Oct 28 2012, 04:23 PM
QUOTE(wayne84 @ Oct 27 2012, 09:55 PM)
For me i start with 3K and buy in 3 bond fund that time...Amdynamic, Ambon Islamic, and osk UOB EMB...hehehe and slowly add in some equity like kenanga growth...
nice suggestions usually you dont need that many bond funds. also, you can buy bond and equity funds from a same investment house so that you can enjoy the advantage of switching between bond and equity for free when you need to 
but there are many points to consider before deciding whether a bond or equity fund is suitable for a person.
QUOTE(abitnuts @ Oct 27 2012, 10:26 PM)
5-10 funds is pretty difficult to manage for me. Less than 5 is ok. I usually invest the minimum 1k and then put in 100-200 every month and I monitor the fund performance closely.
Before buying any fund I will have a look at its past performance vs the KLCI index. If it is underperforming compared to it's peers (other similar funds) then I won't look at it. I will look at the top 3 and decide.
abitnuts... a top fund this year may be not top next year. this is why lipper have a group so called 'leaders'. a consistent performing fund is better bet as we dont know which fund may be better next year? when you buy last year's winner, you may already be buying high, hence no much potential for further growth. hence its better to go for a consistent performer than the bestBefore buying any fund I will have a look at its past performance vs the KLCI index. If it is underperforming compared to it's peers (other similar funds) then I won't look at it. I will look at the top 3 and decide.
i see that you are using dollar cost averaging?
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hopefully exsiting investor's wont be affected by this. i know many ppl have a heck amount of money inside. this is shocking indeed, PM being the most famous brand of UT
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