News say fire start when try to start engine - not charging

merce dont use lfp
avoid NMC battery. its a time bomb. merce bm smart etc

merce dont use lfp
avoid NMC battery. its a time bomb. merce bm smart etc

No 1 requirement before you buy and EV is that you have 3 phase wiring at your home. Proper installation of a wall charger is a must. Many house owners don't even have home insurance.

Yea but if fire is due to EV, will it be covered by insurance or not ?

You expect someone buying proton emas 5 with at RM60k to spend almost 10% of car price to upgrade 3 phase? 😂

Expect more tnb fire issues.
The right way to address any charging capacity constraints without breaking the bank for 1-phase homes is to ensure
1. Proper installation by competent person with right size fusing
2. Load balanced wall charger which measures incoming current and lowers charging current accordingly. Feyree charger with such features is affordable.

You expect someone buying proton emas 5 with at RM60k to spend almost 10% of car price to upgrade 3 phase? 😂

Expect more tnb fire issues.
The right way to address any charging capacity constraints without breaking the bank for 1-phase homes is to ensure
1. Proper installation by competent person with right size fusing
2. Load balanced wall charger which measures incoming current and lowers charging current accordingly. Feyree charger with such features is affordable.

kesian the neighbors.

This one weird a bit. Alleged police report say owner started BYD Seal car and suddenly the car caught fire. Fire then spread to the Xpeng G6. But the fire damage was worse on the G6 than the Seal.

Let’s wait until Bomba finish investigation.

Last year I already said, if you live in terrace house with EV owner, need prepare for your house to burn down.

Yes, really suay. For no reason need to open wallet and support the economy, especially when CNY is coming..

No 1 requirement before you buy and EV is that you have 3 phase wiring at your home. Proper installation of a wall charger is a must. Many house owners don't even have home insurance.

KEKWA
What for when they don't even cover?

You expect someone buying proton emas 5 with at RM60k to spend almost 10% of car price to upgrade 3 phase? 😂

Expect more tnb fire issues.
The right way to address any charging capacity constraints without breaking the bank for 1-phase homes is to ensure
1. Proper installation by competent person with right size fusing
2. Load balanced wall charger which measures incoming current and lowers charging current accordingly. Feyree charger with such features is affordable.

This one weird a bit. Alleged police report say owner started BYD Seal car and suddenly the car caught fire. Fire then spread to the Xpeng G6. But the fire damage was worse on the G6 than the Seal.

Let’s wait until Bomba finish investigation.

Last year I already said, if you live in terrace house with EV owner, need prepare for your house to burn down.

3-phase upgrade is that cheap? I think it's more than that.

Also, some houses the wiring are very old despite 3-phase. I had an old house for rental on single phase, tenant complaint sometimes got burn smell. I redid the entire house wiring just to be safe. I'm sure at the lower end of the spectrum of EV, many won't have the budget to redo wiring, upgrade phase, and many more steps to safe guard the safety aspect of the system.

use otak sikit, contract lu ada states cover EV fire harzard?
insurance loyar game will nitpick every single word in the contract

No 1 requirement before you buy and EV is that you have 3 phase wiring at your home. Proper installation of a wall charger is a must. Many house owners don't even have home insurance.

Yup, by default most of the home insurance does not cover it. You need to check with your insurance provider.

Then got some terms and conditions set by the insurance provider like;

1. The installation of EV charger follow guidelines set by suruhanjaya tenaga (ST)
2. The installation of EV charger is done by those certified and licensed professionals or contractors. (Keep their invoices, receipts, etc)

If fire caused by cigarettes insurance will cover?

In general, fire damage caused by an accidental fire from a cigarette is typically covered by a Malaysian home insurance policy, provided you have been honest with your insurer about the smoking habits of household members. However, coverage can be voided if the damage is a result of gross negligence or an intentional act.

Key Considerations
Honesty is Crucial: When you apply for home insurance, you are generally asked whether you or any member of your household smokes.
If you declare that you are a smoker, your premium might be slightly higher due to the increased risk, but a legitimate claim will be honored.
If you lie or fail to disclose this information, the insurer can refuse to pay out the claim on the grounds of misrepresentation, as they underwrote the policy based on incorrect risk information.

Negligence vs. Accident:
An accidental fire (e.g., a lit cigarette falling and igniting a couch unintentionally) is usually covered.

