Anyone with priority banking experience and wishes to share their experience? Apparently the turnover of RMs at Citibank's Citigold is very and there are too many customers while Stanchart's Priority Banking is too slow. Any comment? Some bank's RMs are very good and efficient too.
List of banks and their priority banking services as well as minimum balance requirements:

1. Maybank Premier Wealth - RM 250k

2. RHB Premier Banking - RM 200k

3. CIMB Preferred - RM 250k

4. Alliance Bank Privilege Banking - RM 300k

5. Public Bank Red Carpet Banking - RM 300k

6. Hong Leong Priority Banking - RM 300k

7. Affin Invikta - RM 200k

8. HSBC Premier - RM 300k

9. OCBC Premier Banking - RM 300k

10. UOB Privilege Banking - RM 500k

11. Standard Chartered Priority Banking - RM 350k

12. AlRajhi Affluent - RM 250k

13. AmSignature Priority Banking - RM200k

14. Rakyat Xclusive - RM300k

most of them require the funds to be placed in FD to ensure it won't drop below the minimum entry requirements. some provide complimentary World or Infinite Credit Cards as well.

This post has been edited by mrcloud9: Nov 16 2025, 06:13 PM

Just saw this topic..

Anyway, i m StanChart's Priority Banking customer.. join them about one year ago. Yes, they provided me a free platinum mastercard but i rarely use it.

I wanted to join Citigold but there is no citibank in my city. However, i m considering to move my account to HSBC Premier but dont know how their services and what the benefits are.

Just want to ask, Stanchart offer you the priority banking?

My uncle is Citibank Citigold member, need to ask him about it.

I using CIMB Club, well..... they still new in the line. Service can give about 8 out of 10. Processing timeline quite poor (4 out of 10)

Yes they invited me to join... Actually everyone can join priority banking as long as you meet their requirement of certain fund available in the account, otherwise you have to pay the account service fee each month.

How much Citibank require for citigold membership? I have citigold access in Singapore but not Malaysia one.

i think is Free still need to maintain an amount from it. As I know, those priority banking are mostly push their investment fund the most.

I been to many bank still same effect, Sometimes you will feel not that comfort anymore. In-fact normal banking are much better than,

cause they not that product pushing.

my relationship member seldom push me products.... cos she know i dont like to listen. lol...

I enjoyed the priority banking environment, the lounge is cool and the best is... no need to queue~!

a cup of coffea please ~

but seem just your RM were diffirent. I exprience bad RM , alot of my customer also have.

yeah.. cos i know my current RM before i join the priority banking... so more and less he know my style...

what your customer banking with?

Dozz great so you can tell us how Stanchart Priority Banking is like. Is it very good? Personally I dont have any banking relationship with Stanchart aside from their cards.

Myself I have Maybank Private Banking, CIMB Club, RHB Infinity Banking, HSBC Premier and Public Bank Red Carpet. so far, im quite happy with them aside from the fact some of them are just too aggressive selling their products to me.

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Added on November 21, 2007, 10:35 pmMy father got fed up with Citigold. His RM there keep changing. One year more than 3 times change ok. My father said when he joined they required 300k but recently his RM told him 200k can get you Citigold already. He discouraged me from having it because of that RM problem.

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Added on November 21, 2007, 10:58 pmdozz which part of the country are you from?

This post has been edited by mrcloud9: Nov 21 2007, 10:58 PM

mrcloud you multimillionaire?

darkmage, if im a multimillionaire, my accounts will be in coutts & co london, bnpparibas, credit suisse and deutsche bank !

I m from Kota Kinabalu.. We have HSBC Premier and StandChart Priority Banking but not citibank here. My mum is OCBC Premier banking customer, i've been there few time with my mum.. i should said they provide good service and environment too. my mum's RM also never push any products to her... probably she know my mum doesnt know much about banking products and not interested in it...my mum got many gifts from them.. umbrella, towel, pen, glasses... ahhaa... StarChart only give me some decoration's plates as welcome gift

This post has been edited by Dozz: Nov 22 2007, 12:38 AM

oh i see youre from sabah then. kk is not a small town anyway, perhaps citibank will have a branch there sooner or later. since you were mentioning about gifts, i must say through my experience local banks are more generous with gifts for their priority banking customers. maybank especially. every year for raya i get nice gifts from them. this year they sent me imported dates with praying mats in a nice box. last year was the wooden Quran stand with religious books. on birthdays they give nice presents too. the best was a designer tie i got few years ago. as for ladies it was designer scarf. the standard leather holders, desk clocks all these i think all banks also give. cimb club they give me kuih raya! hahaha and also a leather watch case to put display my watches. hsbc premier nothing much la presents wise. hehehe...

