Dude is spreading false info, home insurance will still pay.
So if house burned due to EV, insurance won’t, Cover ?
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 Dec 21 2025, 08:13 PM
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#1
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Junior Member
368 posts Joined: Oct 2008 
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Dec 22 2025, 11:44 AM
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#2
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QUOTE(ulet @ Dec 22 2025, 09:43 AM) nope, if the fire is from the car's fault this is wrong, it says "Third Party Property", your house is not third party, it's first party. If today your car crash into other people's house then yes it's payable. the car insurance will cover the car and and property damage.  Your own House fire must come under your own home insurance. |
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Dec 22 2025, 01:34 PM
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368 posts Joined: Oct 2008
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QUOTE(ulet @ Dec 22 2025, 11:55 AM) It is still 3rd party. It is different entity. keyword "your" other car, still yours, not third party. your other car you claim that car's insurance. Third party won't even trigger in this scenario.Your logic doesn’t logic. Your car driving and end up accident with your other car driving by maybe your wife. Then by your logic cannot claim accident and lost ncd from both side |
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