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 Priority Banking, Everything about Priority Banking

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bbgoat
post Jun 14 2017, 10:05 AM

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QUOTE(cklimm @ Jun 14 2017, 10:01 AM)
aaah, this!
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U mean the same cheapo u got ? brows.gif Your std is very high then ! laugh.gif
kochin
post Jun 14 2017, 11:32 AM

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QUOTE(gchowyh @ Jun 2 2017, 07:34 PM)
I only heard maybe CIMB you need to swipe 12 times a year but I was never told that for ambank. Anyhow, I use both CIMB & Ambank cards so I cannot tell if the condition is really true.

I think last year RHB had quite a lot of promos for joining the premier wealth but unfortunately, their FD promo was not that good so I did not put enough there tongue.gif

If they really merge & the cards merge, hopefully the best benefits would be merged but I believe all this won't take place so fast.
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QUOTE(bbgoat @ Jun 2 2017, 07:51 PM)
CIMB Preferred Visa Infinite said "Free for Life". I asked CIMB RM, she said no requirement on swiping for it to be free.

I used CB Visa card most of the time. Only used PBB card when they have this cash back campaign last year.

RHB last year played cheat. They just gave the PB to those they deemed qualified for it. So avoid giving out recommendation bonus !  vmad.gif Initially we were trying to recommend some friends and relatives and get the referral bonus !  biggrin.gif
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as mentioned b4, cimb preferred visa infinite is indeed free for life. no min swipe required for lounge access but limited to only 4 per annum. neighbouring countries though are unlimited i.e. singapore, thailand, indonesia.

ambank is supposedly free for life too. no minimum swipe. used it a couple of times without ever charging the card even once to gain access to lounges. and that's to bring my +1,2 & 3 in. lol. myself i use my cimb card to get in. go figure. thankfully no charge.

so i guess for cheapo method, getting both these cards for airport lounges work wonders. ambank for local lounges, cimb for neighbouring lounges. for more coverage on international lounges, probably need the uob prvi card or citibank card for more access

sorry, i am a cheapo. maximising cards for free access without any spendings. sad.gif
kochin
post Jun 14 2017, 11:35 AM

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QUOTE(bbgoat @ Jun 14 2017, 08:53 AM)
Have shown this in the FD thread before. This is what I got from UOB. Gold plated plaque, looks pretty nice. Not sure same as what Mr Lim said.  laugh.gif

[attachmentid=8900192]
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very nice.
i never get any single thing at all ever.

not a festive card, not a hamper, not even ang pau packets.

duh!

transition of rm time, it was quite some time and i called up centre asking who is my rm. the response was a classic.

"so sorry sir, there's no rm assigned to you. it would seems there's an error in the system hence you did not receive anything for the past 1+ year because the system did not assign anybody." lol

guess they detected my constant cheapo abuse of their loopholes and they pull a fast one back on me.

Bonescythe
post Jun 14 2017, 11:40 AM

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QUOTE(kochin @ Jun 14 2017, 11:35 AM)
very nice.
i never get any single thing at all ever.

not a festive card, not a hamper, not even ang pau packets.

duh!

transition of rm time, it was quite some time and i called up centre asking who is my rm. the response was a classic.

"so sorry sir, there's no rm assigned to you. it would seems there's an error in the system hence you did not receive anything for the past 1+ year because the system did not assign anybody." lol

guess they detected my constant cheapo abuse of their loopholes and they pull a fast one back on me.
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blink.gif blink.gif

Haha...
Now that's funny.. even funny when they dare to tell u that u are unassigned
bbgoat
post Jun 14 2017, 11:50 AM

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QUOTE(kochin @ Jun 14 2017, 11:32 AM)
as mentioned b4, cimb preferred visa infinite is indeed free for life. no min swipe required for lounge access but limited to only 4 per annum. neighbouring countries though are unlimited i.e. singapore, thailand, indonesia.

ambank is supposedly free for life too. no minimum swipe. used it a couple of times without ever charging the card even once to gain access to lounges. and that's to bring my +1,2 & 3 in. lol. myself i use my cimb card to get in. go figure. thankfully no charge.

so i guess for cheapo method, getting both these cards for airport lounges work wonders. ambank for local lounges, cimb for neighbouring lounges. for more coverage on international lounges, probably need the uob prvi card or citibank card for more access

sorry, i am a cheapo. maximising cards for free access without any spendings. sad.gif
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Have not been to AmBank for a long while. Their ABM has been pestering me to support her for FD deposit. While their rates has not been very good for the past 1.5 years.

