i try to use bigpay to purchase stuffs in usd. price after settled is slightly higher. extra rm2+

rate is counted on the day the payment settled correct?

currently there are no obligation by BP to block our cards if ATM withdrawals are frequent?

Suppose win win to both, i get my excess money and BP got some token from service charges

rite?

BP is always loser as they absord credit card fee (around 1%) for your top up, RM6 not enough to cover your top up cost.

but bear in mind this is an PREPAID card.

meaning same like TnG concept and Air Asia concpet, they suck you money first in advance. Its quite a plus point for them.

They always in gain plus, this is how corporate survive. What you saw in on surface.

imagine 1 million BP user out of 32 millions malaysia population.

Averagely having at least rm200 in BP account

That will be at least RM 200 millions in BP account!

But we won't leave the credit in BP for too long, not more than 1 month!

That's smart move by wise consumer

im not sure about you, but mine is at least rm1k inside.

u need to see the bigger picture

Less than 100k BP cardholders.

their rm10 ref promo is going crazy now, soon will hit their mark

My experience with BigPrepaid. My balance is always less than RM100. Only when I need to buy flight tickets then I top up.
Same for my CIMB Lazada Prepaid.

with all the current free CB for online from various banks recently, my top up quite huge, and i try not to trigger the withdrawal too frequent. Thinking to get another card to spread off

I am having same "problem" and thinking of same "solution"!
Refilling is faster than discharging.

This post has been edited by ClarenceT: Jul 16 2018, 02:04 PM

Provide "payment service" for friends and family to pay their insurance due, air ticket, college tuition fee etc?

im most fear if BP suddenly change their policy.

Weird this bigpay card.

I have requested to do the auto-payment deductions from bigpay card.
But on 13 July, it showed "Transaction not permitted to issuer/cardholder". Is it system down during on 13 July that time causing like this?

By the way, I have sufficient amount for deductions. It should b no problem, right?
Any advice or suggestions, guy?

Thanks a lot.

Unfortunately not this month but only due in year end.
Also, get messed up by HLB Digital Day campaign and PB's new game.

would be helpful if you tell us what service/merchant/payee.

most likely autodebit to prepaid card not accepted. check with that provider.

no one will know the "specific numbers" which will trigger the mechanism.
to be safe, use it frequently will help.

It is an Allianz Insurance.
I just contact to BP service provider, they checked from system mentioned it's reject because did not key-in the PIN number.

I just wondering autodebit need PIN number? There is no machine on my hand..
Some-more, BP service provider seems like blur blur ask me retry again loh..