Hi,

For property under construction, need to check for the project whether it is our End Financing project. Could you send me the developer's name and project name?

UOB do offer Semi Flexi and Full Flexi loan.
Interest rate is usually fixed upon tying up project with developer.
Loan tenure can go up max to 40 years or Age of 70.

Please personal email me if interested to know further.

Thanks.

Warm regards,

Vong Nyee How
012-8560466
vongnyeehow@live.com
Mortgage Specialist
United Overseas Bank (M) Bhd

Hi,

Do check your PM.

Cheers

Hi,

Check your PM.

Cheers

Hi, please check your PM.

Cheers

Hi,

Commercial Soho can go up to 80% + 5% loan margin for.

Please fo PM me for further detail.

Cheers

Vong Nyee How
012-8560466
vongnyeehow@live.com
Mortgage Specialist
United Overseas Bank

Hi,

Developer: Fitters Diversified Bhd
Project Name: Zetapark

We can provide loan amount up to 80%.

The additional 5% is for MRTA, Legal fee.

Cheers

Thanks

Vong Nyee How
012-8560466
vongnyeehow@live.com
Mortgage Specialist
United Overseas Bank

Hi, Do check for your PM.

Cheers

Hi, Do check for your PM.

Cheers

Hi,

Check your Personal Message.

Cheers

Hi,

Check your PM,

VONG NYEE HOW
012-8560466
vongnyeehow@live.com
Mortgage Specialist
United Overseas Bank (M) Bhd

Wow, sounds like ordering bankers~

This post has been edited by vong: Dec 5 2010, 11:03 PM

This is the biggest problem when a customer think that a banker is representating for the BANK. Customer never realise that bankers are actually lawyers for them for loan approval.

Customer (Defendent), Bank (Judge) and Banker (Lawyer), as you can see, Banker's job is overlook at the Banking line industry.

Banker will always give them their best service and best package they can offer to help their customer. But it is the Bank (Judge) to decide which offer and package to give to customer. Since every bank got their own policy, a Banker can't give all what a customer wanted. Banker (Lawyer) don't create the policy, they assist and help to overcome the policy.

I have an experience a customer made an appointement with 3 Bankers from other banks at the same time and ask them all together what we can provide, I just left them alone and told the customer, only contact me again if only you seriously respect a Banker as a Lawyer to help you. If a customer doesn't know how to respect a banker then there is no point to go further.

A smart and knowledgeable customer will never blindly to choose a loan with only the best interest rates for housing loan. There are so many things to consider for a housing loan.

By the way, most VIP borrowers do actually consider better services rather than interest rates as they know, trust, product knowledge and service is the VALUE that they want from a Banker, not PRICE.

When you look at the VALUE, you dont look at the PRICE;
When you look at the PRICE, you dont look at the VALUE

Anyway, just a humble opinion from me.

I dont mean to point to anyone, just to share to everyone that sometime things doent look as it seem to be.

Cheers

VONG NYEE HOW
012-8560466
vongnyeehow@live.com
Mortgage Specialist
United Overseas Bank

This post has been edited by vong: Dec 7 2010, 11:00 AM

Hi,

My point is very simple and clear. We work for the Bank but we fight for Customer. I Bet All Bankers from All Bank would everyday pray and wish their bank would give the best package in town for their Customer so they do not wish to compete with other bank. But it is by end of the day that the Bank that decide what to offer.

I never mean to bash or point anyone here because I myself is also the innocent customer who buy house myself. I just want to share with everyone that a Banker's job is overlook in Banking line industry. As an unnamed user above said, most bankers are providing professional services at no charge.

Sorry if any of my points is being misunderstood.

Cheers~

Please check your PM,

Cheers

Hi,

Please check your PM.

CHeers

Please Check your Personal Message.

Cheers.

Hi,

Sign two letter offer but by end of the day will only sign either 1 of the loan agreement. It is strongly not advice to do so as some of the bank will charge you for administration fees although by end of the day you didn't sign the loan agreement with lawyer.

Btw, had you successfully got your loan already?

Hi,

Do check for your PM.

Hope to hear from you soon.

CHeers.

Hi,

Check your PM.

Cheers

Hi,

Please check your PM.

CHeers

Please do check you PM.

Hope to hear from you soon.

Cheers.

---

Added on December 23, 2010, 10:35 pmHi,

Check your PM.

Cheers

This post has been edited by vong: Dec 23 2010, 10:35 PM