ya, it cheap... hehehe.. but need to inform those who might think this deal is 100%free ma...

@TeraPox,
Ah well.. there's no such thing as a free lunch [Oh wait.. maybe there is.. from UOB *grins*]

Want to ask if a stranger say he can apply credit cards for u, izzit safe or not to give ur photostats details, pay slip, epf etc etc to him to apply for u ?

@ericpires,
If he represents the bank then it's oK; as in he's a CC salesperson. If he's not dressed in Uniform and can't tell U which bank he's with and all I suggest U don't.

recently maybank upgraded my credit limit to RM5000 without telling me..izzit normal??

http://forum.lowyat.net/topic/693954

Thks for your answer, tinkerbel. Is this guy legit r ?

Maybank wants you to spend more money hehehe.

demmm

@mensa,
It is pretty common for banks to increase ur CL. Unfortunately, I've only heard about other people getting an increase in CL; it's never happened to me *sigh*

@ericpires,
He sure sounds 'knowledgeable' enough but I wouldn't put my application through him unless someone I know did and got their card.

Depending on what CC U want, U should be able to bump into their roadshows at malls or shopping complexes. Or, get a friend to give U their agent whom they applied from.

normal la like that..
maybank even give me another CC to increase my CL.
I reject the CC, then they cancel the increment.
haha...
never mind..want to close the acc once all debt paid & all point redeem. hehe..

@zcatz,
I don't understand Y banks just can't increase our existing CL rather than issuing an additional card. Does it not dawn on them that we do not want to be carrying additional weight in our wallets?

that's y..i did ask them, why not increase without the additional card..
the girl on the phone just tell me, that can't be done..
really surprised me bcoz last time they increase my CL, i don't even notice it.
since i'm not so desperate for that increment, so just leave it lah..
told that girl, other bank just give it like that, and she have no comment..huhu..

@zcatz,
I actually wonder if it's because of limitations by Visa/MasterCard *shrugs* And I've given up asking for an increase in CL from my primary bank (Citibank). Am going to kick them as my primary bank as soon as I make my reward redemptions

mind to tell me how much is your CL given to you?

@mensa,
I currently have RM7.5k cash CL on my Clear MasterCard; I started off with RM5k. I probably could get the bank to convert the existing credit for advance cash + installment plans to get a higher cash credit but I'm fed up with Citibank. I started with them in Y2000 with RM5k CL so it's amazing how little they've increased my CL - I've also been rejected on 2 separate accounts when I requested for a permanent increase in CL and once when I asked for a temporary increase in credit limit to pay for the cost of a surgery!

To be fair, Citibank issued me a Clear Visa a year after I obtained the MasterCard; and that gave me additional RM5k credit.

@tinkerbel...

ur card CL to way to high for them to increase again....*grin....

it's quite a big cl for me..do you shope a lot? ..i think 5000 is more than enough ler btw manage ur cc usage wisely

@TeraPox,
I don't need an increase in CL now *grins* If I didn't need it in the past, Y would I need it now? More so when I also recently obtained a HSBC CC *grins*

HSBC?..... another platinum?

how the comments for the MBF cards...the balance transfer without interest worth compare with other cc BT.