Those with substantial amount of cash that want to put as deposit, SCB might offer good credit card for lounge access (but not for points to redeem air ticket).

For me, better choices will be CIMB Preferred. (great for lounge access and 'good enough' to collect point for oversea spending).

I use SCB because they have share platform. Buy some good blue chip shares and those count towards your premier status.

you can buy from many la like IBKR, MooMoo and more cheaper

Those will not count towards my bank premier account requirement.

I know but why need the status? for airport lounge? that wound another better choice la

many

what does moomoo offers that bank's trading platform doesn't? I think they all work the same so see no point in opening another account and to keep track of. Busy for nothing tangible.

To boost one ego that that have make it. Like why buy mercedes and BMW when you got proton and Perodua.

lol

one word = berada

There are very practical reason. Do you people have the habit of taking a shower before going to sleep at night? Flight to Europe takes about 14 hours generally depart midnight. Having a place to shower before boarding is great.

My Alliance RM WhatsApp me all about FD rates only, no introduce other product

My Maybank RM also same, never introduce me any product. When i was opening the account i told him i don't want any product except FD.

usually, if you don't indicate any interest or you have not purchased any UT or SI or banca products, they usually will leave you alone.
the sales force had to prioritize their effort and improve their hit ratio when they farm.

Yup, this is correct. My case is a bit difference, i was opening the private account together with some very rich persons, so the guy got to do it even if i told him i was not interested on anything other than the FD (especially foreign currency FD).

Maybe you can consider AMEX Platinum. The Annual fee could effectively be less than the amount of opportunity loss by putting big amount in FD.
Although already confirm will increase AF price next year.
That aside, can look at Maybank World Elite Mastercard as well.
Do you need high frequency, or high headcount. Because I had high headcount problem as well so Card with 'Additional 1 guest' helps a lot

Then Platinum charge card comes with Priority Pass. You can use that to bring in another person. And if you have the A/C card, another can go in, other than your primary card. But someone said they no longer issue the A/C card anymore. Need to check for the latest.

I buy shares, local and foreign, from Chartered Bank so don't have to put into FD. Are there any other bank that can do that?

I was given Lounge Key, similar to Priority Pass, to enter lounge

SCB could be the only bank that does. I can only tell you Maybank, RHB, HSBC, CIMB, Ambank and Affin don’t.

u buy stock using the SCB app with smartstock option?

Yes

Thanks.. look like the privilege banking charges lesser brokerage compare to other bank.. good to know..