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Added on November 22, 2007, 12:59 amhsbc premier is going through corporate rebranding at its malaysian branches through strages. the latest is menara milenium damansara heights. very impressive. posh and cozy. i opted for hsbc premier because its really convenient since i go abroad for business quite a bit. so when im in london, my hsbc account there is also premier account. its worldwide privilege.

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Added on November 22, 2007, 1:03 ami would recommend hsbc premier actually. very professional and their investment products is among the best in town. thats because they have their own hsbc investments based in hong kong. all the funds and products are moderated by hsbc investments hong kong. ive had experience of getting a lump sum returns of more than 60% on my investments in a structured products by investing for 18 mths. not bad right. in addition, you're entitled to hsbc world mastercard which mind you, being a world mastercard, holds a higher distinction than platinum cards. even hsbc staff isnt aware of this. they always say its at par with the hsbc visa platinum but theyre wrong. World Mastercard is a rank higher than Platinum Mastercards.

This post has been edited by mrcloud9: Nov 22 2007, 01:03 AM

http://www.lloydstsb.com.my/index.asp
Lloyds TSB Malaysia Ltd

Suite 10.02, 10th Floor, Menara Keck Seng, 203, Jalan Bukit Bintang, Kuala Lumpur
55100 Wilayah Persekutuan, Malaysia

one more suggestion
i think theirs is 700k

This post has been edited by schizophrenic: Nov 22 2007, 01:16 AM

I only have CIMB Club nia....

low income ppl......

@mrcloud9

World Mastercard?? whats the different with the platinum mastercard??

I think higer class than platinum cards.

say, what is this priority banking? and someone above mentioned that you may qualify for credit card if you have certain amount of fund in the account. Is that true?

wat is the advantage of priority bankin? o.0

yes, world mastercard is higher than platinum mastercard. in malaysia only hsbc issues this card. it is just like how visa infinite is higher than visa platinum. rhb is the only card issuer in malaysia issuing visa infinite in msia.

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Added on November 22, 2007, 9:06 amlloyds does not offer retail banking in malaysia. the office in keck seng is just a rep office like credit suisse.

This post has been edited by mrcloud9: Nov 22 2007, 09:06 AM

It just like 1st class banking, unlike normal banking

- you doesn't require line up for make transaction,
- usually you have 1st class treatment which u have place to sit to read newspaper, internet, and some snack for free while waiting ur transaction
- some rate of deposit or loan maybe different. you mostly have a better rates than normal customer
- they put ur list as priority such as loan, transaction. which will save ur time.
- priority banking centre are not that much. usually this is locate on the main area which have alot business centre.
- you can use this priority status at any branchs, they will serve u in a special lane.


As a return, customer are always been promoted alot of new funds, bankassurrances, loan and etc. due to those have priority banking mostly are high net worth people.

like the name suggests, priority banking is preferential treatment service granted to a select group of customers in a bank. they are usually invited to enjoy this service and most often qualify a certain sets of criteria like certain amount of deposits/investments or housing loan. adcantages include access to private lounge which means you dont have to queue the standard long line to do your banking transactions, faster loan disbursement, pre approved credit cards, preferential rates for any bank products etc

you can even conduct fax banking.

Thank you for sharing your experienced with us. Yes, actually i got thought to join HSBC Premier Banking before but the main reason stopping me to do that now because i've got friends working in HSBC, i prefer not to let them know how much fund i got in the bank, what i invest and etc...account details are privacy for most people, isnt it? For the time being, i will remind my account in StanChart and see how thing goes.

lol after all you have several priority banking with different banks

what's the use of higher level mastercard anyway?

the usual, higher limits and lifestyle service. useful for frequent travellers.

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Added on November 22, 2007, 12:22 pmexactly. thats the trouble sometimes when you have friends working in the bank. no privacy because they can access your accounts. thats why i have a few bank accounts because i dont want to put all my funds in one bank.

This post has been edited by mrcloud9: Nov 22 2007, 12:22 PM

mrcloud9 :

you have Citigold membership right? have you experience the service and lounge at Citibank Singapore b4? I open up an international account with them, they put me to citigold member's are.... the lounge, environment, setting on the whole building was soooo cool and pro! must try out next time u go sg...

nope i dont have citigold. my dad discouraged me from having an account with them after his bad experience.

you don't need a higher level card to have higher limit but for lifestyle services i think you do

This post has been edited by Darkmage12: Nov 22 2007, 12:54 PM

thats right

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Added on November 22, 2007, 1:11 pmdozz your stanchart cheque book a bit like brownish goldish colour right?

