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CREDIT Card Thread v2, Everything about the world of plastic
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SUSDavid83
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Feb 13 2008, 07:02 PM
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QUOTE(hye @ Feb 13 2008, 06:58 PM) If I'm not mistaken, the form still exist but it's being sent via mail with your statement. I think I got it several mails back and if you're right the promotion probably already expired already. Emm ... probably they are growing the CIMB cc business now coz don't see the DA cards being promoted anymore. After did some digging at Direct Access website, they have renewed the programme and it's going to expire by end of 2008. http://www.directaccess.com.my/pdf/DA%20MGM%20eForm.pdf
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SUSDavid83
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Feb 13 2008, 07:16 PM
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QUOTE(StarJump @ Feb 13 2008, 07:11 PM) Thanks for your fast reply. Will try it later tonight or tomorrow. Cheers.  Before jump into a fast flight, you got yourself the ATM PIN on your CIMB DA for ATM facility?
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SUSDavid83
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Feb 13 2008, 09:45 PM
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QUOTE(StarJump @ Feb 13 2008, 09:43 PM) Hhmmn..... For my CIMB case, I already got my ATM PIN and I just went to get my E-Pin. I have registered at CIMB website (First time login settled) but when I try to log in to see my account I get "General Transaction Error'. Does this normally happen? Do we need to wait for some time before we can use it? Thanks. When you tried to login after you have done your first time login? I could access my account right after first time login and didn't encounter such problem. General Transaction Error usually happens in the midnight when they're doing daily maintenance routine or when they're facing down time. If problem still persists, you may have to give a call to the CIMBClicks helpdesk.
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SUSDavid83
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Feb 14 2008, 06:12 PM
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QUOTE(sam240 @ Feb 14 2008, 01:25 PM) ok, i just back from CIMB.....there is no minimum request for petrol usage....so if you pam petrol RM50...then you can get RM1 rebate, then in you incoming bill, you just need to pay for RM49.... hmm....so rebate...  Just brought my CIMB Direct Access CC and IC, then can apply on the spot....and get small free gift....a FM tuner (mp3 player size) only...hahah.... Well, this CIMB Petronas MasterCard will share your credit limit, hmm....I guess that's why Free for Life....haha....anyway, my CIMB DA is just backup CC, so...it's ok for me....  The Free For Life thing has nothing to do with combined credit limit. They're treat your application as adding another CC with CIMB and that's why it has shared limit. Another reason might be your CIMB DA has a relatively high limit since it's a Gold CC.
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SUSDavid83
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Feb 14 2008, 06:42 PM
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QUOTE(sam240 @ Feb 14 2008, 06:36 PM) coz...i thought I can apply and get more higher credit limit...hahaha....or get Platinum as I plan to sub card, since Platinum offer free for life for Pri and Sub card.....but for gold card, only free 1st year...sad Well, once your application has been approved, you could apply for credit limit increase but it's subject to be approved. You may need to submit latest payslip and EA form or EPF statement.
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SUSDavid83
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Feb 14 2008, 08:31 PM
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Just back from taking a dinner. Used CC to make the payment. Guess what ... the electronic machine is down and they have to use the antique, manual method to swipe my card.
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SUSDavid83
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Feb 14 2008, 09:58 PM
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QUOTE(Aeon_Clock @ Feb 14 2008, 09:55 PM) yatta~ just got my Maybank Petronas Card. Was waiting forever for them to call to confirm this, confirm that...as usual. But they didn't have to. First call ady ask me to come collect. Only waited 2 weeks...pretty quick service  Do you own any Maybank CC before this Petronas card?
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SUSDavid83
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Feb 14 2008, 10:08 PM
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QUOTE(Aeon_Clock @ Feb 14 2008, 10:03 PM) yup, got da classic Master mar every month paid on time except one month when internet transaction didn't go through. Any increase in credit limit? Or it's a combined limit with your Mastercard?
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SUSDavid83
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Feb 14 2008, 11:37 PM
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QUOTE(vin_ann @ Feb 14 2008, 11:33 PM) my DA access free gift is 1G pen drive. u know what, the pen drive is the same pen drive i got from the citibank free gift.  You don't want. You can give me.  I haven't receive my free gift yet.