Was thinking of getting AmBank Visa Infinite. RHB RM also said they have Visa Infinite. Once the 2 merge, not sure if the same benefit still there or RHB has upper hand ? biggrin.gif
kochin
post Jun 14 2017, 11:53 AM

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QUOTE(bbgoat @ Jun 14 2017, 11:50 AM)
Have not been to AmBank for a long while. Their ABM has been pestering me to support her for FD deposit. While their rates has not been very good for the past 1.5 years.

Was thinking of getting AmBank Visa Infinite. RHB RM also said they have Visa Infinite. Once the 2 merge, not sure if the same benefit still there or RHB has upper hand ?  biggrin.gif
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oh yeah been meaning to add but forgotten.

remember the almost cimb/rhb merger that did not materialise.

who knows that this rhb/ambank merger will be called off again too?

lol.

ambank have been quite innovative of late.
their car financing is pretty strong in the market.
rhb have been superly boring the last few years or decades. nothing exciting at all.
bbgoat
post Jun 14 2017, 12:00 PM

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QUOTE(kochin @ Jun 14 2017, 11:53 AM)
oh yeah been meaning to add but forgotten.

remember the almost cimb/rhb merger that did not materialise.

who knows that this rhb/ambank merger will be called off again too?

lol.

ambank have been quite innovative of late.
their car financing is pretty strong in the market.
rhb have been superly boring the last few years or decades. nothing exciting at all.
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RHB has impressed me on their assigning their PB before they applied for it. At the same time that they are holding the member get member campaign !! I was thinking of recommending friends/relatives. But u know what, they then was assigned immediately, no referral bonus ! laugh.gif
gchowyh
post Jun 20 2017, 07:39 PM

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QUOTE(kochin @ Jun 14 2017, 11:32 AM)
as mentioned b4, cimb preferred visa infinite is indeed free for life. no min swipe required for lounge access but limited to only 4 per annum. neighbouring countries though are unlimited i.e. singapore, thailand, indonesia.

ambank is supposedly free for life too. no minimum swipe. used it a couple of times without ever charging the card even once to gain access to lounges. and that's to bring my +1,2 & 3 in. lol. myself i use my cimb card to get in. go figure. thankfully no charge.

so i guess for cheapo method, getting both these cards for airport lounges work wonders. ambank for local lounges, cimb for neighbouring lounges. for more coverage on international lounges, probably need the uob prvi card or citibank card for more access

sorry, i am a cheapo. maximising cards for free access without any spendings. sad.gif
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Actually for overseas, I'm not sure what is the difference between Ambank & CIMB preferred as Ambank is also valid in many countries & is unlimited.

If you need more free access, I just found out you can join their new Arrture Loyalty Programme. You can swipe even with the free access using credit card.
With enough points, you can get a free entry too.
Bonescythe
post Jun 20 2017, 08:29 PM

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QUOTE(kochin @ Jun 14 2017, 11:53 AM)
oh yeah been meaning to add but forgotten.

remember the almost cimb/rhb merger that did not materialise.

who knows that this rhb/ambank merger will be called off again too?

lol.

ambank have been quite innovative of late.
their car financing is pretty strong in the market.
rhb have been superly boring the last few years or decades. nothing exciting at all.
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Rhb investment ans osk ma
Human Nature
post Jun 21 2017, 05:52 PM

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No love for the UOB PB VI? The DragonPass access is interesting. Wonder if it is offered together with the PB membership or have to apply separately.
bbgoat
post Jul 4 2017, 06:03 PM

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QUOTE(bbgoat @ Jun 14 2017, 11:50 AM)
Have not been to AmBank for a long while. Their ABM has been pestering me to support her for FD deposit. While their rates has not been very good for the past 1.5 years.

