For this Public Small Cap Fund, it's the best fund in the past 3, 5 & 10 years. Of course, the previous history does not guarantee the future outcome. No one can know the next wave, but if you practice the RCA (Ringgit Cost Averaging), it's unlikely to lose your investment in this Public Small Cap.

Call me if you are interested to invest this Public Small Cap. Free Voucher to be grabbed. Only for Penangkia. Because the voucher is usable in Penang merchant only.

Public Mutual Small Cap Fund will be closed for new investment and additional investment from 05 May 2011. (Thursday)

haha! call me if you are in PG wanted to know more details about P Small Cap Fund. Time is Money.

Therefore you should know the answer why it get closed so fast :-)

Haha!

less than 200m, because existing unitholders is already exceeded 500m, the total fund size is 700m

Each Fund has fund size required to get approval from SC before offering to Public. Few of PMF got bigger fund size more than 1B units. However this P Small Cap has 700millions units approved to launched on 13.06.2000.
Fund Manager reserves right to close/apply to increase the fund size when it is strategy necessary to do so in order to manage the fund more effectively and efficient. KLSE currently have about 15% of total listed companies that having those market capitalisation of RM1.25billion and below. If you have too big fund size, you may not have sufficient counters for the Fund Manager to utilize the funds for investment. Therefore, it does not needs BIG Fund Size more than RM1B units.

Objective of P Small Cap Fund
To achieve high capital growth through investments in companies with market capitalisation of RM1.25 billion and below, with special focus on growth stocks. It is not neccesary to get bigger fund size if those invested counters are limited to those small capatali

Financial Year End: August 31
Distribution Policy: Incidental. (It is not guarantee, however if the fund performance is good in previous 12 months, it is unlikely No Distribution)
Investor Profile

* Aggressive risk-reward temperament
* Long-term investor
* Can withstand the wide fluctuation in unit prices and extended periods of volatility

Strategy

Public SmallCap focuses primarily on investments in companies that are not highly capitalise i.e. market capitalisation at or less than RM1.25 billion, with the aim of achieving high capital growth over the long-term through investments in such companies that possess the capacity to grow strongly. The fund seeks to achieve this goal by maintaining a reasonable level of exposure to equities over time in a diversified portfolio of small to medium sized companies with growth prospects that are listed on the KLSE. Generally, companies with reasonably good earnings growth prospect over the medium to long-term are sought. In identifying such companies, the fund relies on fundamental research where the financial health, industry prospects, management quality and past track records of the companies are considered.

The fund has investments in fixed income securities such as sovereign bonds, corporate debt and money market instruments to help generate returns. Where yields are attractive and interest rate trends are favourable, the investment in bonds are increased. In general, however, the investment in bonds and fixed income assets are raised at the expense of equity allocations when weaknesses in the equity markets are anticipated. Conversely, when the equity markets are expected to perform well, the funds are reallocated from fixed income assets to equities.

To achieve increased diversification, the fund may invest in markets abroad where the returns are promising. The fund may also consider attractive investments in unlisted equities, particularly in companies that are expected to seek listing on the KLSE within two years. To mitigate risks, the fund may also invest in futures and options contracts to hedge against market volatility. The lack of liquidity in the small-capitalised stocks in the equity portfolio, in particular, may result in fund experiencing significant volatilities in times of adverse market movements.
Equity Range of Fund: 70% to 80%
Stock Selection Profile of Fund: Companies with market capitalisation of RM1.25billion and below, with special focus on growth stocks.

Investment Return as at 2011-04-28
3 Month Return 6.86%
6 Month Return 11.99%
1 Year Return 11.89%
3 Year Return 47.39%
5 Year Return 145.39%
Investment performance information as on bid to bid basis. Nett distributions reinvested. For reference only.

This post has been edited by transit: Apr 30 2011, 02:03 PM

U are welcome!

Pls make sure you choose a right fund & right advisor to test market else your RM1K will dump into sea at the end. For an investor, it is long term and systematic approach.

As you may see the P Small Cap fund's performance in here. However it is not guarantee such as FD (Fixed Deposit) therefore you needs to ensure you don't need to use the RM1K within next 2-3 years or else I will suggest you to keep inside FD.

High Risk High Gain is applicable for this aggressive fund. (P Small Cap Fund)

Investment Return as at 2011-04-28
3 Month Return 6.86%
6 Month Return 11.99%
1 Year Return 11.89%
3 Year Return 47.39%
5 Year Return 145.39%

So far, I never seen a fund lose all (from RM1k to 0) :-)

It will depends on the Fund Management Company's decision if at that time (next year 2012 or thereafter) if that DDI is opens for increment. There is some buffer reserve for existing DDI but not sure if that is including the increment in the closed fund. Likely is not.

Your friend is correct!

U should consider to invest in P Small Cap or other high return investment tools under legal entity (not those skim cepat kaya lo) if you are confident that your existing RM1K is not in use for the next 3-5 years.

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Added on May 1, 2011, 6:10 pmCheck out the PMF Master Prospectus here

http://www.publicmutual.com.my/LinkClick.a...WA%3d&tabid=105

This post has been edited by transit: May 1 2011, 06:10 PM

For Sure, Fundsupermart DO NOT offer PB nor Public Mutual Fund Series.

This post has been edited by transit: May 3 2011, 05:43 PM

No one in this world can predict the market UP or DOWN :-)

DCA Approach will helping 3 parties, it is WIN-WIN-WIN situation. Some people is too focus to let other to earning the money.

