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 Atlas Digital Bank by Bank Muamalat, 5% Interest, Credited Daily (Promotion)

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nexona88
post Jul 6 2025, 10:11 AM

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It's new apps...

Give chance lorh

Later updates, they would fixed all the bugs & design 馃榿
SydneyKL
post Jul 6 2025, 10:19 AM

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QUOTE(Barricade @ Jul 5 2025, 11:18 PM)
Any way to disable the solat reminder and sound without turning off notification?
*
At Islamic tab > Prayer > end of the timing there is icon like speaker click to mute/off > top right corner (gear icon setting) > Scroll down until 'Notification' > turn off (none).

This post has been edited by SydneyKL: Jul 6 2025, 10:23 AM
GalaxyV
post Jul 6 2025, 11:24 AM

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To transfer into Atlas, choose Bank Muamalat?

Can go to the branch and do cash deposit into the account using CDM?

This post has been edited by GalaxyV: Jul 6 2025, 11:28 AM
beLIEve
post Jul 6 2025, 11:58 AM

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QUOTE(GalaxyV @ Jul 6 2025, 11:24 AM)
To transfer into Atlas, choose Bank Muamalat?

Can go to the branch and do cash deposit into the account using CDM?
*
Someone have to test. If your name pops up after you key in account number, then can loh
GalaxyV
post Jul 6 2025, 11:59 AM

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QUOTE(beLIEve @ Jul 6 2025, 11:58 AM)
Someone have to test. If your name pops up after you key in account number, then can loh
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When I am free, I go to test.
IvanC
post Jul 6 2025, 12:42 PM

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Previously said traditional bank need apply digital bank license. And only 5 digital license available.
Now allow to use traditional license to open digital bank?
There is no Atlas in PIDM website
GalaxyV
post Jul 6 2025, 12:44 PM

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QUOTE(IvanC @ Jul 6 2025, 12:42 PM)
Previously said traditional bank need apply digital bank license. And only 5 digital license available.
Now allow to use traditional license to open digital bank?
There is no Atlas in PIDM website
*
I think Atlas is not digital bank. It is just a digital savings account by Bank Muamalat in the form that it can be opened online without physical visit.
shuin1986
post Jul 6 2025, 01:26 PM

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QUOTE(GalaxyV @ Jul 6 2025, 11:24 AM)
To transfer into Atlas, choose Bank Muamalat?

Can go to the branch and do cash deposit into the account using CDM?
*
That's correct, at first I also can't find Atlas in the bank list so I tried Bank Muamalat and my name appeared before final confirmation (I do not have Bank Muamalat account).

Then I tested transfer RM1 and it appeared in my Atlas balance biggrin.gif
GalaxyV
post Jul 6 2025, 01:31 PM

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QUOTE(shuin1986 @ Jul 6 2025, 01:26 PM)
That's correct, at first I also can't find Atlas in the bank list so I tried Bank Muamalat and my name appeared before final confirmation (I do not have Bank Muamalat account).

Then I tested transfer RM1 and it appeared in my Atlas balance biggrin.gif
*
Same same. I believe we can do CDM or cash deposit via counter.

It is just a digital product, not the bank.

If it is a digital bank, the acc can't be transferred by company's IBG or batch transfer one.

This post has been edited by GalaxyV: Jul 6 2025, 01:31 PM
tzxsean
post Jul 6 2025, 03:45 PM

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QUOTE(nexona88 @ Jul 6 2025, 10:11 AM)
It's new apps...

Give chance lorh

Later updates, they would fixed all the bugs & design 馃榿
*
gx set the bar abit too high i guess ...

was abit worried when i dun see the pocket / security feature
nexona88
post Jul 6 2025, 05:57 PM

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QUOTE(tzxsean @ Jul 6 2025, 03:45 PM)
gx set the bar abit too high i guess ...

was abit worried when i dun see the pocket / security feature
*
That's the difference between local & tiny island standard...