Gross negligence (e.g., routinely smoking in bed and falling asleep, or leaving a lit cigarette unattended knowing the high risk of fire) may lead to a rejected claim. Insurers investigate the circumstances surrounding a fire to determine the cause.
Policy Wording: Standard home insurance policies in Malaysia cover fire as a basic, named peril. Always check the specific wording of your policy document, including the exclusions section, to understand exactly what is and is not covered under "fire" and "accidental damage".

Contents Insurance: A basic fire insurance policy covers the building structure itself. For damage to your furniture, personal effects, and household goods, you need a separate householder or contents insurance policy, which also typically includes fire damage as a standard cover.

y la drive EV but kedekut change to 3 phase?......OR tis rumah mistress?....tumpang rumah kawan?

Btw I bought additional Fire insurance for my house after getting EV.

2nd year... The insurance company scared and just say drop my insurance...do not want my money.

What a bunch of loser insurance.

Muah drive LFP battery EV. So much for insurance company.

You expect someone buying proton emas 5 with at RM60k to spend almost 10% of car price to upgrade 3 phase? 😂

Expect more tnb fire issues.
The right way to address any charging capacity constraints without breaking the bank for 1-phase homes is to ensure
1. Proper installation by competent person with right size fusing
2. Load balanced wall charger which measures incoming current and lowers charging current accordingly. Feyree charger with such features is affordable.

this, not sure why malaysia gov didn't ban charger without load management

Wrong infor.

If the charger require 3 phase, it need to be install with 3 phase wiring. Single phase cannot use.

If the charger have an option of 3P or single phase, it will cap the current draw for single phase. Aka, slow charge for single phase.

Even if the charger want draw more power, it still need to go through the house MCB, RCD and the TNB fuse. Either device will trip or blown the fuse.

All this charger come with the car right? So should comply with the regulation here.

3-phase upgrade is that cheap? I think it's more than that.

Also, some houses the wiring are very old despite 3-phase. I had an old house for rental on single phase, tenant complaint sometimes got burn smell. I redid the entire house wiring just to be safe. I'm sure at the lower end of the spectrum of EV, many won't have the budget to redo wiring, upgrade phase, and many more steps to safe guard the safety aspect of the system.

So what if you got 3 phase but your wiring is not up to par. You need to gauge the power requirements then use the correct wiring. The right cable can handle the load and undersized cable is what cause the wires to overheat and eventually burn/melt the wires which could cause short circuit or fire.

Guys, let's put aside house insurance for now because it's harder to gauge since EVs are still quite new.

But what about the actual EV car insurance? In the event of an EV car fire leading to a total loss, will definitely be able to get a claim, right?

Does anyone know of any past cases in Malaysia where EV fire victims successfully claimed, or is that information usually kept undisclosed?

yes, but it's not a safe charger, like my car zeekr give me free abb charger,
the charger itself support load management, but you have to purchase the device separately

if all the charger given can do load management out from the box, then the concern of overloading the circuit is eliminated

yes, but it's not a safe charger, like my car zeekr give me free abb charger,
the charger itself support load management, but you have to purchase the device separately

if all the charger given can do load management out from the box, then the concern of overloading the circuit is eliminated

so in order to upgrade to 3 phase wiring, does it mean the WHOLE existing wiring inside house need to be replaced, or just the incoming main from TNB?

i am uncertain of the general process so please do enlighten as I might consider to upgrade for my semi D 1 storey house in the future.

Btw I bought additional Fire insurance for my house after getting EV.

2nd year... The insurance company scared and just say drop my insurance...do not want my money.

What a bunch of loser insurance.

Muah drive LFP battery EV. So much for insurance company.

so in order to upgrade to 3 phase wiring, does it mean the WHOLE existing wiring inside house need to be replaced, or just the incoming main from TNB?

i am uncertain of the general process so please do enlighten as I might consider to upgrade for my semi D 1 storey house in the future.

The charger don’t need a load management if the EV have it. And EV MUST have the management as it face all kind of charger in the country.

But the charger must have the max it can output either in 3P or single phase. Other wise it will keep trip the MCB, RCD or blown the TNB fuse.

You expect someone buying proton emas 5 with at RM60k to spend almost 10% of car price to upgrade 3 phase? 😂

Expect more tnb fire issues.
The right way to address any charging capacity constraints without breaking the bank for 1-phase homes is to ensure
1. Proper installation by competent person with right size fusing
2. Load balanced wall charger which measures incoming current and lowers charging current accordingly. Feyree charger with such features is affordable.

