I already cancelled all credit cards and fully settle, now using debit mastercard...
Just an experience to share with everyone here. Better monitor or else, you will have the same problem like me
CCRIS, CTOS, Blacklisted by Bank, Whats The different.