Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
22 Pages « < 6 7 8 9 10 > » Bottom

Outline · [ Standard ] · Linear+

 CREDIT Card Thread v2, Everything about the world of plastic

views
     
SUSDavid83
post Jan 30 2008, 04:20 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(knight_kriss @ Jan 30 2008, 04:15 PM)
user posted image
user posted image
user posted image
user posted image
user posted image
user posted image
user posted image

i interested with the deal but i dont which one to choose......can anyone help me icon_question.gif  icon_question.gif
*
Personally, I think Maybank Petronas credit card deal is more attractive.
SUSDavid83
post Jan 30 2008, 04:51 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(WaCKy-Angel @ Jan 30 2008, 04:44 PM)
Hmm good point....im not sure, but maybe paypass didnt want to develop the new software so Maybank had to develop on their card?

But anyway, its true in future all VisaWave terminal will able to accept Paypass too (this is sure coz my company is the only official VisaWave vendor in Malaysia)
*
I think Visa Paywave is going to work in Visa Wave and Mastercard Paypass EMV.

QUOTE
How it works
Visa payWave uses short range wireless communication technology.

Based on industry-wide standards and specifications, payment instructions are securely exchanged between a 'contactless' EMV (Europay,Mastercard, Visa) chip card and a standard card acceptance terminal equipped with a 'contactless' reader.

The cardholder 'waves' their Visa payWave card within five centimeters of the card-reader - and the transaction is completed in less than a second

For higher value purchases - for example, euro15 (£10 in the UK - or when occasional security checks are required, a normal chip and PIN transaction is automatically initiated).

Source: http://www.visaeurope.com/personal/paywave...tworks/main.jsp
More information on Visa payWave:

http://www.visapaywave.co.uk/flash/html/main.html
http://www.visapaywave.co.uk/flash/html/main.html

This post has been edited by David83: Jan 30 2008, 04:52 PM
SUSDavid83
post Jan 30 2008, 04:56 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Visa Wave and Visa payWave are popular at Europe. Sadly that there're not going popularity in Malaysia. Seems like Mastercard Paypass is overtaking the competition now.
SUSDavid83
post Jan 30 2008, 05:20 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(WaCKy-Angel @ Jan 30 2008, 05:17 PM)
But do u really use PETRONAS? If im not mistaken PETRONAS fuel is higher abit than other company rite?

I believe Maybank and Petronas will come up with another different promotion after 31st July..
*
Fuel is higher? Meaning what?
SUSDavid83
post Jan 30 2008, 06:00 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Got such thing? I thought fuel price is standardized for the same RON.
SUSDavid83
post Jan 30 2008, 07:30 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Aeon_Clock @ Jan 30 2008, 07:01 PM)
btw, I'm a very frequent Petronas user. That's why I'm considering to get this card. I just don't understand why they had to bring it out now of all times. Almost everyone would be busy going back hometown and applying for a card now seems...like the wrong time.
*
I just submitted my application form by mailing them back to their card centre at Maybank Tower.
SUSDavid83
post Jan 30 2008, 11:00 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Higher card use at Petronas kiosks

KUALA LUMPUR: Petronas Dagangan Bhd expects more people to use credit cards for purchases at its petrol service stations.

The company's chairman and Petroliam Nasional Bhd (Petronas) vice-president for oil business, Datuk Anuar Ahmad, said a quarter of last year's transactions were via third-party credit cards.

"Last year, we saw close to 15% increase (in transactions using credit cards). We expect this trend to continue because of the convenience, as people will be (frequently) using cards to pay for their purchases," he told reporters after the launch of co-branded credit cards with CIMB Bank Bhd and Malayan Banking Bhd (Maybank) yesterday.

The introduction of the Petronas CIMB MasterCard and Petronas Maybankard Visa is expected to further boost this trend while providing convenience and benefits to the customers.

Petronas Dagangan, the domestic retail arm of Petronas, has more than 870 service stations nationwide.

CIMB Bank direct banking and cards head Jean Yap said the bank aimed to issue 150,000 Petronas CIMB MasterCard in the first three years.

"As for our own CIMB Bank portfolio cards, we expect to see 30% growth this year," she said, adding that the bank had 850,000 credit-card holders.

