Can still claim
https://www.hoi.my/cms/what-to-do-when-some...s-into-you/amp/

MIB will only pay for your injuries (e.g. abrasions, bone fractures). They will not pay for damage to your motor vehicle, clothing, shoes, watch, loss of earnings, medical bills, etc.

Family member at traffic stop, traffic was quite heavy. Traffic light turn green, traffic moved slowly. Fkler accelerate too much and rear-ended my family member car. Camry (old model) rear ended Mazda, camry (BAD GUY CAR)still looked okay, a bit of touch up kaodim, the Mazda (VICTIM) looking like it just came out of a 16 car pile up. Went to police station buat report, then the other party called, say their road tax expired and want to settle outside. Anyone got experience, please share?

Sorry if i confused anyone, CAMRY IS THE BAD GUY YA. He rear-ended my family member car.

do both...settle outside with him but your own workshop
and escalate the police report to SISPAA because the sergeant refused to take any action because driving without a valid insurance and roadtax is illegal

yes, correct.
its a stupid system that favors people who willingly flout the law.

if it were me,

if repair cost is > 2 years NCD then just claim my own insurance.
if less than 2 years NCD, tell the guy I want to go to service center. if he refuse, i say i will tanggung half the price so he pay half only.

i never trust outside workshop for bodywork. for sure they will fuk something up.

you would probably need to get lawyer quotation for that, they usually have a standard pricing across the board. if kenal loyah then can get discount on goodwill basis.

just go make polis report, and make sure you are not the 'at-fault' party. probably you can claim OD-KFK without impacting your own NCD at worse case scenario.

Didnt know can report like that? If police isn't it EAIC or somehting?

I see a lot of website di on uninsured, they all have one conclusion, you lose your NCD. MCCB, the fella uninsured and is our problem... sue the fella in court would cost more than the repair itself.

so , it pays to drive without road tax/insurance

Okay police report done. Now waiting for accident report.

What happened to you case? You kena saman wtf??
Sarjan say settle outside. Which i dont think is right.

I think komen in /k make more sense compared to the Sarjan.

They say go to their workshop and they will pay the workshop. I scared later their workshop do a shit job, the panel wavy like fk.

whats the point then?

I see a lot of website di on uninsured, they all have one conclusion, you lose your NCD. MCCB, the fella uninsured and is our problem... sue the fella in court would cost more than the repair itself.