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Need advice on repaying PTPTN loan, all ur News and Questions on PTPTN
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cfc
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 Nov 2 2016, 07:59 PM
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QUOTE(fruitie @ Nov 2 2016, 03:41 PM) I think many months I have stopped paying, I think years?  Anyway, that is only applicable for Ujrah. Previously I was on Konvensional and it is not working that way (lump sum payment). For Ujrah, it is considered as installment. I don't know la, I also have very little knowledge. Just pay and let my life peace. h fruitie, do u mean the lump sum payment for conventiona (more than the monthly payment inside agreement)l is no go , u will still be flag in ccris for ujrah, u can pay lump sump as long as more than the agreement amount that it will not be flag in ccris |
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cfc
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Nov 8 2016, 09:47 PM
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QUOTE(MonGJiHyo @ Nov 7 2016, 11:06 PM) received a call on today from PTPTN saying that I need to come to office to re-fill the form again for direct debit.. since I wrote "dash" in the form..  in fact, I already asked for 2 times to the officer in charge when I filled up the form on last week and she said need to put "dash" but today the officer that called me and said NO NEED to put "dash" and ask me to come again to office to fill up the form again.... aduiii.. why they are so inconsistent with their statements?   did anyone encountered this issue?  what "dash" was that ? IC , bank account ? or N/A |
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cfc
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Jan 10 2017, 05:40 PM
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Anyone who set up auto debit via bank?
Have you bank start deducting the monthly payment.
Set up a month ago but no deduction yet!
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cfc
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Apr 3 2017, 05:37 PM
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QUOTE(MNet @ Apr 1 2017, 01:15 PM) after 5th of the next month u will see the discount i am wondering wht i didnt receive any 10% rebare even though I did autodebit now i only realized need to wait 5 mths |
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cfc
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Apr 4 2017, 01:12 PM
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QUOTE(sidefulnes @ Apr 4 2017, 09:55 AM) Last month statement updated already, got show 10% rebate. If your penyata baki terperinci don't have, call ptptn office to check oo ok... is 5th of the mths ... i thought is 5 months later thanks all for the clarification i need to call PTPTN to ask d This post has been edited by cfc: Apr 4 2017, 01:13 PM |
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cfc
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Apr 6 2017, 06:30 PM
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so far i only try to pay with MC/VISA
don know if Amex if acceptable though
if yes , thats good !!
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cfc
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May 28 2017, 05:13 PM
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autopayment for this month (May 27th batch) still not yet initiate ...
anyone has the same problem ?
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cfc
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May 29 2017, 10:35 AM
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QUOTE(MNet @ May 28 2017, 07:20 PM) i thought autodebit date is fixed regardless weekend /public holiday so i just wait for it to auto deduct on today right ? later late payment will flag as 1 in CCRIS lagi |
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cfc
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Aug 18 2017, 10:31 PM
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anyone saw CCRIS PTPTN record that actually showed a T-remark?
can u snap the picture and upload here for reference ..
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cfc
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Aug 19 2017, 07:11 AM
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QUOTE(fruitie @ Aug 18 2017, 11:49 PM) I printed mine in April has no "T". fruitie, did you restructure ur PTPTN loan ? there is several forumer mentioned when we restructure the loan , out ptptn will actually flag with "T", then they fail to apply CC .. it will be good if we can have proof of the T really exist in ccris report that we normally get or it is only printed in banking institution version of CCRIS report ? |
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cfc
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Aug 23 2017, 12:47 PM
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QUOTE(fruitie @ Aug 19 2017, 12:29 PM) Yes, mine is restructured back in Oct 2016 and true all my credit card applications were rejected until April. I tried again in July, two banks approved mine (I applied two and both approved) and even my bankers said I'm clear for housing loan. I just bought a house. so did u ever c any "T" remark on CCRIS report ? u were in ujrah 1% before you restructure or were u still in conventional 3% loan before you restructure? i remember that converting from 3% to 1% does not count as restructure .. |
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cfc
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May 30 2020, 08:53 PM
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i accidentally overpay my ptptn twice this month
thought that my auto debit didnt went thru so did extra manual payment via fpx ...
any idea if i can skip the payment next month ?
i am not sure if i next month autopay will i get flag in ccris ?
i read that some forummer mentioned they did payment once in few month interval but they paid huge repayment sum thus no get flag. Can I assume that if we have outstanding with ptptn then only will get flag in ccris right.
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