Maybank senior executive vice-president and head of consumer banking Spencer Lee said the bank's target was to circulate 100,000 Petronas Maybankard Visa in the first 12 months.

"Our total card base is now 1.5 million and we expect about 20% to 25% growth this year," he added.

The Petronas CIMB MasterCard and Petronas Maybankard Visa each comes with its own array of benefits. Both credit cards are free for life and carry no annual fee.

SUSDavid83
post Jan 31 2008, 06:38 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(vin_ann @ Jan 30 2008, 11:33 PM)
oh yeah.... good idea also.

btw, i finally got my CIMB credit card pin.
*
I haven't get my PIN yet. vmad.gif

QUOTE(WaCKy-Angel @ Jan 31 2008, 12:08 AM)
I dont think u can have 2 Visa from Maybank..
But if u want to try also can, no harm..

If it works, u will get 2 statement.
Can apply thru me tongue.gif
*
I got MBB Visa Classic with Visa Wave. I called the CS if I wanted to apply MBB Petronas Visa with payWave, they didn't say that it's not allowed.
SUSDavid83
post Jan 31 2008, 09:53 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Maybank CS also not doing that impressive and responsive.
SUSDavid83
post Jan 31 2008, 10:28 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Aeon_Clock @ Jan 31 2008, 10:27 AM)
really? I don't have any problems with my Maybank card so far...ady 1.5 years using. Just called them...no wait at all also tongue.gif
*
It depends on when you call them. If I call them in the early morning and late night, sure the response is fast.

If you call them during office hours and lunch hours, happy waiting.
SUSDavid83
post Jan 31 2008, 10:29 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(ronnie @ Jan 31 2008, 10:28 AM)
Since CIMB took over DA... the customer service sucks...
*
But I think they're not sharing the CS right?
SUSDavid83
post Jan 31 2008, 12:22 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(ronnie @ Jan 31 2008, 11:36 AM)
I think they are... it's more cost-effective, don't you think so.
*
You're correct. CIMB and CIMB DA CC hotline numbers are the same: 03 62047878/7979
SUSDavid83
post Jan 31 2008, 09:57 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(tiger63 @ Jan 31 2008, 07:31 PM)
After the promotion period ending 31st July 2008, you will still earn 1 Treats Points for every 1 ringgit you spend at Petronas stations provided you pay with your Maybank Petronas Visa Card lah.  rclxms.gif
*
Did they state that in the website?
SUSDavid83
post Jan 31 2008, 10:49 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(vin_ann @ Jan 31 2008, 10:48 PM)
any1 have went to 1U maybank to apply the Credit card?
do they open on Sat ?
*
Just now I was at Giant Bayan Baru and these agents tried to get me sign up for MBB Petronas Visa.

I told them that I have applied on my own. biggrin.gif
SUSDavid83
post Jan 31 2008, 10:56 PM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(vin_ann @ Jan 31 2008, 10:53 PM)
haha...
btw what their free gift le?
*
Ha! Ha! No interest to bother. tongue.gif
SUSDavid83
post Feb 1 2008, 07:01 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(vin_ann @ Feb 1 2008, 12:13 AM)
btw,
the Maybank Petronas got mention about FREE Zing card, original got charge how much?
each time auto reload, there will be RM2 being charged.

does the Zing card come in 1 package? exclude it can o not?
*
If you don't want the Zing card, I think you can untick it. Or I guess when Maybank call you for verification, you can specifically ask them that you're not interested with it. I didn't tick that portion in the application and I'm not interested to have it since RM 2 per each auto reload is expensive.
SUSDavid83
post Feb 1 2008, 08:12 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(ronnie @ Feb 1 2008, 08:06 AM)
How many Maybank TreatPoints to redeem a Petronas Cash Voucher ?
*
9000 for Petronas RM50 (RM10 x 5 pcs).
SUSDavid83
post Feb 1 2008, 10:07 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
Citibank to maintain card spending growth

PETALING JAYA: Citibank Bhd expects to at least maintain last year's growth of 16% to 20% in credit card spending, given the current economic scenario, vice-president of cards acquisition and product management Muzir Kassim said.

"In the last few years the industry had been growing at 16% to 20% and we believe this will continue.

