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CREDIT Card Thread v2, Everything about the world of plastic
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siutimtim
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Mar 17 2008, 02:57 PM
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QUOTE(hye @ Mar 17 2008, 02:08 PM) Sounds like you have a few cards on hand. If all the Platinum card holders here hold true to their humble thoughts, it might be a bit of a problem to share their experience as it means they would have to reveal their identities as a Platinum card holder.  my platinum card is approved !!!!!!!!!!!!!!!!!!! ONE Platinum only  but credit limit is only RM4000 consider high or low ? anyone mind to share their card type, bank and credit limit ???
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siutimtim
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Mar 17 2008, 03:20 PM
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QUOTE(guanteik @ Mar 17 2008, 03:02 PM) I personally used CC from 2 banks... 1. PBB Visa & Master Gold with 35K credit limit 2. MBB Visa Flex with 12K credit limit wah... why so big different for 2 bank? My friend say they will follow other card limit correct ? RM35k for gold then normally platinum how high? need how much income only can get more than 10k credit ?
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siutimtim
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Mar 17 2008, 04:46 PM
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QUOTE(dzi921 @ Mar 17 2008, 03:34 PM) That day I was at Espirit shop. At the casher, 4 person in a row uses Platinum credit card. Nothing special pun ya... that day I see few auntie and granma also use platinum card i havenot get my card.. I call they say approve already.. my next card is gold and real plat card
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siutimtim
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Mar 17 2008, 11:04 PM
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QUOTE(accs_centre @ Mar 17 2008, 09:58 PM) From UOB website, the ONE card has classic n platinum 2 types.. The min salary for classic ONE is 18K PA and 48K for ONE Platinum.. Y seem so many applied that and got ONE platinum together with just 4k credit limit? Isnt that 4k limt should be applied o Classic ONE card? where got UOB One got 2 types ??? I say ONE platinum is platinum but all say no then now you say got 2 type ??? so weird.. I called HSBC and they say NO FREE FOR LIFE or swipe 12 times a year credit card promo. They say tell them the agent name and they will investigate why give false info. Why like that ??? Nowadays cc agents are so scary
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siutimtim
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Mar 17 2008, 11:15 PM
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QUOTE(ronnie @ Mar 17 2008, 11:11 PM) Those agents will say anything to earn the commission. @siutimtim, You can always call to check if UOB One Platinum is real platinum card quality Call already.. they say yes wor.. but why got another forumer said got two type ONE card ? I dont get it from the website.. where got classic ONE and platinum ONE ????
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siutimtim
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Mar 17 2008, 11:37 PM
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how come accs_centre say got 2 type UOB one ?
one income 18k and the other 48k ?
where got 48k income UOB One Platinum ? I only see platinum RM96k wor
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siutimtim
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Mar 18 2008, 09:40 AM
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QUOTE(whoopa @ Mar 18 2008, 06:03 AM) which joker talking abt ONE platinum and whatever jack hahahaha ... its just a normal VISA card la ... that ONE Platinum is just a simple visa card .... its like mtv hong leong .. shell citibank ... petronas cimb and maybank la ... only the last 3 cards are in gold ... where else the one platinum is a visa classic only  .. ya loh. my friend classic hong leong card also got rm6k arealdy. I called again they say the name is platinum and annual fee same like platinum card but what you get is different wor... this one got more rebate and the standard one got more high class punya thing less rebate. Don't care already confirm the UOB i get sure normal type only the agent tipu me i just wonder where got two type UOB ONE card as accs_centre say?I want to see how different only.
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siutimtim
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Mar 18 2008, 12:31 PM
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found it. ONE card really got classic and platinum.. the agent is correct : http://www1.uob.com.my/webpages/oneCard/pdf/General.pdf
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siutimtim
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Mar 18 2008, 10:42 PM
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QUOTE(whoopa @ Mar 18 2008, 08:32 PM) so im holding the ONE platinum .. izit a platinum card ... ????  what is your credit limit? more than 10k ?
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siutimtim
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Mar 18 2008, 11:48 PM
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QUOTE(ronnie @ Mar 18 2008, 11:19 PM) My answer would be NO... your credit limit will tell you  No need to check credit limit already la.. I called already few times they confirm that is platinum card but is a visa plat wor... the cs said got ONE classic without word platinum and if my card got platinum means is a plat card... she even said the requirement is 48k/year to get the ONE plat... or else I get ONE classic my income is rm18k per year they also give me ONE platinum already, where got classic punya. So fake! most of my friend also get ONE plat mah where got classic de... is it platinum card with platinum word without shining shining one is low class plat ? i think OCBC robinson plat also no shining shining and the requirement is low plat or not also not important la.. what I know now is everyone also got ONE plat card.. nothing special.