Hmm got fellow ktard bought emas. yhtan got upgrade house to 3 phase?

There should be a law to compel EV owners to have 3rd party liability insurance should their car burn down and cause damages to property belonging to third parties

Yup, by default most of the home insurance does not cover it. You need to check with your insurance provider.

Then got some terms and conditions set by the insurance provider like;

1. The installation of EV charger follow guidelines set by suruhanjaya tenaga (ST)
2. The installation of EV charger is done by those certified and licensed professionals or contractors. (Keep their invoices, receipts, etc)

The charger don’t need a load management if the EV have it. And EV MUST have the management as it face all kind of charger in the country.

But the charger must have the max it can output either in 3P or single phase. Other wise it will keep trip the MCB, RCD or blown the TNB fuse.

TNB has given notice to all charger contractor that 1 phase can be limit at 15amp only, they still recommend EV owner upgrade to 3 phase
Of course ada 3 phase, assessment done by Proton authorize contractor which has ST license, if u didn't use the Proton authorize contractor then Proton has right to void all warranty.

if you're already on 3 phase and already near the limit of 3 phase what you should do?
the TNB advise is invalid and money grab, doesn't solve the real problem where an active load management charger can do

get a proper charger like abb charger with modbus meter to enable active load management
it also come with the proper rated type rccd and you can even get the built in pen fault protection one for maximum protection

If 3 phase near limit really gg liao

Proton punya free wall charger macam can only do manual load management, or set the amp setting at Proton apps/infotainment screen

that's why get a charger with active load management no need 3phase bullshit
get abb charger uk/iec version for maximum protection

if you listen to tnb or st that only know how to copy uk's bs7671 standard you're screwed
look at st latest homework, if want to copy, at least copy the latest one lah adui
https://www.st.gov.my/en/contents/files/dow...DISI%202025.pdf

I notice some EV car manufacturer didn't emphasize using the panel contractor, unlike Proton emphasize on the panel contractor or else void warranty

macam my friend beli Xpeng G6, it was quoted RM4k+ for the charger installation and my friend get a electrical contractor done with RM1k+, Bermaz didn't care about it also.

Actually 3 phase is actually 3x single phase with different phase. A lot of house electrical items are actually single phase. Hence they are merely splitting the 3 phase into 3x single phase.

Unless you have actual electrical items that support and utilize the 3phase, you basically just split the phase into 3 single phase.. depends on how your electrician distribute the load.

An actual machinery with support for 3phase only will make a difference in wiring with 3 live and 1 neutral.... so in our home, I dont think much will chance except for distributing the load between the 3lines, ie one phase for living room and kitchen, one for water heater for example and another for all AC. There will be some changes but does not necessary mean you will need to change all wiring in your home.

Ice car on fire also can claim insurance right?

do you even know what i'm talking about? 
there's no ev that come with active load management
the ev don't know how much load your house is currently dynamically using

regardless of how many A, if you're near the max limit, it's going to overload the circuit
to solve this issue is to use ev charger that come with active load management
it monitors household demand and automatically throttles charging allowed to the ev
so the total stays within the main breaker limit, single phase is 63 - 65A, 3 phase 100A with 33.33A individually

i still haven't talk about earthing requirements, pen faults, the use of proper rccd type & rated for ev charging yet

Beli la lagi EV dengan risiko kebakaran dia. Powerbank kecik pun ada risiko, ini kan pulak bateri besau macam EV punye.

ICE vehicles have been in the market for a long time, so we often hear news about successful claims.

I’m just curious about EVs; although many cases have been reported in Malaysia, the claim outcomes are almost never made public.

I’d love to hear feedback from actual EV owners who have gone through this process. Is it possible that insurance companies set conditions or non-disclosure agreements that prevent owners from sharing details after a claim?

why use hpuse insurance? use the car insurance to repair the house
the car insurance not just cover the other party vehicle, it is also cover the property damage.

I think the post made it very obvious

House insurance claim Fire insurance
EV claim car insurance
Charger claim charger insurance

what is the fuse?

Tak kan you want EV insurance covered all?
Charger insurance covered all?
or FIRE insurance covered all?

What are the covers / benefits provided?
This certificate covers:
• Third party bodily injury and death;
• Third party property loss or damage; and
• Loss or damage to your own vehicle due to accidental fire, theft, or accident.

nope, if the fire is from the car's fault
the car insurance will cover the car and and property damage.