mine need 12 hour cooling period, but my husband need 2 days review, dont know why like that

not exactly.

gxbank/aeon bank/boost bank got their Digital Bank license from BNM. they dont have banking license to begin with. also, bnm limited digital bank license to 5 operators.

atlas/bank muamalat, rize/alrahji, be u/bank islam ... are digital savings product, an extension to their conventional banking product offering.
mine too. cacat app a bit, but still considerably faster than Rize/AlRahji apps! 

Someone have to test. If your name pops up after you key in account number, then can loh

Previously said traditional bank need apply digital bank license. And only 5 digital license available.
Now allow to use traditional license to open digital bank?
There is no Atlas in PIDM website

That's correct, at first I also can't find Atlas in the bank list so I tried Bank Muamalat and my name appeared before final confirmation (I do not have Bank Muamalat account).

Then I tested transfer RM1 and it appeared in my Atlas balance

just put another 5ok  new account just now
still show 5% rate there

not yet hit 500 pax lagi?

Same problem for me also..

Very hard to deposit money in after 12hrs cooling period is over and accounts supposedly active already

yesterday it took me so many attempts to get first deposit in....once test rm100  successfully in, then easy can fill up RM 50k.

The worse thing is if use Rize to send money it can tell you limit exceeded transactions failed, but money actually received in muamakat Atlas!

Luckily I asked for kids check balance how much before I send more money...quite a hassle got to keep disturbing my kids

It does not automatically activate the account after the 12 hours cooling-off period. You still need to make an initial deposit of any amount from any non-digital bank then only it will activate the account.

Maybe that's why you had issues with Rize.

No need. I made all my deposits from GxBank and all went smoothly.

I transfer from gxbank with no issue

probably due to not much ppl knowing it. 
based on their fb page, seem they also focus on areas like Sabah, doing roadshow there .

no need keep repeating le

just ask the bank the reason for rejecting the onboarding ... and what is the appeal process, if any

I am having the same issue, looks like need to turn off all the notification..
i have follow the step to turn off all, but, i still receive the notification (maybe without sound since my phone has been in silent mode all the time), but, it still send me notification... 

after created account and now under 12h cooling. So cannot know account number to deposit 1st initial till over 12h? Why so weird, acc created - no money inside need 12h cooling?

my first deposit using tng duit now . after done , baru MAE can go thru .