Where you got this info? Also MY exposure bond?

From my source in AmInvestment. Let me check with the person if I can release the name of the fund here.
From the info I get is that it will use similar investment strategy and management as AmDynamic Bond.

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Added on October 25, 2012, 6:08 pmThe name of the new fund is "Am Tactical Fund"

This post has been edited by aronteh: Oct 25 2012, 06:08 PM

Thanks aronteh

currently i wanted to start investing, still struggling to keep some money for funds due to emergencies happening this few months >< last time i asked i have rm1k per month for funds/bonds, which one should i go for currently? i wanna do long term investment as a savings. i wanna know wat kind of extra charges will i get for the fund, like entry charge, yearly admin charge and so on...

This post has been edited by ben3003: Oct 26 2012, 10:16 AM

For those who wants to know more about the fund. Go here
http://www.ambankgroup.com/en/FundManageme...acticalBond.pdf

The fund will invest in low credit rating. Mean higher risk for higher returns. Not so sure whether it has the same holdings as amdynamic bond or not.

Not comparable to AmDynamic Bond:
- AmTactical invests in foreign (asian) bonds
- AmTactical charges up to 2% SC (but 0% exit fee)

I'd say, AmTactical is in the same league as Hwang Select Bond, OSK-UOB Income and RHB Asian Total Return.

read the master prospectus any fund/company u want. all the charges/fees stated there.

oh ok thanks.. how about any funds/bonds that is considerable for entry ppl like me? Wat kind of portfolio would be suitable for a fresh grad? my aim is ~10%pa net ROI, means after deduct those charges. last time got amdynamic bond seems good but now closed already, need to look for alternative for long term one.

Don't think there are bonds in Malaysia that can continuously giving 10% pa every year. Once a while maybe possible.

You need to consider some equities portfolio as well if you set a target of 10% pa..

u mean taking equity fund? cos i got around 1k per month.. but my initial start is only 1k so i can choose 1 only 1st..

Ya need to consider some equities if you are hoping for that return. Bond alone can't get you there.

oh kk.. mean i need a portfolio instead of just 1 fund.. ya i know i will have a portfolio, but i don have like 10k or 5k even to get at least 5 funds running currently. Only have 1k and i think the sooner i start the better, so probably going into equity fund or bond 1st better?

For me i start with 3K and buy in 3 bond fund that time...Amdynamic, Ambon Islamic, and osk UOB EMB...hehehe and slowly add in some equity like kenanga growth...

5-10 funds is pretty difficult to manage for me. Less than 5 is ok. I usually invest the minimum 1k and then put in 100-200 every month and I monitor the fund performance closely.

Before buying any fund I will have a look at its past performance vs the KLCI index. If it is underperforming compared to it's peers (other similar funds) then I won't look at it. I will look at the top 3 and decide.

nice suggestions usually you dont need that many bond funds. also, you can buy bond and equity funds from a same investment house so that you can enjoy the advantage of switching between bond and equity for free when you need to

but there are many points to consider before deciding whether a bond or equity fund is suitable for a person.


abitnuts... a top fund this year may be not top next year. this is why lipper have a group so called 'leaders'. a consistent performing fund is better bet as we dont know which fund may be better next year? when you buy last year's winner, you may already be buying high, hence no much potential for further growth. hence its better to go for a consistent performer than the best

i see that you are using dollar cost averaging?

5-10% compounded return is expected, cannot guarantee abt 10%, even in equity funds, for bond 5-6% is realistik. r u sure amdynamic bond give 10% annualy? taht is very good. better than equity funds.

ok, if u hv 1k per month. and as per suggest by others go for both and equity. assuming 2 funds.

first month, open 1k in bond
2nd, open 1k in equity

3rd month sign up DDI rm500 each for both acc.

Yup, you're not wrong when you say that a top fund this year may not be top next year. I do go through lipper as part of my fund analysis. As for whether picking a consistent performer, well it might depend on a few things like my risk appetite and so on.

AmDynamic normalised annualised returns is around 8-9%

But year-to-date, returns are slowing down, which is expected given the rally in bonds and the current low yield of bonds by historical standards.

any good global emerging market fund to recommend?

so far the better one has been Eastspring Investments Global Emerging Markets