QUOTE(haziqnet @ May 11 2016, 12:33 PM)
the best choice is CIMB bank..believe me
They offer 5%?ASB loan, worth to get it???
|
|
 Aug 31 2016, 10:42 PM
|
 
Senior Member
3,653 posts Joined: Jan 2003 From: London, Hong Kong, Subang Jaya & Cyberjaya    
|
|
Quote|
|
|
|
|
Sep 1 2016, 10:24 AM
|
Senior Member
1,305 posts Joined: Dec 2008 
|
QUOTE(POYOZER @ Aug 31 2016, 10:42 PM) They offer 5%? 5% person if u have an offer letter from previous ASB loan from another bank...if not 5.2%...anyway its quite many u can do with LASB...i can consult u how to benefit ur ASBF...just pm me... |
|
|
Sep 1 2016, 10:45 AM
|
Junior Member
57 posts Joined: Jan 2009
|
Del - Double post
This post has been edited by adymfi: Sep 1 2016, 10:47 AM |
|
|
Sep 1 2016, 10:47 AM
|
|
Junior Member
57 posts Joined: Jan 2009
|
[quote=hustlerism,Jul 22 2016, 02:50 AM]
What is this 5%? I heard there are alot of ASB loan technique. Mind sharing some of the best? 1 more question, which bank is better for ASB financing? Maybank or CIMB? [/quote] I heard there are alot of ASB loan technique. Mind sharing some of the best? My 2 cents: My technique Put all your dividen .. from ASB and ASB2 Loan to Tabung Haji Serve ASB and ASB2 Loan every month from Tabung Haji At the end of year you will get dividen from ASB/ASB2 and Tabung Haji..  1 more question, which bank is better for ASB financing? Maybank or CIMB? [/quote] My 2 cents: CIMB Islamic is my choice  |
|
|
Sep 1 2016, 04:50 PM
|
|
Junior Member
449 posts Joined: Jun 2011
|
[quote=adymfi,Sep 1 2016, 10:47 AM]
I heard there are alot of ASB loan technique. Mind sharing some of the best? My 2 cents: My technique Put all your dividen .. from ASB and ASB2 Loan to Tabung Haji Serve ASB and ASB2 Loan every month from Tabung Haji At the end of year you will get dividen from ASB/ASB2 and Tabung Haji.. Why need to take out dividend to TH? How much is dividen in TH? |
|
|
Sep 1 2016, 05:21 PM
|
|
Junior Member
57 posts Joined: Jan 2009
|
[quote=buggie,Sep 1 2016, 04:50 PM]
[quote=adymfi,Sep 1 2016, 10:47 AM] I heard there are alot of ASB loan technique. Mind sharing some of the best? My 2 cents: My technique Put all your dividen .. from ASB and ASB2 Loan to Tabung Haji Serve ASB and ASB2 Loan every month from Tabung Haji At the end of year you will get dividen from ASB/ASB2 and Tabung Haji.. Why need to take out dividend to TH? How much is dividen in TH? [/quote] TH easy to withdraw money becos they can transfer online from Tabung haji to Maybank. Compare to ASB/ASB2 itself. |
|
|
|
|
|
Sep 1 2016, 05:32 PM
|
Senior Member
715 posts Joined: Jan 2008 From: Jupiter
|
I don't think it's a good idea to put your profit from ASB to TH, you'll lose the power of compounding.
|
|
|
Sep 1 2016, 08:00 PM
Show posts by this member only | IPv6 | Post
#1468
|
|
Junior Member
449 posts Joined: Jun 2011
|
QUOTE(s|dE @ Sep 1 2016, 05:32 PM) I don't think it's a good idea to put your profit from ASB to TH, you'll lose the power of compounding. Agree here. Just my opinion, I think better to leave it in ASB/ASB2 because of the higher interest rate and to retain that compounding power |
|
|
Sep 2 2016, 04:26 PM
|
|
Senior Member
3,653 posts Joined: Jan 2003 From: London, Hong Kong, Subang Jaya & Cyberjaya
|
QUOTE(haziqnet @ Sep 1 2016, 10:24 AM) 5% person if u have an offer letter from previous ASB loan from another bank...if not 5.2%... You from which bank?anyway its quite many u can do with LASB...i can consult u how to benefit ur ASBF...just pm me... |
|
|
Sep 2 2016, 08:43 PM
|
Senior Member
740 posts Joined: May 2007 From: Land of Smiles.
