So if house burned due to EV, insurance won’t, Cover ?
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 Today, 09:20 AM
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#1
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Senior Member
1,705 posts Joined: Jan 2003 From: Kuala Lumpur  
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QUOTE(RT8081 @ Dec 21 2025, 05:19 PM) why use hpuse insurance? use the car insurance to repair the housethe car insurance not just cover the other party vehicle, it is also cover the property damage. SYAMiLLiON and yhtan liked this post
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Today, 09:43 AM
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#2
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Senior Member
1,705 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(submergedx @ Dec 22 2025, 09:37 AM) I think the post made it very obvious nope, if the fire is from the car's faultHouse insurance claim Fire insurance EV claim car insurance Charger claim charger insurance what is the fuse? Tak kan you want EV insurance covered all? Charger insurance covered all? or FIRE insurance covered all?  the car insurance will cover the car and and property damage. QUOTE What are the covers / benefits provided? This certificate covers: • Third party bodily injury and death; • Third party property loss or damage; and • Loss or damage to your own vehicle due to accidental fire, theft, or accident. |
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Today, 11:55 AM
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#3
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Senior Member
1,705 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(thxxht @ Dec 22 2025, 11:44 AM) this is wrong, it says "Third Party Property", your house is not third party, it's first party. If today your car crash into other people's house then yes it's payable. It is still 3rd party. It is different entity.Your own House fire must come under your own home insurance. Your logic doesn’t logic. Your car driving and end up accident with your other car driving by maybe your wife. Then by your logic cannot claim accident and lost ncd from both side |
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