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 CCRIS, CTOS, Blacklisted by Bank, Whats The different.

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thilanesh
post Sep 28 2009, 02:34 PM

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im applying housing loan joint venture with my wife

my salary is 2.5k and my wife salary is 2.3k we have 2 car paying for 2.2k per month, i have a personal loan 12k paying monthly rm330
i checked my credit report with bank negara and notice my car payment show all 3 3 3 3 3. what are the possibilities for my loan get approved ? i paid the depost 10% for the house
thilanesh
post Sep 28 2009, 03:23 PM

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i have side income generated by i dont have papers to show that !
thilanesh
post Sep 15 2010, 01:50 PM

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i dont understand how the bank declare you as bankruptcy? if you dont pay your credit card and car loan will u be declared bankruptcy?

 

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