News to reduce the rates from 3% to 1% was on August 14th 2008, as of today already 9 months passed and anyone of you have receive any new agreement or letter from them? They just keep giving excuses that there's too many people ..

hello can't they be smart abit, those who don't pay back send them letter also they're gonna throw away so what for? it's ppl who are really care to pay like us that minds about this, until today we're still paying 3% and there's no changes at all, they should send to those who pay and for those who don't serve them right ..

if you choose not to pay, you're just being an idiot which is same with those .. not to mention who ..

congratz when one day you were happily married and on the way for honeymoon and the government don't let you leave the country bcos u didn't pay your loan. I feel that what we have borrowed which is not belongs to us, it's best we pay back