need yr advise on loan..
first time buyer
loan amount is rm214k
prefer 35 yrs
under construction
penang

anything to share like which bank got the best package?
how much is the lawyer fees?
anything to take note?

Property Cost: 160000
Downpayment: 16000
Loan Amout : 144000
Loan tenure : 30 Years
Property Status : Completed and New
Property Location : Sunway
MRTA - Yes

What is the recommended housing loan? I prefer lower interest

Good day,

Property cost : 240000
Downpayment : 24000
Property status : Completed
Location : Melaka

First time buyer, so I prefer 30years loan

Please advice which bank give best package ?

Hi,

Please check your PM.

CHeers

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This post has been edited by home_save: Dec 20 2010, 05:15 PM

Hi all im new here,

need any consultation directly from banker?

find your best mortgage loan offer @ 0167116181

Thanks and regards.

This post has been edited by leongxy: Dec 21 2010, 10:52 AM

Which bank you represent at?

anyone has good package for loan?

Propoerty details:
Property Cost: 520000
Downpayment: 10%
Loan Amout : 90%
Loan tenure : 30 Years
Property Status : Completed and New
Property Location : 16 Sierra, Puchong
MRTA - Yes


Bank offers different package for new development either BLR-1.8% (bank absorb loan agreement fee) and BLR-2.0% (buyer to pay loan agreement fee).

Which one is good for buyer?

Property Cost: 246,200
Loan Amount : 100%
Loan tenure : 20 Years
Property Status : Completed and New
Property Location : Puchong
MRTA - Yes

I wish to re-finance my property to conventional housing loan from existing bank in the market, at the moment, it is under company housing loan term.
What is the recommended housing loan? I prefer lower interest, same or less loan tenure.

TQ

l'm buying a property in USJ2 - 375K. Looking strictly for fixed rate loan. please contact me at voon_c@hotmail.com

Hey, please check your email.

Have a nice day!

Property Cost: 207500
Loan Amount : 90-95%
Loan tenure : 30 Years
Property Status : Complete @ mid 2012
Property Location : JB, jalan kebun teh
MRTA- yes

Any good package?

I would like to check with the mortgage bankers here about this matter. Let's say that a letter of offer has been signed with a bank for a certain loan amount. In the letter of offer itself, there is a clause that states if the property's Open Market Value indicated in the valuation report is less than the S&P price, then the loan/financing amount shall be reduced accordingly.
In this case, can the letter of offer be cancelled/void by the loan apllicant if indeed the valuation report indicated a lesser value than the S&P amount, since the bank would be reducing the loan amount accordingly. And why would the bank approved the loan and thus come out with the letter of offer when they have not confirmed the value of the said property.

Thanks in advance ofr your advice.



Thanks in advance for your advice.

hi...

need advise from ur guys, prefer islamic package MRTT

Property price : 305K
Loan Amount : 90-95%
Loan tenure : 35-40year (current age = 26)
Property Status : Complete in mid 2012
Property Location : Saujana Utama, Sg.Buloh

this would not happen with valuer's verbal indication. it could only happen if you declare a lot the features that does not even exist when valuer inspect the said property

has the bank rep help you to check on the valuation b4 you sign the LO?

This post has been edited by kok_pun: Dec 22 2010, 08:59 AM

Agree with kok-pun, this wont happen unless you lied to the banker/valuer in the first place...

Usually they will match whatever they promise.

Property Cost: 390k
Loan Amount : 90%
Loan tenure : 40 Years
Property Status : Complete @ mid 2010
Property Location : KL, centrio, kerinchi-hillpark
MRTA- yes pls
Others: it's a soho unit @752sqft. Bottom retail and floors 3 are soho.
Looking for a loan package. Email me at Saiful.Anu@gmail.com
Thanks...

Property Cost: 591k
Loan Amount : 90%
Loan tenure : 25 - 30 Years
Property Status : Complete @ end 2012
Property Location : Kajang 2
MRTA- optional

Looking for a flexi loan package. Email me at bubbbly@gmail.com

Thanks...

I've just paid deposit for a subsale property and now looking for loan package. Please PM me

Property Cost: 300k
Loan Amount : 90% + 5%
Loan tenure : 30 Years
Property Location : Puncak Nusa Kelana

Hey swym,

Please check your PM.

Thanks! Have a nice day!

Cheers..