the word platinum also not platinum?

platinum has higher credit limit... more difficuilt to get compare with gold card.

nope, it is not, it's more like a clear card.

mind to explain a bit... you mean platinum is similiar to clear card...

This post has been edited by pisang: Jun 6 2008, 12:56 AM

i actually mean,the ONE PLATINUM credit card from UOB is just a clear card / classic card, it's not a real platinum class card.
an actual platinum card will require a near 5figure monthly income or solid savings in a bank.

clear card? that card really most crap i ever heard lol....no offence to those who are having 1

i thinks with the words "One Platinium" then they able to charge RM388.

but, it waives after u swipe 12 transactions per year. every1 can achieve this. so the RM388 is just to put on in Terms n Conditions for decoration.

UOB is playing around, i thinks those who applying the One Platinium card play play and less than 12 transactions will kena RM388, very fatt fatt.

but i thinks these kind of people is NONE.

I'm not the least bit interested in applying for this ONE Platinum card. Btw, for those with the card, do U even get other 'Platinum' benefits such as travel insurance up to RM1m/2m, etc etc?

Basically ONE Platinum card is a cash rebate card.

BHP petrol 2% rebate
Carrefour 4% rebate, with it's structure. i thinks only when u purchase more than RM100 then only entitled. long time din check the rebate for Carrefour.

n also, there are a lots of other rebates.
more infor you can check here.

UOB platinum cheating .... worst than cimb DA gold ....

i got a CIMB DA limit 8k ... then this uob gal said its a platinum so u can get higher limit ... after i got my card , the letter stated credit limit 7k ... somemore i apply using my hsbc card (limit 12k) ... if u r not givin higher limit at least pls follow my previous card la ... straight away cancel the card w/o activate

now already ban uob cards....

Need some advise from you guys here,

around 3 weeks ago i apply a credit card at one of the MAYBANK branch but when i called up the cust care and i noticed that they did not receive any of my application.Then i called to the particular branch to check and they promised to call me back but they didn't.So dissapointed with their service and i feel cheated as they photostat my i/c and credit card.I affraid they might misuse my i/c.Can i made any complaint or what can i do?

@vin_ann,
I see. I will check the benefits out soon.

@santaclaus,
CC salesperson will never be able to advise properly when it comes to Credit Limit as the banks go through a certain procedure to determine Credit Limit.

At the v least, the bank didn't downgrade U like what Citibank did to me

@firewir3,
Lodge and official complain (in writing) and send that to MBB. Hopefully, U get a reply from them and they will expedite ur application. It's also good if U know the name of the officer who attended to u.

LMAO....then UOB One Plat really is a disgrace (no offense to card holders, just that the credit limit is a joke)

why kena downgradE? got 80k credit limit but only use 1-2k per month izzit?

This post has been edited by ar188: Jun 6 2008, 01:53 PM

@jeff_ckf,
The UOB One Platinum isn't really a Platinum card so it's not really a joke It's just a gimmick to make people feel good

@ar188,
I'm a faithful user of my Citibank Clear Card. A couple of weeks ago, I was given an upgrade to their Gold card. Upon checking, I realised my credit limit was down from RM20k to RM7k so I made lots of noise [I just needed some drama then, and I wasn't at all interested in the upgrade but muAHahAHahHAhahAHahHA nothing to do so sent Citibank a letter].

It shouldn't matter how much $ I spend but I shouldn't be downgraded for no reason. Moreover, this was supposed to be an upgrade

Gimmick huh....you really should be a politician

@jeff_ckf,
But it is - it's a marketing gimmick to make their cardholders feel more special [esp those who aren't able to earn that actual Platinum card] - it's a big market...

I am one of their target then But I am using cheapo free for life cards from DA and Citibank

@jeff_ckf,
Just cause banks offer 'Free For Life' cards doesn't mean it's cheapo. I certainly wasn't aware that Citibank had Free For Life cards other than complementary cards issued with CitiGold accounts.

I too hold a DA Gold Graduates Credit Card which is Free For Life with no conditions attached

Citibank does offer. They are called Choice cards, only condition is you need to swipe twice a month for any amount