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SUSDavid83
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Feb 15 2008, 09:36 AM
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QUOTE(Aeon_Clock @ Feb 15 2008, 08:47 AM) ok, just checked. No increase in credit limit. Same as my Mastercard. Maybe coz I didn't ask for any increase? That time just sign up only...didn't ask to modify anything. Btw, to those who got their Maybank Petronas Card...how do you guys get the Free Zing card? Is it mailed to you? Coz I didn't get it at the Maybank Card centre when I got my CC. no, there will be no mesra points. Most likely Real Rewards points and other nonsense like Petronas Supercar Bonanza promo...that's it I think it depends if you have ticked and filled that section in the application form. For me, I didn't tick and fill this section.
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SUSDavid83
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Feb 15 2008, 03:16 PM
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QUOTE(l3iTi @ Feb 15 2008, 02:55 PM) So can we pay DA CC bill through CIMB Clicks?? Cos i cant see any option bout it Or i have to go somewhere else first?? You can pay your CC or DA bills using CIMBClicks provided that your CIMBClicks account is created using CIMB ATM card and not CIMB CC (inclusive of DA).
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SUSDavid83
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Feb 15 2008, 03:21 PM
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QUOTE(WaCKy-Angel @ Feb 15 2008, 03:18 PM) Correction, Petronas Maybank card comes with Zing card... Normal classic/flex doesnt. I remembered i got mine in the mailbox. I know that it comes with Zing but in the application form, I said that I untick this portion. If I got a call later, I'll specifically request them not to deliver Zing card since I don't want it!
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SUSDavid83
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Feb 16 2008, 07:59 AM
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Some bank will offer your both Visa and Mastercard even though you didn't apply for it.
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SUSDavid83
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Feb 16 2008, 11:57 AM
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QUOTE(Gundam84 @ Feb 16 2008, 11:55 AM) if i were to use my hsbc credit card in europe.. do i need to inform hsbc? sort of activation? It always good to inform the bank that you're travelling at this country on these dates. I'm sure you don't want to get an interrupted purchase or transaction when you swipe your cards.
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SUSDavid83
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Feb 18 2008, 02:39 PM
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QUOTE(Aeon_Clock @ Feb 18 2008, 01:39 PM) 2 weeks or more usually. Less if you have another card in the same bank you're applying. This is not so true for me. My application for Petronas-MBB Visa CC takes so long (reaching 2 weeks) even though I got MBB Visa Classic.
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SUSDavid83
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Feb 18 2008, 03:42 PM
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QUOTE(shiniraz @ Feb 18 2008, 03:20 PM) Hello guys, I would like to apply for Maybank Petronas CC, but the problem here is that my Maybank savings account is not so active (since my primary account is CIMB). Is there any possibility that my application will be rejected due tu my savings account is not that active? Thanks  That won't be a consideration factor of the approval of your application. Other factors like annual income weigh higher.
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SUSDavid83
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Feb 18 2008, 11:17 PM
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QUOTE(Aeon_Clock @ Feb 18 2008, 10:58 PM) err...don't they have toll free numbers? He's calling from handphone and 1300 is not a toll free number.
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SUSDavid83
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Feb 19 2008, 07:35 AM
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QUOTE(whoopa @ Feb 19 2008, 06:44 AM) hmmm sounds not so good .... whats the point if it can auto reload in smart tag la  ... za douz ... they charge rm2 is ok with me .. since when i reload at the atm it also charge me rm1 .. liaw ..  I thought reloading at ATM charges 50 cents. Which bank of ATM?
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SUSDavid83
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Feb 19 2008, 08:26 AM
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Just released that Maybank has approved my Petronas Visa CC yesterday without giving me a call.
There's no credit limit increase as it is sharing with my current classic card. Not making any sense that a gold card is having the same credit limit as a classic card.
They said that they won't be sending me the Zing card as I didn't tick that portion.
Requested them to send the card to the nearest branch for pickup.
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SUSDavid83
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Feb 19 2008, 09:18 AM
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QUOTE(guanteik @ Feb 19 2008, 08:26 AM) reloading TnG at MBB ATM charges only RM0.50. I can confirm this.. Added on February 19, 2008, 8:27 amThat's cool... but did u ask why the credit limit is the same? QUOTE(Aeon_Clock @ Feb 19 2008, 08:59 AM) Mine's the same...sharing with the classic card. Even my RHB bank cards are sharing the same credit limit. I asked but they didn't provide me with the reason. I told them that the credit limit offered last year is based on last year payslip and for this application, I have submitted new payslip. They asked me to submit a credit limit increase application.
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