(1.) Investor who don't need to monitor the market conditions, to have a fixed amount of money invested so that the averaging cost is lower in long term. **Value Averaging is good for those not a salary earner**, DCA surely work fit for those salary earner.

(2.) The Unit Trust Management Companies (UTMC) will have a fixed amount of new/fresh fund available anytime to invest in those counter when the market is DOWN trend. If there is not FIXED FUND available, the opportunity may be missed when the market in DOWNTREND. Therefore this part should not get OMITTED.

(3.) To provide little income for the Agent to support & servicing their investors in long term.

Every Business in this world needs cost regardless any types will needs capital. The capital can be any form such as knowledge, money or time. If you start up your own business, you will needs medium to huge capital.

Treat this service charge as part of your operating expense to the UT management companies to invest for you in order to earning higher returns. If your investment through a FSM or 3rd parties agent, there still needs to charge you little Service Charge in order to sustain the business model.

If investor cannot bear on this Service Charge (SC%) then please forget about the investment part. No FREE LUNCH in this world.

The long term graph will show the economic in country is UP TREND regardless we are still exist or not. If we are not exist, then those money will be your next of kins.

If FD continues to be 4-5% in next 5-10 years, I don't think it will beat the other good investment tool including the EPF which at about 5-6% for the last 10 years. (The highest point for EPF rate is in 1983, 1984, 1985 & 1986 for 8.50%, after wards it keep down trend)

See the records for the past years. The EPF running simple average rates is at 5.91%, FD is 4.34%. For the current economic climate, I don't think FD will go more than 6% since the OPR still not yet decide yet.

BN (Bank Negara) will decide on the OPR (Overnight Policies Rate) in this May 05, 2011 (tomorrow) to discuss if there is indeed to adjust the OPR.


Year EPF % BLR% Saving% FD% Inflation%
1980 8.00%
1981 8.00%
1982 8.00%
1983 8.50%
1984 8.50%
1985 8.50%
1986 8.50%
1987 8.00%
1988 8.00%
1989 8.00% 7.00%
1990 8.00% 7.00%
1991 8.00% 7.50%
1992 8.00% 9.00%
1993 8.00% 9.50%
1994 8.00% 8.25%
1995 7.50% 6.60%
1996 7.70% 8.50% 4.10% 7.26 3.50
1997 6.70% 9.25% 4.23% 9.33 2.70
1998 6.70% 12.27% 3.87% 5.74 5.30
1999 6.84% 8.00% 2.76% 3.95 2.80
2000 6.00% 6.75% 2.72% 4.24 2.80
2001 5.00% 6.75% 2.28% 4.00 1.60
2002 4.25% 6.50% 2.12% 4.00 1.40
2003 4.50% 6.50% 1.86% 3.70 1.80
2004 4.75% 6.00% 1.30% 3.70 1.20
2005 5.00% 6.00% 1.30% 3.70 1.50
2006 5.15% 6.00% 1.30% 3.80 3.20
2007 5.80% 6.75% 1.30% 3.70 3.60
2008 4.50% 6.75% 1.00% 3.47 2.20
2009 5.65% 6.50% 0.25% 2.10 5.43
2010 5.80% 6.05% 0.25% 2.47 0.65
2011 ? 1.67
2012 ?
Average 5.91% 7.43% 2.04% 4.34 2.58

DCA - Dollar Cost Averaging.
DCA - Discipline, Consistent, Accumulation :-)

Yes, I agree with you on the expectation on the Investment. Every investment is having a risk. Even when you invest in Gold, Palm Oil Scheme, Stock, Properties or even your children and etcs.

Those below funds are really not performing good, that is a fact and never denied. However in generally, the FD in long term is expose to higher risk compare to the other investment tools when inflation continues to rise.

Of course the investor must made a right decision to invest in a right fund. It also depends on the investor's risk profile whether if they are aggressive, moderate or conservative. It has many factors for the investor for making decision.

PUBLIC GLOBAL SELECT FUND : Total Returns from 18-Oct-06 To 05-May-11=-07.02%
PUBLIC FAR-EAST PROPERTY & RESORTS FUND : Total Returns from 30-Jul-07 To 04-May-11=-00.21%
PB CHINA PACIFIC EQUITY FUND : Total Returns from 12-Nov-07 To 05-May-11=-25.64%
PB EURO PACIFIC EQUITY FUND : Total Returns from 28-Jun-07 To 04-May-11=-10.10%

I never say investment in UT is guarantee return. There is no guarantee in this world for any investment tools. It is up to our choice, timing, market conditions, investment objective, investor's financial capability and etcs. DO NOT put eggs in one basket. Diversification is important.

UT investment just an additional investment tools for investor who like to seek potential higher return in Middle to Long Term beside FD. UT Advisors must give a right information to prospects before their prospects make the investment decisions.

You may consider to select few good performing funds. With your fund of RM8 to RM10K capacity, you may consider to choose 2 to 3 good performing funds to diversify your investment.

Good Sharing! Wong!

Good Sharing on the data of Public Mutual Fund. Keep it up, brother. Loving it :-)

Wong, the data in Excel Spreadsheet is really detailed analysis for all funds under PMF (Public Mutual Fund) for the past 1, 3, 5 and 10 years. BTW, may I know whether if you are using FP Advisor (software by Public Mutual) or other software for this data mining? If that is not FP Advisor software, may I know what is thw other tools to do this kind of detailed data mining. I like to learning from you. I like to do data analysis during my spare time as well.