May know that 1148 is what it suddenly came out to my statement and i payment split into 1148 and 1128



This post has been edited by lky94: Sep 29 2019, 01:16 PM

Its principal and interest

Has anybody noticed that the tungakan bulan ini amount has changed?

Previously its shown the monthly ujrah amount. Now its more and the amount from last month and this month has changed. The amount for this month is lower than the contracted amount.



This post has been edited by sidefulnes: Dec 4 2019, 10:47 AM

Deferment of six-month PTPTN loan repayment automatic for those without arrears
Thursday, 26 Mar 2020
https://www.thestar.com.my/news/nation/2020...without-arrears

does this mean these 6 months will not have +1 in ccris?

It won't scar your CCRIS table as BNM said.

good time to clear out existing arrears and clean up ccris.. thx!

If I ain’t wrong for this deferment the interest still count and add up

This post has been edited by tadashi987: Mar 27 2020, 01:26 AM

19. Adakah kos pentadbiran/ ujrah dikenakan sepanjang tempoh penangguhan bayaran balik tersebut?
Ya. Kos pentadbiran/ ujrah dikenakan sepanjang tempoh penangguhan bayaran balik sepertimana penangguhan sedia ada.

https://www.ptptn.gov.my/faq-bayaran-balik-...ularan-covid-19

Clear ptptn as early as possible . It's hard to get good job and when someone ask you whether you took education loan , at least you can answer " no"

I think for PTPTN loan, continue to pay the usual amount as the kos ujrah still being charged.

u better that that money and invest in fd as it more high interest compare to pay back ptptn

not sure if anyone know exactly how is the deferment works?

said monthly my ptptn is 275 + ujrah interest 55 = total 330

deferment period = 6 months, start from this month April

as far as i know, ujrah interest still counts, so after 6 months which is October,

i will have to start paying 275 + 55 + 55 * 6 (ujrah interest of previous all deferment month) which is 660?
then next month back to normal monthly payment which is 330?

This post has been edited by tadashi987: Apr 4 2020, 01:45 PM

ujrah of 55 * 6 will be added to yr principle.
Then continue paying on the 7 month with a bit higher princple, nnot much increase in interest.

i accidentally overpay my ptptn twice this month
thought that my auto debit didnt went thru so did extra manual payment via fpx ...
any idea if i can skip the payment next month ?
i am not sure if i next month autopay will i get flag in ccris ?

i read that some forummer mentioned they did payment once in few month interval but they paid huge repayment sum thus no get flag. Can I assume that if we have outstanding with ptptn then only will get flag in ccris right.

Guys, any promo to clear remaining outstanding one lump sum for ptptn?

Not now. holding payment, wait September to resume?

May I know why september?

ptptn memorandum up till september, use the extra for cashflow

Repayment of PTPTN loans deferred another three months

PETALING JAYA: The government is extending the deferment on National Higher Education Fund Corporation (PTPTN) loan repayments for another three months.

Higher Education Minister Datuk Dr Noraini Ahmad said the extended deferment would be from Oct 1 to Dec 31.

https://www.thestar.com.my/news/nation/2020...er-three-months