Mortgage for low cost flats

I am looking for best package for my flats. Loan margin will be 70%. Property purchase price range from RM63,000 - RM72,000. I have a few units waiting to get financing.

I am 53 yrs old, wld like to have max tenure to maximise tax advantage.

Hi,

I am looking for loan to finance a property.

Property Price : 250k
Property Type : Condo/Freehold/Not Completed
Age : 25 years Old
Annual Income: 36k
MOF : As high as possible
Tenure : If possible 40 Years
Insurance : No MRTA attached

Extra info : Is there any where there is free legal fee? If there is not around how much is the legal fee which may be charge. Flexi/Semi Flexi

Hope someone can give me some advice on the budget of the loan procedure.

Thanks

This post has been edited by Unicorn86: Dec 9 2010, 04:06 PM

Please Check your Personal Message.

Cheers.

can we sign two letter offer from different bank?

i'm just curious

Hi,

Sign two letter offer but by end of the day will only sign either 1 of the loan agreement. It is strongly not advice to do so as some of the bank will charge you for administration fees although by end of the day you didn't sign the loan agreement with lawyer.

Btw, had you successfully got your loan already?

Dear Forumers,

Advisory support from Home Save will be continued as per latest arrangement. Effectively from 13 Dec 2010, advisory support will be shifted from all the threads to the links as categorized as below:

(A) [Home Save Consultancy] Mortgage Loan Advisory & Application Support
(B) [Home Save Consultancy] Property Valuation Support | Simple Verbal Indication & Comprehensive Valuation
(C ) [Home Save Consultancy] WikiMortgage Product | Scheduled to operate prior 20 Dec 2010
(D) [Home Save Consultancy] Property & Development Highlight | Scheduled to operate prior 25 Dec 2010
(E) [Home Save Consultancy] WikiInsurance Product | Scheduled to operate prior 31 Dec 2010
(F) [Home Save Consultancy] Know your Insurance & Protection | Scheduled to operate prior 31 Dec 2010
(G) [Home Save Consultancy] Knowledge Archive | Scheduled to operate prior 31 Jan 2011
(H) [Home Save Consultancy] Mortgage Packages in One Table | Scheduled to operate prior 15 Jan 2011

Service excellence for LYN members.

Regards

This post has been edited by home_save: Dec 13 2010, 04:10 PM

just curious, how many here take up 40 years loan. if own stay sure kena interest kau kau

i have 40 yrs loan
interest is the same lah
but best when got money, dump into the loan account to reduce the years

total interest payable over 40 years the same as 30 years meh?

This post has been edited by airline: Dec 13 2010, 05:34 PM

total interest sure not same le

commercial rate

blr-2.00
log in 3 years
margin 85%
tenure: 25 years

more than 1mil
no log in
other is same as above

kindly pm me if you are interest
carmentee@live.com
012 3565776

This post has been edited by carmentee: Dec 13 2010, 08:40 PM

Hi there,

I'm looking for a best loan package:

Selling price: RM580k (need help to do the pre-valuation on the house)
Location: Putra Laman, Putra heights
Type: Intermediate
Loan Tenure: 30 years

Please PM me if you need more info. Thanks! Am new in purchasing property...pls help...

Searching around for best offer housing loan;

Property price : 330k
Loan Margin : 90%
Loan tenure : 30 year
Current age : 29
Property Status : Completed
Property Location :Puchong

Thank u.

CIMB got very good package for preferred members. I am interested to work with them. Any motivated hard working and efficient CIMB loan officer around??

Dear Forumers,

Kindly inform that Mortgage Packages in One Table had been launched in Beta Mode. 16Dec2010 onward, all banks' packages will be updated in this thread. Your visit is welcomed and suggestions are appreciated to boost our excellency.

(A) [Home Save Consultancy] Mortgage Loan Advisory & Application Support
(B) [Home Save Consultancy] Property Valuation Support | Simple Verbal Indication & Comprehensive Valuation
(C ) [Home Save Consultancy] WikiMortgage Product | Scheduled to operate prior 20 Dec 2010
(D) [Home Save Consultancy] Property & Development Highlight | Scheduled to operate prior 25 Dec 2010
(E) [Home Save Consultancy] WikiInsurance Product | Scheduled to operate prior 31 Dec 2010
(F) [Home Save Consultancy] Know your Insurance & Protection | Scheduled to operate prior 31 Dec 2010
(G) [Home Save Consultancy] Knowledge Archive-Mortgage *Beta
(H) [Home Save Consultancy] Mortgage Packages in One Table

Recent Update:
Knowledge Archive-Mortgage - Article 1. Are you eligible for a loan? A brief introduction in calculating your mortgage gearing. (14 Dec 2010)
Mortgage Packages in One Table - Alliance Bank: Alliance Bank Mortgage Board Rate - Revision (16Dec2010)



Service excellence for LYN members.

Regards

This post has been edited by home_save: Dec 16 2010, 09:13 PM

Any loan agreement lawyer here(preferable anywhere in Selangor or Kuala Lumpur) that doing standard chartered bank. If anyone know a good one, please share with me their contact. Thanks

This post has been edited by aero: Dec 14 2010, 09:29 PM

Hi,

Do check for your PM.

Hope to hear from you soon.

CHeers.

Hi,

I am looking for loan to finance a property.

Property Price : 220K
Property Type : landed/Freehold/Not Completed
Age : 30 years Old
Annual Income: 36k
MOF : 90%
Tenure : 30 Years
Insurance : MRTA attached
location : Chemor, Ipoh, Perak

Extra info : Looking for Flexi/Semi Flexi/ others...

Hope someone can give me some advice on the budget of the loan procedure.

Thanks

Hi,

Check your PM.

Cheers

hi, anyone can comment OD for home loan?