hm, i've been surveying on priority banking services for quite some time but decided to go with hsbc premier. they have a lot of privileges for premier customer, preferential rates (loans, currency ex), but of course currency ex you might be better off exchanging with the money changer out there in the market.

what appeal to me most with hsbc premier is their worldwide branches, of which they are willingly to help you to open account in anywhere in the world as long as they have branch there for free with no min balance. this is extremely useful if you are doing international business or probably thats why i dont have issue withdrawing money from paypal.

on top of that, hsbc can preapprove issuing you local credit card, of which you can get HKD (HK) credit card (no annual fee!) or US credit card, which allows you to purchase almost anything online. MY credit card is known to being blacklisted in some countries / major merchant. with that said, you save your currency loss if you are on the move all the time.

also, they have got this free wire transfer among HSBC accounts that allows you to move your money anytime, it took as lil as 5 mins for a wire transfer (TT) to move from any of my accounts, however, that's purely based on my experience despite they have claimed 12 - 48 hours. so basically if you need money urgently, you dont need western union

with home loan, i've checked that we could get BLR - 1.9%, thus far i've not gotten any offer better than that.

i doubt citigold / stanchart / any local regional priority banking supply you with all these global network

well, apparently i'm looking on how i can go global with hsbc, but if you dont like the cheque premier, you can always issue check with another bank while harnessing the privildege that hsbc.

i'm not exactly sure if the hsbc premier card would considered as a world card but if its not branded as platinum, then it should be a world card. however, to me, it's just a card.

uptown has private room, which is where i do my banking with. i've been to HK premier center and frankly, it was massive! tons of ang mohs..

yes they do.

well, for anything above that, i'd strongly recommend you to go for swiss bank or other investment bank.

i doubt you need a 1mil saving accounts, instead you should be focused in wealth management by then. of course, they can do savings for you as well.

swiss bank also give you privacy, numbered account etc.

ubs, credit suisse or investment bank goldman sachs / macquerie .. these are the top guns

hm, they are more towards investment, structured investment.

how different and criteria to qualify as preferred banking?

well, not surprising .. having more than 500khome loan with cimb is pre-qualified as cimb club member..

hahaha air stewardess?!?! you sure?

man.. can i change my RM then?

but my RM is pretty good in service.. arggg..

This post has been edited by wheimeng: Mar 10 2008, 06:02 PM

hence, it's only catered for certain group who requires something more...

UHHHHHHHHH PLEASE BE MORE EXPLICIT?

hahahaha please define 'these extra services'

omg... anyway, my RM is a guy.. so no extra services required other than banking needs.

I think if you have 100k with public mutual, you can be red carpet automatically.

uhh... are you not a chinese?

nah nothing. was crapping.

C'mon, let's not go into it. It's like a debate whether to be poser or not to be. People choose their way of life..