Priority Banking, Everything about Priority Banking
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 Sep 27 2010, 06:20 PM
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#1
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Senior Member
3,064 posts Joined: Mar 2009 From: N.Sembilan  
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QUOTE(JamesPond @ Sep 24 2010, 03:54 PM) which bank is giving the lowest for priority banking? could you please tell us what kind of priority banking do you expect? If they require eg 100k, this money shall be deposit in a saving/fd account? Can I put in some other where else, like home loan account?   |
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Sep 28 2010, 10:08 PM
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#2
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Senior Member
3,064 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(JamesPond @ Sep 28 2010, 10:00 PM) priority means..no need to queue. To my knowledge, CIMB's Prime Plan also offers priority banking service, including cash withdrawal/deposit at the counter cut the queue all the time.. |
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Sep 28 2010, 11:08 PM
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#3
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Senior Member
3,064 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(MilesAndMore @ Sep 28 2010, 11:01 PM) Not necessarily true all the time. Sometimes these Premier/Priority/CitiGold customers still have to wait for their turn. I agree. When there are more and more priority customers, they still need to wait Still need to take number and wait though. It probably will be your turn faster if you're at Public Bank even just as a regular banking customer   Anyway, in bank branches with very few Premier customers, the cut queue privilege is really fast. I waited less than a minute after pressing "Prime" queue ticket. Feel like the staff is already waiting for me.  This post has been edited by chemistry: Sep 28 2010, 11:10 PM |
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Sep 29 2010, 01:31 PM
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#4
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Senior Member
3,064 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(JamesPond @ Sep 29 2010, 01:29 PM) I dont go HK and wont do the banking there oso.. No need so hurry. You'll be eligible sooner or later.prime plan is too common. I want something that is so limit. but very sad i got no money This post has been edited by chemistry: Sep 29 2010, 01:56 PM |
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Oct 1 2010, 08:59 PM
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#5
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Senior Member
3,064 posts Joined: Mar 2009 From: N.Sembilan
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Hi,
In the list of fees and charges of CIMB Prime Account, there is an item stating as below: Interbranch Current Account Cash Withdrawal (for individual account only) RM5 per transaction Do you have idea what it means? |
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Oct 1 2010, 10:09 PM
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#6
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Senior Member
3,064 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(MilesAndMore @ Oct 1 2010, 09:07 PM) Let say you opened the CIMB Prime Account at CIMB Bank KLCC branch, it means the CIMB Bank KLCC branch is your account holding branch. When you make an over-the-counter withdrawal at another CIMB Bank branch, say CIMB Bank Starhill branch. You will be charged RM5 per withdrawal. I see... So there is no such priority queuing in fact. The priority is paid anyway.QUOTE(MilesAndMore @ Oct 1 2010, 09:26 PM) By the way, CIMB Bank also charge RM10 for the closure of all types of current account after 3 months from its opening date. Many other banks allow you to close your current account free of charge provided you only close it 3 months later. This I really never realized! Thanks for pointing out! It seems only closure of CIMB Basic accounts are exempted from the fee. |
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Oct 1 2010, 10:31 PM
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#7
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Senior Member
3,064 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(MilesAndMore @ Oct 1 2010, 10:17 PM) By the way, the Preferred Current Account and Regular Current Account seem to have this unwaivable half yearly service charge. This really makes their current account much less attractive compared to other major banks with huge current account base such as Maybank and Public Bank. I'm not worried about that half yearly service charge (aka maintenance fee?) because DA's Premier Plus Acc and Prime Plan can waive it. Now I regret as deeply as ocean for joining the Prime Plan  Wait until I claimed its RM50 cash bonus and three months later definitely I will close it! I just noticed that Prime Current Acc and DA Current Acc don't have such HALF YEARLY SERVICE CHARGE. Only Regular current account got. I don't hate DA Current Acc for charging account closure fee, given that this account has neither minimum maintenance amount nor ATM annual fee, somemore it is interest-bearing for balance above 1k. But the Prime Account, I am really godd*** pissed off. This post has been edited by chemistry: Oct 1 2010, 10:54 PM |
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Oct 1 2010, 11:18 PM
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#8
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Senior Member
3,064 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(MilesAndMore @ Oct 1 2010, 11:03 PM) Half yearly service fee is one thing. Maintenance fee is another thing. Yes I understand that. Preferred Current Account has no maintenance fee but it has this half yearly service fee which seems unwaivable. You also have to pay RM10 just to close the account after 3 months of using it. Will use the cash bonus RM50 to offset the fee then  RM50 - RM8 (atm fee) - RM20 (closure fee within 3 months) = RM22. I still earn RM22 in the end  This post has been edited by chemistry: Oct 1 2010, 11:18 PM |
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Oct 2 2010, 02:38 PM
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#9
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Senior Member
3,064 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(MilesAndMore @ Oct 2 2010, 09:27 AM) No harm waiting pass 3 months right ? Then you have to pay RM10 less. Yeah. No matter within 3 months or after 3 months, closing the account is for sure. Within the period if anything goes wrong, the decision will be expedited. LOL. |
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