That's why when we see new digital banking apps... Needs to be perfect....
Fantasia
post Jul 6 2025, 06:57 PM

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QUOTE(IvanC @ Jul 6 2025, 12:42 PM)
Previously said traditional bank need apply digital bank license. And only 5 digital license available.
Now allow to use traditional license to open digital bank?
There is no Atlas in PIDM website
*
I found this in its PDS
QUOTE
ATLAS Savings Account-i is a Shariah compliant product. It
opens to all Malaysians citizen and permanent residents. This
deposit product is protected by Perbadanan Insurans Deposit
Malaysia (PIDM) up to RM 250,000 for each depositor. ATLAS
Savings Account-i can be accessed through the ATLAS by Bank
Muamalat Malaysia Berhad (ATLAS) platform only.

guy3288
post Jul 6 2025, 09:08 PM

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just put another 5ok new account just now
still show 5% rate there

not yet hit 500 pax lagi?
GalaxyV
post Jul 6 2025, 09:10 PM

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QUOTE(guy3288 @ Jul 6 2025, 09:08 PM)
just put another 5ok聽 new account just now
still show 5% rate there

not yet hit 500 pax lagi?
*
did they mention 500 pax? i thought hit 25m deposit?

put another 50k? max per person is 50k only

This post has been edited by GalaxyV: Jul 6 2025, 09:10 PM
beLIEve
post Jul 6 2025, 09:20 PM

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QUOTE(GalaxyV @ Jul 6 2025, 09:10 PM)
did they mention 500 pax? i thought hit 25m deposit?

put another 50k? max per person is 50k only
*
Assume everyone got 50k

Friends and Family
beLIEve
post Jul 6 2025, 09:24 PM

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QUOTE(guy3288 @ Jul 6 2025, 09:08 PM)
just put another 5ok聽 new account just now
still show 5% rate there

not yet hit 500 pax lagi?
*
Since the functionality is still primitive, i think have to wait for tonite's payout to know.

Edit : When I download yesterday, total download was around 100+ to 200+ on Google. i don't remember exactly which one. Just checked and it's 500+. Add iOS and 12 hours freeze, quota should finish latest tomorrow morning.

This post has been edited by beLIEve: Jul 6 2025, 10:32 PM
beLIEve
post Jul 7 2025, 12:12 AM

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Accrued dividend amount equivalent to 5%. Last deposit around 9am Jul 6
Optizorb
post Jul 7 2025, 12:56 AM

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Wait, why yall feel the need to keep mentioning what time you make the deposits?
I made deposit at 11.58pm just now, of course still get it..

Because Atlas already stated they will make announcement if/once the 25mil cap reached what.. It's even in their TNC!
So until they make such announcement, you can safely assume 5% is still on la, no need to worry.

and im pretty sure its gonna work just like GX last time when launched, once they make announcement stating capped has been reached, then that is the final day for all deposits to enjoy the promotional rate. New deposits from next day onward only will be without promotional rates.

So its not as if like they make announcement at 3pm, then all deposits from 3.01pm onward will be board rate already.. laugh.gif

user posted image

This post has been edited by Optizorb: Jul 7 2025, 01:11 AM
beLIEve
post Jul 7 2025, 01:13 AM

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QUOTE(Optizorb @ Jul 7 2025, 12:56 AM)
Wait, why yall feel the need to keep mentioning what time you make the deposits?
I made deposit at 11.58pm just now, of course still get it..

Because Atlas already stated they will make announcement if/once the 25mil cap reached what.. It's even in their TNC!
So until they make such announcement, you can safely assume 5% is still on la, no need to worry.

and im pretty sure its gonna work just like GX last time when launched, once they make announcement stating capped has been reached, then that is the final day for all deposits to enjoy the promotional rate. New deposits from next day onward only will be without promotional rates.

So not like if they make announcement at 3pm, then all deposits from 3.01pm onward will be board rate already..  laugh.gif

user posted image
*
1.0 Different bank different protocol

2.0 No mention they will honor deposits exceeding $25m on the day it hits $25m

3.0 Mostly shared for others who has yet to deposit
guy3288
post Jul 7 2025, 01:20 AM

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say tomorrow quota full, new depositor no more 5%

that means we have each already captured that 5%
with our max RM50k

is this quota RM50k for 5% 'captured' or fixed in our account till campaign end?
others cant take it away even after we make some withdrawal?

meaning we withdraw RM20k, balance RM30k earn 5%
few days later, we put back 20k , we get 5% again for RM50k

this is important so that we can safely withdraw and then later put back

anyone done withdrawal and redeposit back
please share your experience

This post has been edited by guy3288: Jul 7 2025, 01:22 AM

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