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 Atlas Digital Bank by Bank Muamalat, 5% Interest, Credited Daily (Promotion)

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guy3288
post Jul 4 2025, 10:59 PM

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QUOTE(MUM @ Jul 4 2025, 10:41 PM)
How long will it takes to know or
How to know if your 50k deposit is qualified for the 5.0% pa campaign or
That the RM25mil target had been achieved and thus the 5.0% pa is no more?

Else it will just be 0.05%pa
*
you will know la
can see mah
guy3288
post Jul 6 2025, 09:08 PM

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just put another 5ok new account just now
still show 5% rate there

not yet hit 500 pax lagi?
guy3288
post Jul 7 2025, 01:20 AM

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say tomorrow quota full, new depositor no more 5%

that means we have each already captured that 5%
with our max RM50k

is this quota RM50k for 5% 'captured' or fixed in our account till campaign end?
others cant take it away even after we make some withdrawal?

meaning we withdraw RM20k, balance RM30k earn 5%
few days later, we put back 20k , we get 5% again for RM50k

this is important so that we can safely withdraw and then later put back

anyone done withdrawal and redeposit back
please share your experience

This post has been edited by guy3288: Jul 7 2025, 01:22 AM
guy3288
post Jul 7 2025, 11:27 AM

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Same problem for me also..

Very hard to deposit money in after 12hrs cooling period is over and accounts supposedly active already

yesterday it took me so many attempts to get first deposit in....once test rm100 successfully in, then easy can fill up RM 50k.

The worse thing is if use Rize to send money it can tell you limit exceeded transactions failed, but money actually received in muamakat Atlas!

Luckily I asked for kids check balance how much before I send more money...quite a hassle got to keep disturbing my kids
guy3288
post Jul 7 2025, 11:32 AM

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QUOTE(GalaxyV @ Jul 7 2025, 11:29 AM)
so it is Rize's problem or Atlas?
*
Deposit to Atlas failed repeatedly is Atlas problem.
Because I tried various banks all cannot

Send money from Rize , messaged transaction failed, but money actually received in Atlas, I think is Rize problem
System erratic
guy3288
post Jul 7 2025, 01:38 PM

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QUOTE(GalaxyV @ Jul 7 2025, 01:32 PM)
so his logic x betul.
*
yes

he didnt understand our problem

the problem is account sudah ready
mahu deposit money

tak boleh masuk!!!

you can try many banks
sama jugak

but after sometimes then boleh
msytery

tapi now happy dapat 5%

guy3288
post Jul 7 2025, 02:06 PM

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QUOTE(KOEL @ Jul 7 2025, 02:02 PM)
I have been trying and trying.....so I guess I need to try till the mystery is solved..... ;o))
*
you try TNgo RM10 first

once this is done you can hantam RM50k liao
guy3288
post Jul 8 2025, 09:56 AM

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QUOTE(sjz @ Jul 8 2025, 09:06 AM)
5% interest quota still available .
we should not assume everyone opening an account putting in max 50k.

probably a more realistic average 5k,
~5000 accounts are eligible for 5% p.a. interest.

even their fb page still posting promotion of 5% pa interest last night.
*
abit surprising RM25million only...compared to ASM RM 1 billion sold out so fast

Maybe Muamalat going to increase to RM50 million....then can last even longer
guy3288
post Jul 8 2025, 06:25 PM

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KYC keep failing you try see IC photo still looks like face now or not

i got 1 , my son put on weight now, KYC cannot pass until now
then baru he told me on some other apps also he failed

time to do new IC
guy3288
post Jul 10 2025, 12:32 AM

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sabar ..........it would be RM50k later lah
my RM told me

system still new mah

and they are requesting to up Quota to RM50 million
guy3288
post Jul 14 2025, 10:15 PM

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i heard RM25 million sold out..

just curious those opening new account from now onwards
can see if your account still stated 5%?
guy3288
post Jul 15 2025, 08:13 AM

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QUOTE(Optizorb @ Jul 14 2025, 11:04 PM)
heard from where?

didnt see any official announcement
*
from a friend in the bank
25Million finished yesterday morning

they are trying to extend the campaign

if approved then 'quota full' may not happen


guy3288
post Jul 15 2025, 08:48 AM

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QUOTE(nexona88 @ Jul 15 2025, 08:38 AM)
Quite fast already fulfill the quota...