This post has been edited by mrcloud9: Nov 22 2007, 01:11 PM

er... not really... my cheque book is normal one. Does Stanchart has special cheque book for priority banking cust?
but my internet banking, ATM card all like brownish gold color... nice color, feel very exclusive. ahahha

HSBC Premier MasterCard very simply designed... doesnt look elegent oh... still prefer their platinum visa..





This post has been edited by Dozz: Nov 22 2007, 03:34 PM

got, its gold brownish colour. i suggest you ask your banker to issue you that cheque book since youre priority customer. that cheque you can let 3rd party do encashment. the standard one cannot. they wont allow.

the new premier mastercard too simple the design. thats because theyre making it standard the whole world same design. the previous premier mastercard is nice. greying gold colour with shining effect and a very big P on it.

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Added on November 22, 2007, 7:01 pmyoure just being humble. people whose income is too low dont even have cimb club okay. but there are also very wealthy people out there who insist on the mass banking way. they refused to accept the priority banking status because they want to remain low profile.

what puzzled me is the processing time you were complaining. ive submitted for a loan via cimb club before an it got approved in less than 7 working days. i was impressed actually!

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Added on November 22, 2007, 7:08 pmspeaking about cheque books, most banks they have specially designed personalised cheque book for priority banking customers. sometimes, you get unnecessary attention which i dont like. like my maybank cheques, it writes MAYBANK PRIVATE BANKING on top of it. quite big. so each time i issue people will stare and look at me or say "wah so rich ah! private banking ah you! got millions inside one!"

stanchart's priority banking chequebook is quite discreet, just the colour is different and the Priority Banking writing quite small. its goldlike brown as opposed to blue colour for normal customers. at least it doesnt yell so loud. i quite like my cimb club cheques, the colour is grey as opposed to pinkish red for normal customers and behind it the background theres subtle writing of 'club'. so, its not so obvious lah and not many people know club is actually priority banking at cimb bank. hsbc used to be quite discreet but since they did the rebranding and the introduction of new size cheque book the writing HSBC PREMIER is quite big on top. again, ignorant people wont know what that means. so, better lah. same colour as normal customers, grey in colour.

public bank the most discreet, you red carpet also your chequebook same as others! but sometimes its useful to have the priority banking writing on the cheques, at least people have confidence to accept cheaques from you if you first time deal with them.

This post has been edited by mrcloud9: Nov 22 2007, 07:08 PM

thanks for inform me.. i will call stanchart now to request a new cheque book send to me

Mrcloud9,

maybe ipoh cimb club were not that pro efficient compare to other branchs.

yap, it true not company having slow pace but staf does.

yes not a problem. dont forget to mention specifically priority banking chequebook, no point if they end up giving you the same normal blue cheque book again right! hehe

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Added on November 23, 2007, 12:44 amyeah good point.

This post has been edited by mrcloud9: Nov 23 2007, 12:44 AM

Cheque book requested!

My RM asked me why need a new cheque book since i seldom use it... i answered " cos i heard the new cheque book for priority banking looks nicer than the normal one.. so i would like to have it" my RM laught... lol
Anyway, she know me sometime already.... so i felt comfortable to tell straight what i want to her...

This post has been edited by Dozz: Nov 23 2007, 11:44 AM

Good then. Let me know when you get it! Hehe

Once we become premier or priority banking customer, the status will valid world wide right? Question is... how the bank in oversea going identified our status? Are we have to show them the premier/priority ATM card? or there is other method?

Thx

This post has been edited by Dozz: Nov 23 2007, 08:30 PM

yes you can show the card. in hsbc's the case, its in the system. so for example when you reach london, you identify yourself and they could see your malaysian portfolio from their system. i believe hsbc premier is the first globally linked premium banking service. that means if you want to open another account in uk (lets say you get posted there), they can help you set up the account even before you reach uk. all can be done from malaysia!

This post has been edited by mrcloud9: Nov 23 2007, 10:36 PM

HSBC has really integrated or linked the premium banking service?
Others I know, it is separated, overseas banks doesn't have directly link with the banks here. Example, you went to Citibanks overseas one, you can't view all the details in your account directly from there. But whether there is improvement on it, I don't know now, it has been awhile when last time I asked.

the term hsbc use is "globally linked up premium banking service" and yes they can view your accounts directly. even as it is now, i can view my london accounts balance from the hsbc malaysia internet banking.

