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 Atlas Digital Bank by Bank Muamalat, 5% Interest, Credited Daily (Promotion)

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Optizorb
post Jul 4 2025, 10:09 PM

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If you need a referral code feel free to PM.

Can get 2.5k points, can redeem for a RM5 Petronas voucher.


EDIT: If you already signed up without a referral earlier, after account activation can still key in referral to get 2.5k points biggrin.gif

This post has been edited by Optizorb: Jul 4 2025, 10:29 PM
Optizorb
post Jul 7 2025, 12:56 AM

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Wait, why yall feel the need to keep mentioning what time you make the deposits?
I made deposit at 11.58pm just now, of course still get it..

Because Atlas already stated they will make announcement if/once the 25mil cap reached what.. It's even in their TNC!
So until they make such announcement, you can safely assume 5% is still on la, no need to worry.

and im pretty sure its gonna work just like GX last time when launched, once they make announcement stating capped has been reached, then that is the final day for all deposits to enjoy the promotional rate. New deposits from next day onward only will be without promotional rates.

So its not as if like they make announcement at 3pm, then all deposits from 3.01pm onward will be board rate already.. laugh.gif

user posted image

This post has been edited by Optizorb: Jul 7 2025, 01:11 AM
Optizorb
post Jul 7 2025, 01:21 AM

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QUOTE(beLIEve @ Jul 7 2025, 01:13 AM)
1.0 Different bank different protocol

2.0 No mention they will honor deposits exceeding $25m on the day it hits $25m

3.0 Mostly shared for others who has yet to deposit
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1.0 & 2.0:
- Point still stands, until they make such announcement...
- Once they made that announcement, it will surely clarify whether they would honour all deposits on the final day or only until cut-off as well.

3.0: Yes, this is also a sharing for others who have not deposited.
Im telling yall there is no need to worry about when you made your deposit..
As long as Atlas yet to make any announcement regarding this campaign, deposit away merrily.
Optizorb
post Jul 7 2025, 02:02 AM

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QUOTE(ikanbilis @ Jul 7 2025, 01:33 AM)
FAQ states duitnow transfer limit is rm50k but currently we can only transfer out rm10k daily confused.gif

[attachmentid=11515735]
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IINM, my memory might be hazy. But it might be a BNM thing?

Example: boost when started also max transfer 10k only. After a certain period then only can offer 50k transfer..

I remember cybpsych saying something about this before

This post has been edited by Optizorb: Jul 7 2025, 02:03 AM
Optizorb
post Jul 7 2025, 07:24 PM

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QUOTE(lsl640 @ Jul 7 2025, 07:14 PM)
My S23U got 2 same atlas app installed, very weird

user posted image
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after you open 1 of it, will become 1 icon back
Optizorb
post Jul 7 2025, 08:10 PM

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QUOTE(lsl640 @ Jul 7 2025, 08:06 PM)
No, i open voth of them multiple time dy, still there
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ohh weird, mine when just installed show 2 icons, after opening the app first time, then became 1 icon
Optizorb
post Jul 7 2025, 11:05 PM

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QUOTE(Fantasia @ Jul 7 2025, 10:41 PM)
I am using s24 ultra, also have 2 icons after installing the apps and it won't go away. Either 1 lead me to the same thing so I cpundlt be bother for now
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QUOTE(poooky @ Jul 7 2025, 07:25 PM)
Same with me Samsung phone as well. Very strange.
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QUOTE(lsl640 @ Jul 7 2025, 07:14 PM)
My S23U got 2 same atlas app installed, very weird

user posted image
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Guess it's only affecting Samsung users.

Optizorb
post Jul 8 2025, 04:59 PM

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QUOTE(cklimm @ Jul 8 2025, 04:32 PM)
I failed twice at KYC, isit my face problem?
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i also have a fam member who keep fail at the IC scanning step..
Keep fail at the KYC part.. Until they block for 24 hours for "security" reasons after trying and failing few times.. confused.gif

which is very weird, cause the rest of us all no issue with sign up process..