Looking at how successful... Probably might get bigger quota & extension 🙏
*
Yes they want to dish out another rm50million at 5%
Pending approval...
guy3288
post Jul 15 2025, 02:52 PM

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QUOTE(leanman @ Jul 15 2025, 02:43 PM)
No, i didn't but after you mentioned it now I did

Still i am not very sure of the TnC below

"We’ll make an official announcement once the campaign ends, either due to the end date or hitting the RM25 million cap"

So, does it means if there the total deposit hits RM25 million, the campaign ends, where there will be no more 5%, even one was initially within the RM25 million bucket?
*
]
how can Atlas do like that?
that would be cheating
must pay 5% till end of campaign

isnt that stated in the T&C?

RM25 million hit means
new comers tak dapat 5%
that' all


sorry
sorry for the wrong info above
striked off already

Fact is once quota hit everyone gets 0.05% interest
dont care whether you deposited before that or not


This post has been edited by guy3288: Jul 21 2025, 03:40 PM
guy3288
post Jul 15 2025, 09:31 PM

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Another RM50million approved......new account holders no worry... masih ada 5%
guy3288
post Jul 15 2025, 10:29 PM

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QUOTE(Fantasia @ Jul 15 2025, 10:19 PM)
Max deposit for the promotion interest rate is still 50k?
*


Attached thumbnail(s)
Attached Image
guy3288
post Jul 21 2025, 10:30 AM

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QUOTE(spf @ Jul 21 2025, 09:30 AM)
hi,

i read from site faq that once campaign quota is hit, all (remaining) funds wont earn 5% but prevailing 0.05% rate. But the daily withdrawal limit is only rm10k, ie. users would lose interests while transfering out rm10k max daily, right?

user posted image
*
5days before campaign ends, withdraw out daily rm10k
That is what we can do if muamalat don't increase withdrawal limit
guy3288
post Jul 21 2025, 11:22 AM

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QUOTE(spf @ Jul 21 2025, 10:48 AM)
ok, problem is we wont know when campaign quota is hit unless they announce and that's too late alrdy; unless got firsthand info when quota finishes. <sad.gif>
*
Bro 2 different things is my mistake


1. Quota hit, campaign stops

everyone kena 0.05%

Quota hit you will know when you don't get Rm6.85 daily

This post has been edited by guy3288: Jul 21 2025, 02:41 PM
guy3288
post Jul 21 2025, 01:48 PM

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QUOTE(spf @ Jul 21 2025, 01:21 PM)
From site Faq pic above,

...campaign may ends earlier if total portfolio limit is reached. (other faqs, pdf file, cant remember which, also states tht campaign ends if 3Oct or portfolio limit reached whichever is earlier).

when campaign ends...no more 5% but 0.05% only...hence, my 1st post query.

(i think campaign is similar to one Hong Leong extra 4.5% saving rate some time ago, where extra rate become 0% if quota is reached, but HL quota was not reached at end).
*
yes you are right there..that is kind of tricky in running such promotion

if quota full in 1 month everyone kena
but then everyone will take their money and run

Is that what Muamalat wants?
we can play it also no problem


guy3288
post Jul 21 2025, 02:39 PM

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ok confirmed you are right
memang a tricky promotion

New quota RM50 million not finished yet

but true sekali that quota hit
campaign ends instantly
everyone will kena 0.05%

so guys
watch out if dapat 0.05% we know already

then we all run together

isnt this all run
expected when interest is 0.05%??

This post has been edited by guy3288: Jul 21 2025, 02:48 PM

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