Was thinking of getting AmBank Visa Infinite. RHB RM also said they have Visa Infinite. Once the 2 merge, not sure if the same benefit still there or RHB has upper hand ?  biggrin.gif
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OK, today called AmBank ABM. She keeps on pestering me to support her to apply for the Visa Infinite card. Free gift Transformer Al Sports Bottle.

Went to place FD and sign up for Visa Infinite card. She confirmed no need to swipe for the free card. But have to apply for TWO cards, one Conventional and the other Islamic cards. She said after 6 mths can cancel one of them. It is the requirement to get the free gift. Saw the display models, about 6 different colours. Looks pretty nice. So signed up to get the card. biggrin.gif

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Human Nature
post Jul 4 2017, 06:48 PM

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Went to UOB to enroll to their PB programme but the whole team is away for training or something sweat.gif Plan to get the PB VI too

This post has been edited by Human Nature: Jul 4 2017, 06:49 PM
bbgoat
post Jul 4 2017, 06:56 PM

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QUOTE(Human Nature @ Jun 21 2017, 05:52 PM)
No love for the UOB PB VI? The DragonPass access is interesting. Wonder if it is offered together with the PB membership or have to apply separately.
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QUOTE(Human Nature @ Jul 4 2017, 06:48 PM)
Went to UOB to enroll to their PB programme but the whole team is away for training or something  sweat.gif Plan to get the PB VI too
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When I joined UOB PB few years back, the RM never mentioned on the Visa Infinite card to me. I also not interested due to the RM50 per year fees imposed at that time. But for SCB and OCBC their VI card comes with certain conditions.

Is UOB VI card free ? I think it would comes with certain conditions. hmm.gif
Human Nature
post Jul 4 2017, 07:13 PM

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QUOTE(bbgoat @ Jul 4 2017, 06:56 PM)
When I joined UOB PB few years back, the RM never mentioned on the Visa Infinite card to me. I also not interested due to the RM50 per year fees imposed at that time. But for SCB and OCBC their VI card comes with certain conditions.

Is UOB VI card free ? I think it would comes with certain conditions.  hmm.gif
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Cannot find any details on the annual fee from the website but checking through the redemption catalogue, the normal VI annual fee is RM600 while the PB versionis not listed. I need to ask them about this the next time I go.

http://www1.uob.com.my/personal/cards/unir...uniringgit.html
bbgoat
post Jul 4 2017, 08:04 PM

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QUOTE(Human Nature @ Jul 4 2017, 07:13 PM)
Cannot find any details on the annual fee from the website but checking through the redemption catalogue, the normal VI annual fee is RM600 while the PB versionis not listed. I need to ask them about this the next time I go.

http://www1.uob.com.my/personal/cards/unir...uniringgit.html
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If not wrong, both SCB and OCBC VI yearly fee is RM800+ when I asked them 2/3 years ago. OCBC one cannot waive, that is what the PB centre told me.
Human Nature
post Jul 4 2017, 08:28 PM

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QUOTE(bbgoat @ Jul 4 2017, 08:04 PM)
If not wrong, both SCB and OCBC VI yearly fee is RM800+ when I asked them 2/3 years ago. OCBC one cannot waive, that is what the PB centre told me.
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Hehe let's see whether this UOB one is free as long as the pb status is maintained. will update here
chrisoth80
post Jul 4 2017, 09:25 PM

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QUOTE(Human Nature @ Jul 4 2017, 08:28 PM)
Hehe let's see whether this UOB one is free as long as the pb status is maintained. will update here
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There is no annual fee for UOB PB Visa Infinite. Its waived

Human Nature
post Jul 4 2017, 09:59 PM

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QUOTE(chrisoth80 @ Jul 4 2017, 09:25 PM)
There is no annual fee for UOB PB Visa Infinite. Its waived
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cool! thanks for the information
loong1979
post Jul 5 2017, 05:21 AM

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does CIMB preferred members have to apply for the VI or it comes with the preferred membership ar guys?
drbone
post Jul 5 2017, 07:41 AM

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QUOTE(loong1979 @ Jul 5 2017, 05:21 AM)
does CIMB preferred members have to apply for the VI or it comes with the preferred membership ar guys?
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