Nothing concrete but i guess the fund just issued dividends, thus NAV dropped? U are right that money market funds usually doesnt drop 2.6% in one day (unless something major happened to fiat $)

What're the 5 funds?

Anyone if know what fund can lump sum, please tell

yes it's a good bond no doubt, juz take note on the 1% exit fee

FYI - my flexi's BLR -2.2%, thus effectively it's 4.4%pa now.

I wouldnt suggest DUMPING most of yr $$ into any bond funds - best to have it spread, eg. 50% at most into bond funds (not specifically AmDynamic Bond) and the other in yr flexi home loan a/c.

Heck, if you're an equity investor (normal stocks, equity funds, REIT stocks, properties, etc), U may not even want to dump in 50% as your $ in yr flexi mortgage is "available any time" for U to buy into opportunities WHILE nearly making as much a bond fund (nearly heheh - say 5% to 6% pa on average). By "not placing" the $ in a bond fund, U dont have to worry about the entry or exit cost from the bond fund when U want to go on an equity buying spree.

Personally, i've only moved a small amount of $ from my flexi mortgage into a bond fund - at most, less than 1/3, and then only because i've accumulated more than what i plan to use for equity purchases within a year. Pls note that i'm an "asset allocator" and "DY% or value lelong buyer" at heart, thus keeping enough cash around for opportunities & re-balancing is needed   - your mileage may vary greatly if you're more focused on Fixed Income.

Just a thought 

No seafood here yar, just a worker ant chugging along & sharing hopefully something useful 
DY% = Dividend Yield %, a measure of returns for stocks/REITs and any dividend paying investments
eg.
1. If U bought a REIT stock for $1 per unit and it gave U $0.10 net dividend at the end of the year, U can say your REIT stock's net DY% = 10%
2. If U bought the same REIT stock later in the year before dividend ex, say $2 per unit, and got the $0.10 net dividend for your 2nd REIT transaction, U can say yr 2nd transaction net DY% = 5%

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On your Q on compounding, i think a visual will help explain here
[attachmentid=2660213]
Based on the visual above:
1. Assuming your $10K grows 100% to $20K, yes you will profit $10K but look at the per annum growth zig zagging
2. Assuming your $10K grows 10%pa compounded, U will notice it's $26K (rounded up), not $27K. Well, assuming it's $27K, $17K is your profits

The Qs U posted is a bit... weird. It doesnt ask a cohesive Q and I think none of the answers above helps..
Pardon me if i'm mistaken, are U trying to figure out HOW TO CALCULATE your CAGR?
either for each of your entries/transaction and/or TOTAL for all entries/transaction for a fund?
heheh - the best As in the world cant help if the Qs arent on target - thus my clarification request

Mr Wong's my dad , i'm just wongmunkeong and i'm in IT, thus not Finance ppl too .
Ok, back to "work".

The concept of CAGR is in simple effect, your returns on your capital + returns on returns, which i think U've nailed down. It's just the bleeding maths thinggy right? i'm no maths genius (Credit3 only for SPM  ) but logic is my game, thus, in Excel, for lump sum:
1. IF U know the %pa compounded (CAGR) and years compounded
U calculate forwards for $10K and grow it by 11.6%pa compounded, it'll be $29,966.90879,
eg. $10,000 * (1 +11.6%)^10yrs
Note: The karat symbol, "^", is math's "BY POWER OF" (pls correct my math's English if i'm mistaken)
Thus, yes, you're right IF past history is repeated perfectly for your purchase and sell timing
I'm just assUme-ing that U are estimating your future returns?
If so, please be aware that U should always look at "bad ending", "good ending" & so-so ending scenarios for your time horizon, to get a holistic probable view (IMHO lar).
eg
for 10 years' bad ending = 1999 Jan to 2008 Dec
for 10 years' good ending = 1998 Dec to 2007 Jan
for 10 years' so-so ending = 2001 Jan to 2011 Dec

2. IF U know the total value at end of 10yrs and want to find out the %pa compounded (CAGR)
CAGR %pa  = (Current Value / Cost)^(1/years) -1
Where:
Current Value = units * NAV (ie. redemption value / sell back value)
Cost = total cost for that transaction or purchase

Using your example, Kid Save Fund:
Current Value = $29,966.90879
Cost = $10,000
Years = 10
Thus, CAGR = ($29,966.90879/$10,000) ^(1/10) -1
=2.996691 ^0.1 -1
=1.116 -1
= 11.6% pa compounded (CAGR)

Cool or  ?
For multiple entries/buys (like DCA or VCA) in a fund, calculating your overall CAGR is even more  (unless U use Excel's XIRR function to have a close approximate) but calculating each entry's CAGR is the same as the above (2).

Hope the above helps more than confuse 

Ya or...AmDynamic Bond drop...AmBond drop...even AmIncome Plus also dropped

Cannot be BNM increasing rate at this juncture
It'll be economic suicide

No Sifu here boss, just an average Joe focused on making something for my girl and my retirement 
Attached is the mutual fund worksheets in ZIP.
Please remember to "Add-Ins" and put in the stuff required (see screenshot), else the CAGR using Excel's XIRR() function wont work.
[attachmentid=2778132]

As for the Stocks worksheet.. er.. i'm having trouble thinking of how to make it easy to use as it reads a CSV EXPORT FILE specially formatted by me from HLeB
Let me meditate on it a bit yar and see how it can be solved easily 

NOTE: USE AT YOUR OWN RISK - it's my cleaned-up personal worksheets with some samples for U to understand and modify to your own needs.