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 CREDIT Card Thread v2, Everything about the world of plastic

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SUSDavid83
post Feb 26 2008, 01:17 PM

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I usually will give the CS a call to check on the status of my application - received my application, under processing, approved and etc.
SUSDavid83
post Feb 26 2008, 03:43 PM

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QUOTE(AiRBooM @ Feb 26 2008, 02:32 PM)
can i know what's the free gift for CIMB DA CC??? i just got my CC few days ago..but i didn't receive any gift..
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I think it should be an 1GB USB flash drive.
SUSDavid83
post Feb 26 2008, 06:13 PM

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QUOTE(AiRBooM @ Feb 26 2008, 03:58 PM)
they will post it to me or what?? until now i haven't got anything ehh...  sad.gif
btw mine is direct access gold visa and master only...  how you got your free gift?? call them up?
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They'll post to you. Give them a call and make a complaint about if you haven't get your free gift. You're entitled to the give if you use your card within the 1st month from your approval date.
SUSDavid83
post Feb 26 2008, 08:42 PM

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QUOTE(mi_kit49 @ Feb 26 2008, 07:36 PM)
One more thing, statement date is 14-Feb-2008 and due date is 5-Mac-2008, so the 20 days interest free period is from 14-Feb-2008 and I need to pay before 5-Mac-2008? If I pay late than 5-Mac-2008, what will happen?

Thank you
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You'll be charge late payment charge of RM 5 or 1% of your outstanding amount if you pay after 5 March 2008. Apart from that, you'll be starting to be charged on the interest fee based on 18% p.a or 1.5% p.m
SUSDavid83
post Feb 27 2008, 01:07 PM

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Called Maybank CS today and they said that my card has been delivered to the respective branch. Called the respective branch and confirmed that the card is already there. Finally I got my Petronas Visa CC.
SUSDavid83
post Feb 28 2008, 11:52 AM

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QUOTE(marky @ Feb 28 2008, 11:44 AM)
how long is the interest free period after i purchase something with my credit card?...regular purchase not installment plan
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20 days from your statement date.
SUSDavid83
post Feb 28 2008, 05:43 PM

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QUOTE(alex_cyw1985 @ Feb 28 2008, 01:52 PM)
May I know do i need to activate my maybank petronas card? or it already activated.
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No need to go through any activation. It's pre-activated.

QUOTE(HMMaster @ Feb 28 2008, 02:17 PM)
do i need to wait for their notification letter b4 we can collect the card? it has been a week since my card is approved and the card still havent arrive to the respective brand -.-
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It depends if you're requesting them to send to where. If you're requesting to send to the nearest branch, you can call if the card has arrived and go to the respective to collect it.
SUSDavid83
post Feb 28 2008, 06:25 PM

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QUOTE(yks8845 @ Feb 28 2008, 06:22 PM)
David83,

how long did u wait until u get approved ur maybank petronas cc? mine submitted application on monday and now still no call from their staff to my office to verify my status.  sweat.gif

p/s: me first time applied credit card ya, dun laugh me on my stupid question notworthy.gif
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I submitted my application to the card centre before CNY. My application is approved last Monday and I collected the card from the branch yesterday.

By the way, I have received the free gift for my CIMB DA. It's not an 1GB USB flash drive. It's bag from Santa Barbara and Polo Club.
SUSDavid83
post Feb 28 2008, 06:37 PM

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QUOTE(yks8845 @ Feb 28 2008, 06:33 PM)
thats mean took around 2 weeks for whole process? did they call ur office ? smile.gif

wow....bag from santa barbara and POlo club drool.gif  So, did u get any gift from Maybank Petronas CC  brows.gif
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I have existing CC from Maybank so that they didn't all me at all; office nor handphone. They just approved my application. Maybank doesn't give free gift officially. Perhaps you could get some freebie if you applied through agents at the booth.

It's a bagpack or knapsack from Santa Barbara and Polo Club. I think I still prefer to have the USB drive as advertised in their application form.
SUSDavid83
post Feb 28 2008, 06:50 PM

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QUOTE(marky @ Feb 28 2008, 06:49 PM)
means as long as i pay within the due date there wont be interest ?

i tot have to pay within a year of purchase....thanks for clearing things up!
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A year! That would be my dream. From where you read that from? blink.gif
SUSDavid83
post Feb 28 2008, 07:57 PM

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QUOTE(yks8845 @ Feb 28 2008, 07:02 PM)
emm....seem like only way is wait wait wait for me  laugh.gif
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Give the CS a call time to time to check upon your application status.

QUOTE(AiRBooM @ Feb 28 2008, 07:48 PM)
aikz.... i didn't use my master yet.... so confirm use master card will have free gift?  unsure.gif
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I think what he meant is that you need to use BOTH cards for at least one within one month from the date of approval in order to get your free gift. BOTH cards need to be used for a least once.
SUSDavid83
post Feb 29 2008, 09:36 AM

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QUOTE(axymax @ Feb 29 2008, 09:19 AM)
Thanks, just called them,
they sure ask you a lot of question before giving the info you ask for.. rclxub.gif
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Yes, they'll. It's for verification purpose.
SUSDavid83
post Feb 29 2008, 09:43 AM

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QUOTE(babylabbit @ Feb 29 2008, 09:37 AM)
call center of coz as u alot question b4 release info or entertain u ler...if not ppl cincai call n ask already lo..
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If depends on what you want ask. General question doesn't require verification. However, for account related questions, they'll usually go through the verification process. If you don't this process, you can opt for Phone Banking.
SUSDavid83
post Feb 29 2008, 01:13 PM

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I redeemed an item online from HSBC. It took more than a month to complete. shakehead.gif

Received a SMS from HSBC today stating that they have posted my item via Pos Laju today.
SUSDavid83
post Mar 1 2008, 11:35 PM

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For those who have existing MBB CC and just got the new Petronas Visa CC, is the new Petronas Visa sharing the same statement date?

By the way, I just submitted an application to increase my credit limit of my MBB Petronas Visa CC since it is share the same credit limit as my MBB Visa Classic. Hope they'll process and approve it.
SUSDavid83
post Mar 2 2008, 11:09 AM

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QUOTE(tiger63 @ Mar 2 2008, 10:17 AM)
My MBB Petronas Visa card has the same statement date n payment due date as my existing MBB cards.
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I'm wondering if it is possible to change the dates. I don't want all the cards fall on the same statement date.
SUSDavid83
post Mar 2 2008, 01:25 PM

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QUOTE(hye @ Mar 2 2008, 01:14 PM)
You can try provided you have no transactions yet on the card. I've done it before but you really have to insist for it.
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Too bad that I have made a transaction to the card. How about if I clear the outstanding and request for a statement date change?
SUSDavid83
post Mar 2 2008, 01:36 PM

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I called Maybank CS regarding the change of statement date. They said that it's a combined credit card account for the cards you have. Meaning if you alter the date of one card, the rest will be affected as well.
SUSDavid83
post Mar 3 2008, 08:15 PM

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One foolish question here for those who have cancelled the CC. Do you still keep all the old monthly statements?

After cancellation of HSBC Visa, they stop to generate statement for it. This month, I'll be expecting one statement from my HSBC Mastercard.

This post has been edited by David83: Mar 3 2008, 08:15 PM
SUSDavid83
post Mar 4 2008, 06:29 PM

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QUOTE(wvt @ Mar 4 2008, 05:48 PM)
Stupid CIMB called me and say my CC is ready for collection,then when i go to collect my CC and they say my card is not ready yet due to shortage of the card... vmad.gif
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OMG ... how come there's no integrity. doh.gif

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