|
QUOTE(adymfi @ Sep 1 2016, 05:21 PM) TH easy to withdraw money becos they can transfer online from Tabung haji to Maybank. Compare to ASB/ASB2 itself. ASB dividend is around 7%, TH dividend is around 5-6%, ko ambik from dividend besar letak dalam dividend kecik buat apa? |
|
|
Sep 3 2016, 11:21 AM
|
|
Senior Member
1,305 posts Joined: Dec 2008
|
QUOTE(POYOZER @ Sep 2 2016, 04:26 PM) You from which bank? im under consultant group...i will apply for lasb at cimb |
|
|
Sep 3 2016, 11:47 AM
|
|
Senior Member
1,305 posts Joined: Dec 2008
|
QUOTE(adymfi @ Sep 1 2016, 10:47 AM) I heard there are alot of ASB loan technique. Mind sharing some of the best? yes CIMB will be a good choice...if u have an offer letter from previous LASB u can get a discount of 0.2% for your current LASB...well about the technique are varied but most of it takes full advantage from the compounding...My 2 cents: My technique Put all your dividen .. from ASB and ASB2 Loan to Tabung Haji Serve ASB and ASB2 Loan every month from Tabung Haji At the end of year you will get dividen from ASB/ASB2 and Tabung Haji.. Â 1 more question, which bank is better for ASB financing? Maybank or CIMB? My 2 cents: CIMB Islamic is my choice QUOTE(s|dE @ Sep 1 2016, 05:32 PM) I don't think it's a good idea to put your profit from ASB to TH, you'll lose the power of compounding. yes correct...why should u allocate to other places when u can earn more with only one bucket...the longer u keep ur LASB the greater ur investment will be...with 200k if u can keep it for 30 years, u can earn about 1.6 million...thats the power of compounding... ur total payment only 396k for 30 years but u can earn about 1.2 million nett.. This post has been edited by haziqnet: Sep 3 2016, 11:48 AM |
|
|
Sep 3 2016, 11:52 AM
|
|
Senior Member
1,305 posts Joined: Dec 2008
|
for now only AFFINBANK give 5% for LASB without the need of offer letter and max loan for 30 years...
Maybank still 5% but only 25 years max for ASB1...ASB2 can for 30 years... RHB bank im not sure This post has been edited by haziqnet: Sep 3 2016, 06:05 PM |
|
|
|
|
|
Sep 3 2016, 12:00 PM
|
|
Senior Member
1,305 posts Joined: Dec 2008
|
QUOTE(s|dE @ Aug 30 2016, 02:45 PM) MBB playing tough nowadays...only give 5.0 to existing customers by credit rating. and who have PTPTN and you didn't pay well, forget about taking ASB Loan. They're linked now. (this is what my banker told me) but I think this is a good move. Pay your hutang first la then talk about other investment. most of bank are like that now... |
|
|
Sep 3 2016, 12:45 PM
Show posts by this member only | IPv6 | Post
#1475
|
Junior Member
56 posts Joined: Mar 2008 From: Penang
|
QUOTE(xeda @ Sep 2 2016, 08:43 PM) ASB dividend is around 7%, TH dividend is around 5-6%, ko ambik from dividend besar letak dalam dividend kecik buat apa? dividen TH pun boleh tahan..+ bonus lagi.. mungkin untuk memudahkan pengeluaran kot. Instead kena pegi bank keluar duit ASB, just transfer TH to Maybank. |
|
|
Sep 3 2016, 01:20 PM
Show posts by this member only | IPv6 | Post
#1476
|
Senior Member
5,379 posts Joined: Jul 2009
|
QUOTE(haziqnet @ Sep 3 2016, 11:52 AM) for now only AMBANK give 5% for LASB without the need of offer letter and max loan for 20 years... Ambabk starts giving ASB loan?Maybank still 5% but only 25 years max for ASB1...ASB2 can for 30 years... RHB bank im not sure |
|
|
Sep 3 2016, 03:09 PM
|
|
Senior Member
740 posts Joined: May 2007 From: Land of Smiles.
|
QUOTE(payaluas @ Sep 3 2016, 12:45 PM) dividen TH pun boleh tahan..+ bonus lagi.. mungkin untuk memudahkan pengeluaran kot. Baik bayar asb loan pakai duit sendiri je, biar dividend asb tu kumpul collect compunding interest, rugi je ambik dividend buat bayar loan.Instead kena pegi bank keluar duit ASB, just transfer TH to Maybank. |
|
|
Sep 3 2016, 06:01 PM
|
|
Senior Member
1,305 posts Joined: Dec 2008
|
QUOTE(cheahcw2003 @ Sep 3 2016, 01:20 PM) Ambabk starts giving ASB loan? Sorry bro not ambank but affin bank |
|
|
Sep 3 2016, 08:56 PM
|
Junior Member
499 posts Joined: Aug 2015 From: planet namek 
|
I think i am regretting having some loan on asb2. I should put all at asb.
|
|
|
Sep 3 2016, 09:36 PM
Show posts by this member only | IPv6 | Post
#1480
|
|
Junior Member
449 posts Joined: Jun 2011
|
QUOTE(mt24 @ Sep 3 2016, 08:56 PM) I think i am regretting having some loan on asb2. I should put all at asb. Yup... should fully utilize your ASB first before starting on ASB2 because higher interest. ASB2 only for those that finish ASB ady |
| Change to: |  0.0371sec
 0.14
 6 queries
 GZIP Disabled
Time is now: 6th December 2025 - 01:21 AM |
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Powered by Invision Power Board © 2025 IPS, Inc.