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 Atlas Digital Bank by Bank Muamalat, 5% Interest, Credited Daily (Promotion)

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Fantasia
post Jul 4 2025, 11:10 PM

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I forgot to change my transfer limit now I have to wait another 12 hours before i can dump full amount doh.gif
Fantasia
post Jul 5 2025, 09:57 AM

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Just received my daily interest. I think the cut off time for interest calculation is 12am. Cause the fund I deposited after didn't get counted.
Fantasia
post Jul 5 2025, 04:33 PM

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QUOTE(jenern84 @ Jul 5 2025, 11:49 AM)
Anyone can advise where to set the transfer out limit?
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From other banks to atlas? If yes, u have to set from ur respective online banking settings and it will have 12 hours cool down period before it take effect.

QUOTE(LOLmama @ Jul 5 2025, 02:39 PM)
Anyone have issues making deposit via DuitNow? Tried different banks but unsuccessful
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I have successfully done it with Maybank, CIMB Bank, Standard Chartered, UOB and Public Bank.
Fantasia
post Jul 6 2025, 06:57 PM

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QUOTE(IvanC @ Jul 6 2025, 12:42 PM)
Previously said traditional bank need apply digital bank license. And only 5 digital license available.
Now allow to use traditional license to open digital bank?
There is no Atlas in PIDM website
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I found this in its PDS
QUOTE
ATLAS Savings Account-i is a Shariah compliant product. It
opens to all Malaysians citizen and permanent residents. This
deposit product is protected by Perbadanan Insurans Deposit
Malaysia (PIDM) up to RM 250,000 for each depositor. ATLAS
Savings Account-i can be accessed through the ATLAS by Bank
Muamalat Malaysia Berhad (ATLAS) platform only.

Fantasia
post Jul 7 2025, 10:41 PM

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QUOTE(lsl640 @ Jul 7 2025, 08:06 PM)
No, i open voth of them multiple time dy, still there
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I am using s24 ultra, also have 2 icons after installing the apps and it won't go away. Either 1 lead me to the same thing so I cpundlt be bother for now
Fantasia
post Jul 15 2025, 05:16 PM

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QUOTE(shirleywst19 @ Jul 15 2025, 05:11 PM)
May I know after intall the apps got 2 icons on my phone is normal?
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Many Samsung phones have this issue. If you uninstall 1, you will uninstall altogether. I just leave it there as both icons also open the same app.
Fantasia
post Jul 15 2025, 10:19 PM

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QUOTE(guy3288 @ Jul 15 2025, 09:31 PM)
Another RM50million approved......new account holders no worry... masih ada 5%
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Max deposit for the promotion interest rate is still 50k?
Fantasia
post Jul 16 2025, 09:18 PM

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QUOTE(guy3288 @ Jul 15 2025, 10:29 PM)

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Thank you for the info

QUOTE(poooky @ Jul 16 2025, 01:49 PM)
Try restart your phone. After I restart, the duplicate gone ady
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Oh, it really gone after i restarted my phone. Thanks!!
Fantasia
post Aug 7 2025, 09:23 AM

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QUOTE(jasontoh @ Aug 6 2025, 02:18 PM)
I can withdraw until 0.01 only. Why?
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I just withdrawn all my deposit. Forced to leave 1 cent behind too
Fantasia
post Aug 8 2025, 09:23 AM

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QUOTE(ikanbilis @ Aug 8 2025, 08:26 AM)
Rm8000 x 3.88% /365 = 85sen per day yawn.gif
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Well, it's still better than many fixed deposit. If you have extra fund which you don't have any use for it, can consider putting it here temporary. It's 8k,not a lot also
Fantasia
post Aug 8 2025, 09:55 AM

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QUOTE(nexona88 @ Aug 8 2025, 09:49 AM)
Even though it's just 8k with 3.88%

Still something than that 0.05% 😔
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If you do not mind the hassle, u can withdraw 85 cent every day laugh.gif

This post has been edited by Fantasia: Aug 8 2025, 09:56 AM
Fantasia
post Aug 9 2025, 09:22 AM

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QUOTE(rastaa @ Aug 9 2025, 08:50 AM)
I dont understand the profit.

Its not daily? Why i got skip profit for couple days?
And some more got 1 day i got only rm0.02. without im taking any money out.

And then suddenly today got rm0.62 ..

Can u give me more understand about this?
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Dude, this is because the profit rate was 0.05% after the 5% promotion ended and 3.88% promotion just started yesterday.
Fantasia
post Aug 12 2025, 04:46 PM

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QUOTE(davidxxx @ Aug 12 2025, 04:38 PM)
anyone here using the recurring transfer feature in the app?
maybe i complete the setiing ard 11.10pm, then the recurring transfer only completed on 7pm.
i tot it will complete in the morning. just curious on this
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I do. I find the timing for recurring transfer work fine with the interest timing. I set recurring 85 cents everyday biggrin.gif

QUOTE(ronnie @ Aug 12 2025, 04:40 PM)
how to put in first deposit when there's cooling off period ?
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Unless there is any change to it, you just have to wait for 12 hours before you can deposit any fund into your account
Fantasia
post Aug 13 2025, 10:08 PM

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QUOTE(jasontoh @ Aug 12 2025, 05:06 PM)
Where do you transfer this 0.85c?
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My saving account loh
Fantasia
post Sep 20 2025, 06:45 AM

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3.88% is coming to a close soon. Anybody has insider news if there will be another saving promotion by Atlas? I juts saw from their website that flex pocket is coming soon for higher saving interest
Fantasia
post Oct 12 2025, 09:55 AM

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It's scheduled transaction feature is a bit hit and miss some time. I have a few days where it notified me that my transaction was unsuccessful
Fantasia
post Oct 13 2025, 10:51 PM

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QUOTE(davidxxx @ Oct 13 2025, 09:27 PM)
today scheduled transfer (13/10) not performed, no notification pop out.
ytd 12/10, message pop out failed on scheduled transfer, but when login checked, transfer was completed  doh.gif

recently personally feel that the scheduled transfer not reliable. perhaps can raise issue to them
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I experienced similarly today, except the first notification told me that the transaction has been done, followed up unsucessful notification short after but when I check Atlas and my recipient bank, it shows the transaction went through lol.gif
Fantasia
post Oct 16 2025, 10:36 PM

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QUOTE(lowkelvin @ Oct 16 2025, 03:47 PM)
Scheduled daily transfer performed when 3:00PM today
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Yes, and then 7PM I received another notification to inform me about unsuccessful schedule transfer biggrin.gif

 

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