Yes, this service only available for premier customers at HSBC..

true. so for those who think they may have needs to operate bank accounts in foreign countries, its useful to have hsbc premier. you can enjoy same privilege and standard worldwide.

Still waiting for the new cheque book arrived....wanna see how nice is it. haaha

just wait and see!

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Added on November 26, 2007, 9:05 pmaggronax, what colour is your cheque book?

This post has been edited by mrcloud9: Nov 26 2007, 09:05 PM

yahooo.... gonna to collect my new cheque book tomorrow

haa good2. then you can tell us nice or not! hehe

so.. anyone with with maybank private banking except mrcloud9?

anyone here with hong leong priority banking?

hm, i've been surveying on priority banking services for quite some time but decided to go with hsbc premier. they have a lot of privileges for premier customer, preferential rates (loans, currency ex), but of course currency ex you might be better off exchanging with the money changer out there in the market.

what appeal to me most with hsbc premier is their worldwide branches, of which they are willingly to help you to open account in anywhere in the world as long as they have branch there for free with no min balance. this is extremely useful if you are doing international business or probably thats why i dont have issue withdrawing money from paypal.

on top of that, hsbc can preapprove issuing you local credit card, of which you can get HKD (HK) credit card (no annual fee!) or US credit card, which allows you to purchase almost anything online. MY credit card is known to being blacklisted in some countries / major merchant. with that said, you save your currency loss if you are on the move all the time.

also, they have got this free wire transfer among HSBC accounts that allows you to move your money anytime, it took as lil as 5 mins for a wire transfer (TT) to move from any of my accounts, however, that's purely based on my experience despite they have claimed 12 - 48 hours. so basically if you need money urgently, you dont need western union

with home loan, i've checked that we could get BLR - 1.9%, thus far i've not gotten any offer better than that.

i doubt citigold / stanchart / any local regional priority banking supply you with all these global network

Opening a premier acc in hsbc & u get a free mastercard world card?

now that is very interesting. but except the DH branch, their premier center does not have a special private room etc. It is like u talk ur million-million transaction openly. I dont like to expose myself openly.

Regarding the cheque "premier", priority word. I prefer the ones look almost the same as normal one. I dont feel like telling people "hey I am a priority customer".

well, apparently i'm looking on how i can go global with hsbc, but if you dont like the cheque premier, you can always issue check with another bank while harnessing the privildege that hsbc.

i'm not exactly sure if the hsbc premier card would considered as a world card but if its not branded as platinum, then it should be a world card. however, to me, it's just a card.

uptown has private room, which is where i do my banking with. i've been to HK premier center and frankly, it was massive! tons of ang mohs..

couldnt agree more. hsbc premier ranks among my priority banking favourites too. i especially like the internet banking where you can monitor your bank accounts abroad through your local login. this is extremely convenient. so, just by login into the premier internet banking i can also view my hsbc uk and australia bank balances. the talk about other hsbc premier centre not having private room isnt exactly true. of course the one in damansara heights is impressive as it has been recently remodelled for 4 million ringgit as part of their worldwide premier rebranding exercise. ive been to the main office in kl and they too have private rooms for you to discuss your banking transactions with your RM.

im not sure about the HK premier mastercard. i know they offered me a malaysian premier mastercard which is world mastercard. thats even higher than mastercard platinum. the card is purple in colour. i like the old premier mastercard better because it has the shiny gold dust effect on it. looks very exclusive.

regarding the hsbc premier chequebook with the writing PREMIER on it, i think you can always request for a normal chequebook and they will be more than happy to arrange for you. i know it is possible because ive done this with other banks since their PRIORITY word printed on the chequebook is too big and im concerned it maybe misunderstood as an act to impress others. so, i politely declined and requested for a normal chequebook and theyre more than willing to arrange. they said im very funny because they say there are other customers who are non-priority banking who want to have the priority chequebook but im the other way round!

of course it is handy to have the priority chequebook in hand, at least certain establishments of which you dont have very long rapport are more willing to accept your cheque but most often i find it attracts wrong attention especially one which is issued by a leading local bank. the priority writing is very big on the cheques and most people would end up saying im rich or wealthy because of whats stated on the cheques.

Jealously is something that u dont wanna deal when u are rich. And a true rich guy will normally hide their true wealth & start being normal/typical person.