This post has been edited by Optizorb: Jul 8 2025, 05:15 PM
Optizorb
post Jul 8 2025, 06:03 PM

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QUOTE(randvar @ Jul 8 2025, 05:41 PM)
should be lighting or glare issue?
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definitely not that. already tried all sorts of angle/lighting, clean camera lens and ic, etc.

still just keeps failing
Optizorb
post Jul 8 2025, 10:03 PM

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QUOTE(FDInvestor @ Jul 8 2025, 09:24 PM)
Hi Optizorb, is it need to approach nearest branch to activate the account ? I'm unable to make any duitnow transfer after 12 hours of cooling period.
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there is no branch for you to go to..

Need call CS to find out what is the issue..

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Optizorb
post Jul 9 2025, 03:34 PM

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QUOTE(davidxxx @ Jul 9 2025, 03:32 PM)
reduce of opr will affect the current campaign profit rate of 5% ?
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technically they can change it upon review, but hope they would maintain it for the campaign biggrin.gif
Optizorb
post Jul 10 2025, 02:57 PM

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QUOTE(zartegh @ Jul 10 2025, 02:18 PM)
By the way, not that it matters alot, but depositing RM49968.60 also gives you RM6.85 per day due to rounding up.
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to be precise, it's 49968.5
Optizorb
post Jul 13 2025, 10:48 PM

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QUOTE(Yaowarat @ Jul 13 2025, 10:32 PM)
How to change the transfer limit ?
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cannot change atm, daily limit memang 10k.

other features coming soonTM



Optizorb
post Jul 14 2025, 03:07 PM

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QUOTE(Gogurt @ Jul 14 2025, 11:22 AM)
ah sorry i mean the 5% early bird promo limit.
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no announcement on hitting the promotion cap yet.

so its still on
Optizorb
post Jul 14 2025, 05:21 PM

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QUOTE(lkoky @ Jul 14 2025, 05:17 PM)
wah, how long for new user to register?
download the app and done eKYC yesterday, till today (now) still no news/
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after completed the submissions it should tell you that you have 12 hour cooling period.

if dont have then contact CS to find out why
Optizorb
post Jul 14 2025, 11:04 PM

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QUOTE(guy3288 @ Jul 14 2025, 10:15 PM)
i heard RM25 million sold out..

just curious those opening new account from now onwards
can see if your account still stated 5%?
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heard from where?

didnt see any official announcement
Optizorb
post Jul 15 2025, 10:18 AM

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QUOTE(poooky @ Jul 15 2025, 09:52 AM)
Why would they do this? there is no one else in the market offering 5%. why willing to burn so much cash
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maybe got big project coming up and need to gather capital

even the main Muamalat is maintaining their 4% fd rate till end of the year
Optizorb
post Jul 16 2025, 08:32 PM

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QUOTE(songokujames @ Jul 16 2025, 08:21 PM)
try many times, cannot, normal fund transfer no problem, just cannot paid to credit card.
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did you select Credit card as the transfer purpose?
Optizorb
post Jul 21 2025, 03:52 PM

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QUOTE(guy3288 @ Jul 21 2025, 03:22 PM)
malice may be too strong
but trying to confuse people ..adalah sana....

as has been posted earlier.
FAQ 15
gives a false  impression, any deposits made AFTER quota hit........would not get 5%

when in fact it should be clearly stated as............. after quota hit , ALL deposits BEFORE that also  would not get 5%.....

some element of trying to trick people is there
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yup, misleading a bit..

Based on FAQ 15 alone, was under the impression that current deposits will continue to enjoy the 5% till campaign period ends. While new deposits will only get 0.05%.. So if you maintain your balances you should be able to get 5% till campaign period ends..

but if read together with FAQ 4, which states the "campaign period" includes "campaign portfolio limit", whichever earliest.. and stated all deposits wont enjoy the 5% upon conclusion of the campaign.. then only will realize that is not the case..

so guess we have to watch out as it can end anytime..
Optizorb
post Jul 27 2025, 10:56 PM

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QUOTE(bouncy @ Jul 27 2025, 10:30 PM)
Hi. Anyone have issue logging into the app? I cant login. Error message: Something went wrong. We are unable to process that request. Please try again.
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they did sent out SMS stating maintenance from 10pm till 6am tmr

This post has been edited by Optizorb: Jul 27 2025, 10:56 PM

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