I have been watching this thread for a long time and seen so many type of peoples, investors, newbies and agents. I really salute you guys for your patient in explaining the dividend issue. Can't blame them all. Some agents have been misguided in their training and even brain wash by they trainer in this matter. The whole objective of this is to sell more funds to your clients.

I know this as I had been an agent before , and I have seen many agents who are ignorance on how the dividend work.

The sad thing is many misguided agents use the dividend coming soon to get their clients aboard.

I guess they feel like "u just burnt their house and beat their momma" because they feel you are breaking their rice bowl.

That a good illustration. Kudos to Pink Spider

Have been very patient with the market since last year. Holding all ammo in 80% on Bonds now, 6% Cash and 4% Reits. Waiting for the right timing.
Markets is getting very exciting lately. Looking for opportunity of a life time here.

With all the Sifu combine wisdoms here, hopefully we can time it correctly

Aiyoyo, don't shoot with "planet busting dragon ball-sized" la My gun not big enough to load such ammo.
Fire with bazooka good enough lah. Can fire many round.

Asia markets are flush with liquidity from US and Eur crisis. We are seeing a boom in properties market due foreign inflow.
But government is trying to control the properties market to avoid potential bubble.

AmDynamic my anchor fund, due to 1% exit charge this will be reserve ammo. AmBond and AmBond Islam ever ready amno.

I have been doing cost averaging on GOLD from about 1760 to 1555 , understand how you feel.

Don't touch Bro. I got burn by a few Gold companies. One after another promising 3% and above per month.
There are no special formula, just ponzi scheme. You are paid with your own money, by buying GOLD markup >30%
If will continue to work as long as more investor come in and Gold price keep increasing.

Don't want to name the companies. But you can find out from BNM list.

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Added on July 16, 2012, 8:06 pmGold for me is for long term inflation protection. My view is 10 to 15 years.

This post has been edited by aronteh: Jul 16 2012, 08:06 PM

7 figures. Police reports have also been made many times. So far recover only about 15%
That my experience to share. Make sure it is regulated or else you better understand how the whole business work in and out.
Don't be overcome by greed. This is how our emotion is being play.

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Added on July 16, 2012, 10:04 pmActually, I am exploring Emerging Market now. I feel our local market valuation is high now. Just my 2 cents opinion.
Will do some portfolio rebalance soon.

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Added on July 16, 2012, 10:17 pmIn the weekend edition of The Business Times, 30 June - 1 July 2012:

"I am a proven liar. Don't believe anything I say," said Samuel Israel. He is the hedge fund manager convicted of running a US$450million Ponzi scheme who faked his own suicide in 2008 to avoid his prison sentence before turning himself in after a worldwide manhunt.

When asked what can an investor do to avoid being conned, he said, "Seek as much transparency as possible. If they do not understand exactly how a manager is making money, do not invest. If there is a secret process that cannot be explained, run."

Investors are sometimes too busy looking for profits to notice where the truth ends and the deception begins.

Quote I read from another Investment Blog.

This post has been edited by aronteh: Jul 16 2012, 10:17 PM

From their list of recommended funds, I think FSM is fair and not bias to OSK-UOB funds.

Me too.

With all the conditioning. Slowly boiling the frog. I think we might not see such a drastic drop. PE of 5 might be a bit optimistic, likely to be 8 I guess.

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Added on July 24, 2012, 11:09 pmFeel good factor before election. After election and if BN lose, baru tau.

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Added on July 24, 2012, 11:15 pmSome people prefer to leave they money under other people care. Worse still under the pillow. Free world mah

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Added on July 24, 2012, 11:27 pmThere is nothing wrong with it. It all depend on your personal objective.
If you prefer force saving plan + insurance throw in then it is a good plan to many peoples.
But if you are an experience investor looking to get more return for you buck then this is not a good idea.

Then again not many people actually do all the hard work of research, learning to read balance sheet, fundamental analysis of companies and economy.

As for me managing my investment is my job as I depend on it for income, so have to be more hand on.

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Added on July 24, 2012, 11:40 pmDeficit is good if the money go to infrastructure development the grow the economy and grow out of debt. But is deficit go to subsidies and unproductive expenses than that is another story. The country debt will keep increasing and GDP grow become stagnant.

Devalue the currency is a short term solution and a country can't keep doing that for long term or else end up like toilet paper. Unless the currency is the world reserve currency

This post has been edited by aronteh: Jul 24 2012, 11:40 PM

Already miss the boat on the REITs with PE of 5. That will give about almost 20% yield
Waiting for the next boat, hopefully not too long.

No problem. Like wise if you come across any good deal.

I believe there are good deals around everyday. The problem is with our limited time and resources we can't possible spot every deals. I look to network with friends that have the same outlook and direction.

Then of course not every investment is suitable for everybody due to different make up of risk profile. We all have to do our own due diligence before investing in any UT, shares and etc...

I spoke to the Fund Manager of AmDynamic Bond last month. There are not going to increase the fund size as it is at optimum level now. So it will not be open again.
But a new fund will be launch still pending SC approval, which have similar investment strategy

As to my knowledge it is not AmDynamic Sukuk.

Sukuk and bond are a different animal.

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Added on August 9, 2012, 1:39 amAnybody notice a big drop in AmDynamic NAV to 0.6142 as of 7 Aug 2012?
The latest quote is from Bloomberg.

There is no update of the fund price from normal channel since 3 Aug.

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Added on August 9, 2012, 2:33 amNo worries. Just found out 31 July 2012 is AmDynamic Financial Year End.
Expecting the usual dividend of about 0.02.

This post has been edited by aronteh: Aug 9 2012, 02:33 AM

Good thought. Especially Malaysia REITs yield going lower from 6% to 5% before tax. Singapore REITs still going strong with 9% to 8% yield with no tax.

Wah so early wet dream already But everything is possible if you want it bad enough

This where many will get hit by chasing the market, new high also very tempting for newbies. Must not miss the boat. We must be patient loh.