Those brag, talking loud mostly do not have what reflect themselves. (esp, MLMer or insurance agent, for ex. mod a BMW 530i with a M5 body kit.)

This post has been edited by billytong: Dec 20 2007, 09:31 AM

couldnt agree more!

im using maybank. didn't give me the feel of "priority" at their small branch. maybe too many ppl got priority banking... sometimes priority counter slower then normal 1...

you're maybank priority customer or maybank private banking customer?

Can they help me open bank account is US as well? I have citigold I think they don't provide that service.

This post has been edited by fyseng: Dec 21 2007, 09:01 AM

yes they do.

yup, they can help.

Ohh this hsbc premier sounds good since it offers overseas banking as well! but how much we do need to put in for priority banking in hsbc?

RM 200,000 and above in deposits and investments

Whats another level above premier? or is there any?

in malaysian market, currently hsbc premier is the flagship relationship one can have with hsbc. in some markets, they have hsbc private bank and we used to have this in malaysia. however, it was closed last year due to restrictions imposed on product offering by bank negara. anyway, hsbc private bank caters to a whole different market altogether. not the mass affluent clients like hsbc premier definitely.

to be a customer of hsbc private bank one must have USD 1 million in investable assets and they do NOT offer consumer retail banking like checking account, savings account, FD etc. they offer investment wealth management services primarily dealing with stocks and bonds with active or discretionary portfolios. sort of swiss bank la.

so to answer your question, in malaysia, there is nothing higher than hsbc premier. so those with 9 figure deposits are still considered under hsbc premier customers.

well, for anything above that, i'd strongly recommend you to go for swiss bank or other investment bank.

i doubt you need a 1mil saving accounts, instead you should be focused in wealth management by then. of course, they can do savings for you as well.

swiss bank also give you privacy, numbered account etc.

ubs, credit suisse or investment bank goldman sachs / macquerie .. these are the top guns

i agree. anyway if you have anything less than USD 5mil youre just a small fry at these private banks!

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Added on December 22, 2007, 11:29 ami think those who are based in kl, penang, johore and penang should seriously consider abn amro's van gogh preferred banking. it is really different compared to others'

This post has been edited by mrcloud9: Dec 22 2007, 11:29 AM

hm, they are more towards investment, structured investment.

how different and criteria to qualify as preferred banking?

they are all similar actually. abn amro's is 300k min.

ehh...citigold just launched Citigold Global Access...wondering if its the same thing as HSBC premier??

different. theyve been actually offering this global access service for a long time but decided to relaunch its service in light of the warm response hsbc received from its globally linked hsbc premier services.

citigold global access allows u to walk in any branch worldwide to perhaps do emergency cash withdrawal and use its banking lounge abroad. but not so much about assistance to open citigold bank accounts abroad. you still have to fulfill the citigold criteria abroad whereas with hsbc premier they can open for you accounts abroad and accord you the hsbc premier status without having to fulfill the min criteria since youve fulfilled that in malaysia!

OOO!! thanks alot for the info...wow u r well versed

thanks

exactly no doubt of it, normally we will put most of it in investment preferably real estate. But 200K requirements seems a bit low. There are a lot of people of people have 200K cash on hand these days especially our money gets smaller everyday. 400K sounds a better fit.

Premier/priority Bank = No queue up/No waiting. but Priority banking they have only 1-2 RM to serve u and u have to wait for him/her finish wealth management explanation that other customers b4 they serve u.(if u are asking for wealth management). Just try to imaging there are 2-3 customers in front of u.

Waiting is not fun. every seconds is money.

i thought so too but surprisingly there are not that many people who could afford to park even 200k untouched in fd/investments. perhaps they have other priorities in life. in my case, i dont normally have to wait for my RM. will call her in advance and inform ill br dopping by to make some transactions and she will prepare all the neccessary docs etc. afterall, you only need to meet your RM to discuss wealth management issues etc. otherwise you could straight away proceed to the teller in the private banking lounge to perform your monetary transactions.

just went to checkout the maybank private banking in 1utama. not impressive. i prefer the bangsar baru private banking and plaza damansara private banking centres. as for hsbc, nothing beats the one in menara milenium damansara heights at the moment. rhb infinity banking also have very comfortable lounge for its clients at the headquarters in jalan tun razak. cimb club however do not have very spacious lounge for its customers. ive been to quite a few to do my banking, the nicest so far is the one in plaza damansara.

