ok good point. I didnt think that far.

Good to know thanks! Ya, will see it all the way through.


This is what i understand, if got injury can claim with MIB but your car destroyed also, you a fked, if the guy got no car insurance.

Court i think the repair alone won't be more than 10K, go court have to hire vampire, the cost already like 10K, can recover cost + repair cost = 20K? A bit doubtful. You know any lawyer handle accident cases and what they charge?

Insurance also cannot afford. Stress now, get quote from Bermaz later come out 5 figure, confirm the MTF gonna ghost.

This post has been edited by aurora97: May 23 2025, 09:56 AM

You paid hefty insurance for a reason. Use it wisely. Jangan buat bodo.

Can always go to court and sue

If you are planning to repair your car outside better bring to your prefer workshop, ask your workshop to quote the repairs fees and ask that fella to pay 1st

Take a piece of A4 paper and write down an agreement between you and that fella and sign (even its not legal its better then nothing)

If you planning to do polis report better do it soon and dont exceed 24 hours after the accident

The car boot cannot close and the car cannot lock, bumper drop down crack half.

Called agen, confirm lose NCD. Really damn kau tulan. Even cacing in butthole doesn't feel that bad!!! MTF...


Camry is the bad guy. Mazda is victim.

If i IGP confirm i ask polis go find the fella, alas, our family is nobody.

never ever do that, i did once. end up the guy went and do police report then i'm the one who kena saman cos legally you're supposed to do a report

u ask police what procedure to take, rather than guessing

Follow the rules. His problem not having road tax etc. If you let him go this time he will do it to other pipuls.. btw im ex mazada suv owner, apa-apa better you go back mazada paint & repair. Price is expensive but workmanship and parts is guaranteed.

earlier you mentioned "camry still looked okay, a bit of touch up kaodim"

cannot close need hammering work, bumper replacment, etc... easily few k

baik go claim your own insurance Knock for knock and let them settle with the other party and you dont lose your NCD.

do both...settle outside with him but your own workshop
and escalate the police report to SISPAA because the sergeant refused to take any action because driving without a valid insurance and roadtax is illegal

I see this one talks about body injury but nothing to cover vehicle damage, meaning claim your own insurance and lost your NCD.

Okay police report done. Now waiting for accident report.

What happened to you case? You kena saman wtf??

Sarjan say settle outside. Which i dont think is right.

I think komen in /k make more sense compared to the Sarjan.

yes, correct.
its a stupid system that favors people who willingly flout the law.

if it were me,

if repair cost is > 2 years NCD then just claim my own insurance.
if less than 2 years NCD, tell the guy I want to go to service center. if he refuse, i say i will tanggung half the price so he pay half only.

i never trust outside workshop for bodywork. for sure they will fuk something up.

you would probably need to get lawyer quotation for that, they usually have a standard pricing across the board. if kenal loyah then can get discount on goodwill basis.

just go make polis report, and make sure you are not the 'at-fault' party. probably you can claim OD-KFK without impacting your own NCD at worse case scenario.

Oops, my bad...

My advice is don't settle outside 10/10 case settle outside case I saw not going smoothly, does not worth the NCD you lose IMO

This post has been edited by KevProp: May 23 2025, 10:08 AM

Dont ask agent, call insurance company and ask for solutions.

No, it’s 1by1 at Taman Sentosa tonight

if that fella no roadtax then for sure no insurance... if not mistaken drive without roadtax only saman RM300 and causing accident also another 300..

u make police report also he kena 600 max... unless u wanna hire lawyer to sue him la... but for sure u need police report to claim your own insurance and u will kena saman as well if not report the accident within 24 hrs...

This post has been edited by Sukhoi35mkm: May 23 2025, 10:32 AM

whats the point then?

take up front money, otherwise go ahead with the police report