Heard that the new agreement will be sending out starting June....

PTPTN is desperate la,better make PL n settle the debt with PTPTN.bank loans are more convenient.

with PL you have to pay higher.Min interest rate for PL is about 5% (bank Rakyat) but PTPTN you only pay 3%.Furthermore, it was on reducing balance.when it reduce to 1% only it is on fixed rate.So,think twice before getting PL to settle PTPTN.You will incurred more debt than you currently owed.

Agree with you, it is nt wise enough to get PL to settle PTPTN...

Personal loan is not a good option as its interest rate is much higher than PTPTN loan rate...

is 16 of june now..
any one receive offer letter to reduce interest??

here is the good information about how to payback ptptn loan :
http://imdavidlee.com/how-to-payback-ptptn-loan/

Do we need to call them or PTPTN will automatically update the latest offer letter to us?

i've called them up and they said that the 1% agreement shall be send in stages..
so to all borrowers make sure u got ur ptptn mail address correct!!

May I know which number did you call?

my address is correct ....
cause they send statement to my house b4...

Did anyone successfully get the latest agreement letter of adjusting interest rate to 1%?

Wondering are they going to update the interest rate to all or they will delay till forever.

what I feel is they are not going to do as they announced. It sounds like after 12+ months of waiting, nobody has received their agreement letter reducing the rate to 1%. They call it 'stages', but what kind of stages takes so long to switch? Its just so unbelievable.

should we get some help from this blog??
http://www.1malaysia.com.my/index.php?lang=en

we should get help from the press, gossip papers or not. I figure that's the best action. Even if PTPTN won't reduce the interest, we'll most likely get some form of explanation in their reply.

it sound like a good idea.
may be we can try?

Walau, PTPTN is too "efficient"...

For new applicant, their offer letter is stated as 1% interest; as far as I know for old applicant, majority (>90%) still remain as 3% interest.

PTPTN thread link

yes, for old application, it is 3% now, reduced 1% from 4%

i also tot will be reduced to 1%

its not about that 1% or 3% thats make PTPTN being call big G Ah Long, it was the Administration Charge. and it being charge monthly.. hack even bank dont do that

Edit : and ptptn hotline 03-20921925 was totally bullshit!

This post has been edited by bluffy83: Jul 31 2009, 10:30 AM