Agree, I have not visit hsbc DH branch b4, but I do heard from my friend's who work in hsbc said that. But my local Kepong branch sucks. They do not have a private room, it is like open urself to the public & they do not have premier customer parking. This is one of the few reasons that keeping my family & I to open an premier acc there.

i see, now that you know other premier centres have rooms maybe you can reconsider. afterall, you are allowed to use any premier centres at your whim and fancy.

am still waiting citigold open in sabah... haha

my cimb banker told me now cimb club has more than 22,000 customers. more than the 20,000 they expected when they launched the cimb club. not bad.

Citigold is WORLDWIDE. if you are Citigold member here, you are IN THE WHOLE WORLD

well, not surprising .. having more than 500khome loan with cimb is pre-qualified as cimb club member..

there are limitations though. hsbc premier is so far the only globally linked premium banking service in the world.

Free bump for mrcloud9.

I know priority banking members occasionally get invites to special events such as wine-tasting, seminars etc.

Anyone has comments on which bank (if any) has invites to happening events such as exclusive parties with models?

And which bank has the best-looking relationship managers? I heard HSBC recruits air stewardesses as their RMs

thank you very much. very much appreciated.

cimb club has invited me to ildivo private dinner concert before. that was exclusive.

i must say HSBC have pretty RMs around. ABN Amro isnt that bad too. Maybank generally hire very experienced people to handle its private banking customers therefore a bit matured.

I heard HSBC Premier is great. Last time you'll need at least RM300,000 in order to qualify for HSBC Premier Banking but now it's only RM200,000. Same with Citibank CitiGold, used to be RM300,000 too, but now only RM200,000. This is very low compared to other country such as Thailand. I think they should raise the minimum deposit back to RM300,000 to make it more exclusive.

By the way, should your total funds fall below RM200,000, HSBC will charge you RM150/month as account maintanence fee while CitiBank is RM80/quarter.

i think it is good hsbc is imposing this monthly service charge should your account balance drops. this way, youll be encouraged to maintain the said minimum amount of RM 200k. if not, you will feel the pain of having to fork out RM 150 monthly to maintain your Premier status.

Just curious, for the priority or premier service, what do you get? Appreciate if someone can list them down:

eg:

Free Parking
Personalized Customer Service Mgr (Do they come to you or do you still need to go to them?)
No queue - always?
Better deposit interest rate -?
Free dining -?

etc

Thank you.

hahaha air stewardess?!?! you sure?

man.. can i change my RM then?

but my RM is pretty good in service.. arggg..

This post has been edited by wheimeng: Mar 10 2008, 06:02 PM

the service offered to Priority Banking customers are pretty much the same everywhere. they include:

1)Personal Relationship Manager to handle your accounts which means you only need to see this person he or she will handle all your banking needs at that bank. and yes she will come to you if thats what you need.

2)Free parking (this applies to certain branches with carparks only). If branches in shopping complex you get first hour waiver.

3)Better interest rates for deposits and loans. also normally 50% off for safe depoit box.

4)No queue provided you make appointment in advance. or else maybe wait for around 5 minutes?

5)Invitations to investment seminars etc

6)Personalized Cheque Book (most banks the chequebooks of Priority Banking customers are different. the colour and it usually says priority banking etc.)

7)Pre approved Platinum credit cards with annual fee waiver for as long as you maintain your Priority Banking status

RHB offer VIP airport lounge priority pass

If this is all they offer, I really don't see any value at all....

1). With all the cheque/cash/ATM machines, why need a PRM? Most services can be done online and quickly.
2). How much is parking?
3). Don't have safe deposit box.
4). Most transactions can be done online.
5). The seminars may not useful, perhaps to upsell the bank products??
6). No big deal.
7). Gold is good enough + free for life.

Never mind, skip Priority Banking thingy now. No real value to me.

Those seminars mostly are meant for selling product purposes, indeed, most of the time, there is not much usefulness in it especially those already investment-savy people.

again, priority banking customers dont generally ask for it. it's so happen they have certain amount of money inside so they become eligible. dont have to downplay the advantages. it makes one looks like sourgrape frankly.

hence, it's only catered for certain group who requires something more...

Yeah, your RM will try her best to crosssell you the bank's products so that she can get commission.
But I'll still accept an invitation (depends on which bank) to be a priority banking member. Why?
It's the prestige ... it shows that you have arrived ...that you have left the ranks of peasants.

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Added on March 12, 2008, 9:56 pmYah, I'm sure.

Ever encountered RM who offers extra services? Hehehe


This post has been edited by Malefic: Mar 12 2008, 09:56 PM