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siutimtim
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Mar 19 2008, 04:40 PM
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QUOTE(accs_centre @ Mar 19 2008, 03:11 PM) http://www1.uob.com.my/webpages/oneCard/pd...wCardmember.pdfBut for sure, it wont be as exclusive as other Platinum card since all ppl able to get it..Even easier than gold card.. Correct lo. Nothing special already la Platinum card. My first card already platinum  but everyone also have this one punya,, I like the plat with shining shining platinum word.. Who say ONE platinum is not platinum..  Call UOB to check my card delivery status and they double confirm..call so many times and different CS also all confirm ONE platinum can get the same offer like other normal platinum visa.. they ask me can check other promo at http://www.visaplatinum.com/ and UOB platinum card member section also.. aiyo, salary lower than rm2k also can enjoy platinum offer ma..now I think malaysia platinum is like gold card already.. hahaha Buy 1 free 1 air tiket is for Master Plat wor not Visa plat..
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siutimtim
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Mar 19 2008, 10:37 PM
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QUOTE(synex @ Mar 19 2008, 09:56 PM) i'm holding a Maybank classic card and it will be expire soon by this August... i wish to renew it for a Gold card beside this classic one.. but my basic pay is not up to the requirement they requested. It's possible that i get the card?..btw i have been using the card for almost 4 years..  I think you should call cs to ask about that.. i know hong leong and citibank can easily upgrade for you. good luck
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siutimtim
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Mar 19 2008, 11:42 PM
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QUOTE(mrcloud9 @ Mar 19 2008, 10:53 PM) it is a great insult to deserving platinum cardholder with this uob one platinum card. nowadays, there are just so many platinum cards around from many banks. but one thing for sure, the american express platinum charge card is still able to snub them all. be it citibank or hsbc or maybank, no other platinum card is as prestigious as amex platinum in malaysia. My cousin say platinum card requirement in singapore is same like gold card but annual fee different only.. soon malaysia platinum will be like singpaore also maybe worse. my research.. platinum card : min income per month uob ONE plat - RM1500 ocbc robinson - RM4000 standard & rhb - RM5000 cimb, eon , ambank - RM6k plus alliance & maybank - RM10k hsbc - RM12k plus...
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siutimtim
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Mar 20 2008, 11:12 PM
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QUOTE(sarahho @ Mar 20 2008, 03:07 PM) Nowadays getting platinum cards is very very easy already.Even some ppl i know earning 3-4k a month can get platinum easily from MBF ,HL.Gone were the days when platinum were meant for the upper class.Now UOB has dropped the standard further.I remembered someone with 2.4k monthly salary getting platinum card. I have a Titanium card now and the limit is 60k.Hardly use it though.The annual fee will be a killer but i managed to get it waived. 60k limit ? How much you need to earn to get that high limit ? titanium ocnc rm4k/month already can get is it ? Added on March 20, 2008, 11:19 pmQUOTE(sarahho @ Mar 20 2008, 03:07 PM) Nowadays getting platinum cards is very very easy already.Even some ppl i know earning 3-4k a month can get platinum easily from MBF ,HL.Gone were the days when platinum were meant for the upper class.Now UOB has dropped the standard further.I remembered someone with 2.4k monthly salary getting platinum card. I have a Titanium card now and the limit is 60k.Hardly use it though.The annual fee will be a killer but i managed to get it waived. agree.. I also hear many friends say this few bank easy get gold card maybe also plat : - citibank - hlb - mbf This post has been edited by siutimtim: Mar 20 2008, 11:19 PM
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siutimtim
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Mar 21 2008, 09:26 AM
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QUOTE(sarahho @ Mar 21 2008, 07:47 AM) earn 20k/month but the titanium annual fee is a killer to you ... the fee is less than 0.5% of your yearly income wor ..
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siutimtim
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Mar 21 2008, 06:56 PM
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QUOTE(hye @ Mar 21 2008, 05:36 PM) Enuff talk about the ONE Platinum  What silver card in Genting are you talking about ? Enlighten us ....  Correct lo. Enough for ONE platinum already because now 100% confirm already ONE platinum = other platinum card!!!!!!!!!! Not believe, write to visaplatinum.com direct and ask i also want to know what is silver card ? where to know more about this genting card ?
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siutimtim
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Mar 21 2008, 11:45 PM
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QUOTE(candy_chl @ Mar 21 2008, 11:37 PM) Yesterday mid night, I just only submiited my online application for citibank clear card.........today lunch time they already call me. They even sending a despatch boy to come to my office next mon to collect my documents. Talk about efficiency...... I wonder whether will my application get thru as a colleague of mine had already applied twice....both also rejected. So far among my colleague, none of their application succeed. I'm just wondering whether mine will succeed? as my salary background likely to be the same like theirs......... Does local ppl have more advantage??  any reason why the application always rejected ? maybe your company has bad finance record ? as what I know, it is very easy to get citibank card because they are very agresive.. after one year they automatically upgrade gold to you some more.. I got 2 friends also got free upgrade card but not limit lo.. limit for gold card rm5k only.. like my ONE platinum card..
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siutimtim
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Mar 22 2008, 01:06 AM
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anyone applied alliance bank before ?? their requirement for gold and plat is high... I also never see they promote their card ?
is this alliance bank high class like hsbc ?
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siutimtim
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Mar 23 2008, 12:47 AM
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any other on the spot approval besides of EON bank?
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siutimtim
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Mar 23 2008, 10:36 PM
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rhb website mentioned platinum credit minimum rm20k but you can apply already with RM5k/month income... so low requirement ?
do RHB offer free for life card ?
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