ya, i read the post too,
(public mutual agents and all those agents who promote themselves with their signature come come,

public mutual NO.1 yes?

then how the F do you explain the ptuiiiii funds like PCSF, PCIF, PGSF whereby since launch till today, not making money? DDI until now also not making money?  )

some time agents need to ask Q  too to give the best solution. nothing wrong on that.

lets focus on PGSF.

How you know?PGSF, launch till today, not making money? DDI until now also not making money?? 

this fund do give profits too.

learing investment method/strategy is 1 thing...choosing the correct fund is another thing.

So, can u give the belows.... think.... im trying to help u............ no point if i explain if urself  dont know  wat  u r asking.

the fund objective?
approved fund size?
current fund size?
fund risk factor?
asset allocation?
local or foreign?
what/where are the allocations?
Distribution policy?
waht are the possible risks for this fund?
how the fund performance?
do u think all the investors profit/lost the money all the time?

u can get the asnwer from fund review.

go read my new post about PCIF. as for your questions, i m not sure what you want. please explain. 

waht i want is how much u understand abt PGSF. i don want to move further if u dont know tis basic info's.  all the infos u can get form master prospectus n fund review n fund report n fund performance  in the PM website.

take ur time to get the infos.

could you post the info here? thanks 

IMO: Don't really prefer this PGSF. There are plenty of good funds (domestic) better than this PGSF. The AMF and others risks are too high!!!!

PIDF
PISEF
PRSF
PSmallCap (Higher Risk)

transit,

our fren lunchtime...asking abt the PGSF n need some explanation abt the fund too. nobody promoting this fund.

after running thru the links, it still don't explain the poor returns. kparam77 or other unit trust agents, care to shine a light on this matter.

non agents or smart investors, please refrain from answering, i like to know what the agents are thinking. 

im still waiting for...

the fund objective?
approved fund size?
current fund size?
fund risk factor?
asset allocation?
local or foreign?
what/where are the allocations?
Distribution policy?
waht are the possible risks for this fund?
how the fund performance?
do u think all the investors profit/lost the money all the time?

u may get the answer after u get the above info's.

r u sure eventhough C the fund performance.... the fund never give any profits?

Why need to go through those unprofitable fund (PGSF)???? WHY wasted the posting thread here. This PGSF is sxxxxx...no value to spend time to look further.

It's good to study those performing fund instead of unprofitable fund. n_n We are not in Engineering field to do the Failure Analysis (FA).

Kparam77, personally I felt u have providing best effort information to him/her in this thread even this is not your investor.

Ok, just met my friend, he explained. But he said better put 50 50% portfolio which is 50% to saving plan, 50% to high risk? Can i request to put all to high risk? I thought UT doesn't have saving plan? Hmm

i have looked thru i don't see much. tell me more.

I only know, DDI, DCA 100% works and good for the agent and fund house. 
Automatically income earner every month/year, without a sweat nor word. 
No offence. 

DDI, DCA, whatever, works if fund is finally generating profit over the long term.
But not every fund must generate profit, there are funds making a loss.
In this scenario, whatever DDI, DCA, potential make one sink into deeper hole.

DDI, DCA has nothing to do with risk management, it doesn't reduce your risk in equities, nor spread the risk (because you are investing the same fund)
It just try to eliminate timing factor only, or spread the timing factor only.

There is no foolproof strategy, the most important criteria is about choosing the right fund which is performing.
Not DDI or DCA or whatever.

he mean balance fund.

certain % of the $$ is allocated to equity and certain % is on bond sukuk and cash

kparam and (transit, since you seem to be very smart)  , care to reply. 

As I do reply before....learning investment method/strategy is 1 thing...choosing the correct fund is another thing.....in http://forum.lowyat.net/topic/690951/+1640