Difference in the sense of your $1K buys U cost effectively several companies' shares lor VS U buying in the stock market $100 of this, $100 of that, etc. for $1K.

Bro, U dont know what a mutual fund / unit trust is? ie. what it is + the underlying vehicles? If so, U may want to learn THAT first instead of asking Qs which are like 2 to 3 steps ahead from "What is a mutual fund?"

This post has been edited by wongmunkeong: Jun 24 2011, 04:32 PM

i know about it just the more i learn the more i confuse lol. Ah dono if it justified the rm250 paid for exam to get licences to become utc. I think i better become investor first and learn from the bottom

Bro, IMHO, if you're getting MORE confused as U learn at this stage, may be it's the things U THINK U are learning OR the sources...

Anyways, U dont need to know in-depth about investing and investment vehicles, asset allocation, methodologies, etc. to go take the exam and license to be a UTC. U can just be a Sales Agent mar as many are

This post has been edited by wongmunkeong: Jun 24 2011, 08:31 PM

but need to go for exam rite?

The exam's sup sup water lar - 30 minutes to 45 minutes and you're out. BTW, minimum i had to stay was 30 minutes last time, even when i finished in about 10 to 15mins (with checking)

multiple choice right?

Yup, main tembak pun dapat 20% to 25% (i cant recall A to E, or A to D ) probability correct. Add cow sense = 50 / 50 + read a bit more = 75 / 25 lar

how to count annualized fund performance?

what is the different of capital growth and capital appreciation?

Haha, I won the portable iphone charger on their recent contest.

growth/appreciation/gain all similar.all means make profits.

Hello all

I've been looking at Commodity based funds for long-term (5-10 years) diversification purposes (most of my UT is equity, across multiple region).

As I'm a FSM user, my available selection is as follows:

AmCommodities Equity
AmGlobal Agribusiness
Manulife Investment - Global Resources Fund
OSK-UOB Gold And General Fund
OSK-UOB Resources Fund
Pacific Global Agriculture, Infrastructure and Resources Fund

I'm still reading through all the documetation on them. Starting to get headche . Anything that particularly jumps out at the sifu's here, or anything that I should look out for in these funds? Never invest in commodity based ANYTHING before....

1. Check the fund invest in what resource producing/mining companies
2. Check if the fund hold any swaps and/or comm. futures & what is the risk factors
3. See if the UT purchase currency hedges
4. See if the fund performing according to index. GS all commodity index and Rogers comm. index are popular ones.
5. pricing & commission - some comm. funds tend to be very expensive & risky (due to futures trading)

may i know public mutual's distribution policy is dividend payout or automatic reinvest ?

where can i look for the distribution history of public mutual?

any tips for the exam? feel demotivated to study lol

btw, can i get back the money that i paid to sit for the exam?

for epf =auto reinvest.
for cash = it deends on investor choice, payout or re-invest by tick at application form.

past 10 yrs distributions can be c at fund report/review at public mtual website.

Top performed fund

MNet: Can share where/URL to get this type of Lipper Rating for all funds in Malaysia?

Hi All,

Does anybody have experience with Phillip Capital?
Phillip Capital Link: https://www.eunittrust.com.my/

What r the important things to consider before buy a UT?

Transit, while waiting, check this out: http://www.lipperleaders.com/

May be useful?

This post has been edited by wongmunkeong: Jul 3 2011, 03:33 PM