Haha, as far as I can remember I do not pay annual fee for cc. Maybe Amex long time ago for few years. I do remember threatening to cancel cc years ago. When we do that, most of the time bank would waive the annual fees.

Have been using CB cc for free due to being Citigold customer.

Dont worry, nothing really good with the card also.


How much to join for their RHB PB?? and the card pre approved when u join PB or need POI as well?

For RHB PB, I believe it is 200k. Last time they said has to be investment or CASA. FD not counted. But last year they changed it to include FD.

Not sure of requirement for the VI as I did not ask RM or get it. I did not want to get too many cards at that time.

a few months ago, after joining PB the card requirement for poi is just 30k pa. not sure if any new policies.

This post has been edited by HarpArtist: Jul 7 2017, 08:01 AM

30k pa kind of low ?

The card is not pre-approved and you need to submit your application. RHB dont have strict POI for this card as long as it adhere to BNM guidelines e.g above 36k per annum to hold more than 2 cards

just to make sure applicant adhere to BNM guidelines so there is no strict rules being apply here for this card

yup i thought so too. but thats what rm told me. 30k pa with pb status. i know another pb customer with 45k ish income who got the card so yeah..

Just saw on RinggitPlus minimum annual income for RHB P VI is RM150000. how true is that?

Wow RHB even provide visa infinite debit card for their Premier customer which is nth to shout about compare to Alliance Privilege debit card.

This post has been edited by Icona Pop: Jul 7 2017, 02:58 PM

hi guys, wanna ask is that anyone is Maybank PW here? Im thinking to take out some big amount from my PW and place on other bank which have higher interest FD. Will It automatically cancel my maybank PW status if the account is below 250k AUM?

Possible, unlikely. I have low balance in multiple bank's PB account, and still have access to premier banking hall.
Except with HSBC premier, they really charge RM 159/ month for low balances

Thanks for the reply bro. Heard that is a Rm 800 charge for low balance, is per month or per year 😱

Any idea whether there is any penalty for below AUM with OCBC, BR and UOB?

IIRC ocbc no problem, the later 2, better seek bbgoat for opinion

Uncle Lim has said before most not charging except HSBC, right ?

BR cannot be sure as I still have enough with them. UOB wise I think no charges. They will just remove u from PB once they review list of PB having AUM below their set limit.

To avoid getting charges, one way is not to keep too much in CASA, if u can. So worst case is those are deducted from the acct.

Mind to share what Citibank credit card (eg CB prestige?) allowed annual fee waiver and any condition for waiver?

As far as I know, u have to join Citigold to enjoy complimentary credit card. I was given Visa Platinum card then last year they said "upgraded" to Reward card. I think there is another forummer said he got an even better card from Citigold.

This post has been edited by bbgoat: Jul 9 2017, 10:49 AM

For ocbc , no problem.

Agreed that OCBC no problem. But I still try to maintain it. Just like their PB hall, the best in Penang and ............... also the leng lui there. Bought some UT there from leng lui RM as well.

This post has been edited by bbgoat: Jul 9 2017, 07:51 PM

Does the CC from CB have any annual fees or is it a case-by-case scenario where they would manually waive it off for you?, for the "Rewards" card i mean, the new plat card... lol

Why don't u ask your dad who is also a Citigold customer how that works ??