"The bank believes it can maintain, if not better this growth, as more consumers feel confident using credit cards as a payment tool in their daily lives.

"Also, credit cards are a much safer method of payment as it is convenient and provides security, giving consumers peace of mind compared with carrying around cash."

Muzir added that the bank understood consumers had different needs and hence the focus was to reward customers with products and services that suited their diverse lifestyles and needs.

He said as a market leader in the credit card segment with about 20% market share in sales and over a million credit cardholders, Citibank hoped to maintain its leadership position going forward.

One of the key pillars of maintaining this position is through product differentiation and innovation.

"Product differentiation involves customer value propositions as well as experience and service. We bring best-in-class services to our customers and create programmes that are innovative and relevant," he said in an interview.

According to Muzir, one of the innovative measures taken by the bank to cement its leadership and growth in the card business was through usage campaigns and promotions.

The recent Queensbay Mall Mania in Penang which began on Jan 15 and ends on May 18 is one example.

Prizes offered in the promotion include a Volkswagen Cross Polo worth RM125,000, five Phillips 37" LCD TVs, 20 Philips home theatre systems, 30 Philips micro hi-fi systems and 100 Philips mini vacuum cleaners.

Citibank credit cardholders are also guaranteed an instant gift when they make a minimum RM200 credit card purchase in a single receipt at any outlet in Queensbay Mall weekly throughout the campaign period.

Muzir said Penang would be one of the key markets for the bank in the credit card segment, adding that it hoped the campaign would help grow its existing card member base.

Asked on the indiscriminate issuing of credit cards by some banks, he said: "We follow Bank Negara's guidelines and overlay that with our internal credit scoring guidelines."

URL: http://biz.thestar.com.my/news/story.asp?f...17&sec=business
SUSDavid83
post Feb 1 2008, 10:14 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
QUOTE(Aeon_Clock @ Feb 1 2008, 10:10 AM)
they open 24/7
I went there yesterday...and they told me the requirements are thougher. Need to bring all the old documents back there and apply. Unless you ady had your credit card for 2 years and above.
*
Because it's a GOLD card.

Do you want what I submitted? Let me put it here:

1. A copy of NRIC.
2. 2 months of payslip
3. A copy of degree certificate
4. A copy of existing MBB Visa CC
5. Business card.
6. Latest printout from M2U for my MBB Saving account.

I didn't attach a copy of EA form since it's very outdated.
SUSDavid83
post Feb 1 2008, 11:01 AM

20k VIP Club
*********
All Stars
52,874 posts

Joined: Jan 2003
CPP targets 1,000 new subscribers daily

KUALA LUMPUR: Card Protection Plan Ltd (CPP) is confident its credit card protection policy will attract 1,000 new subscribers daily by end-2008 from 400 currently.

Managing director (Asia Pacific) Howard Davidson said the uptake of the credit card protection services locally had been very encouraging since its launch in 2006.

"We also plan to introduce more products and services in the mid to longer term," he told StarBiz.

Other products and services provided by CCP include insuring customers' mobile phones, protection of customers' keys, insurance on personal effects and protection against identity theft as well as legal advice.

"Our products and services are taken up on a subscriber basis by individuals or groups," said Davidson.

CCP's products are now marketed through financial institutions in 11 countries such as the United States, France, Germany, Ireland, Italy, Portugal, Spain and Turkey.

In Asia, besides Malaysia, CCP's products and services are now available in Singapore and Hong Kong.

Davidson said the company planned to roll out some of its products and services in Taiwan and India by mid-year and China before year-end.

Locally, CCP's credit card protection policy is currently being marketed through Alliance Bank, CIMB Bank, Standard Chartered Bank, Hong Leong Bank and Citibank.

CCP, which currently has over 10 million customers worldwide, is part of the Britain-based Certified Computing Personnel group that is involved in training and recruitment in the information technology industry.

URL: http://biz.thestar.com.my/news/story.asp?f...28&sec=business

This post has been edited by David83: Feb 1 2008, 06:39 PM

22 Pages « < 6 7 8 9 10 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0210sec    1.03    7 queries    GZIP Disabled
Time is now: 12th December 2025 - 06:45 AM