prefer renting unless landlord /agent jahat
to buy or not to buy a living space, shop apartment studio upstairs unit
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 Mar 16 2025, 10:53 AM
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#21
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All Stars
13,189 posts Joined: Jul 2006 
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Mar 16 2025, 11:06 AM
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Junior Member
610 posts Joined: Sep 2022 From: Last member of the tribe 
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ok
after reading all now i lagi undecided.... relax 1st |
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Mar 16 2025, 11:10 AM
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Senior Member
6,793 posts Joined: Oct 2008 From: Kuala Lumpur 
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If you plan to stay in the same place for the next 20 to 30 years, then buying is a good option. You won’t have to worry about landlords increasing rent or potentially asking you to move. When the time comes that you can no longer live independently due to age, you can sell the property and use the proceeds to cover your nursing care. By then, assuming the property has appreciated in value due to its location, you’ll likely have made a good profit. MegaCanonF liked this post
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Mar 16 2025, 11:34 AM
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Senior Member
2,017 posts Joined: Jan 2007
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QUOTE(poco loco @ Mar 16 2025, 04:48 AM) hello, i really need advise to buy or countinue rent a unit... Instead of answering the renting room vs the studio you looking at, let me give you some insights of renting vs owning. I will list our the pros of eachi am 41years old,got no more family,wife,kids and wanna maintain that way till i die, the unit i wanted to buy is rm 90k shop apartment studio upstairs (highest floor) 3rd floor just 400 sq.ft (approximately) and the unit i renting currently is a room rm320 rent + tnb n water rm170 total up about rm 490 a month..landed property sometimes i wonder y buy a property when i die it will not be pass to anyone, (just a piece of my mind) but in the mean time,i really like to live in peace aka senyap enviroment,the room i renting got other tenant with kids n near diswahing area,which can jolt me up from sleep when in use,eventhough its for few minute.. pls just advice me (buy or not to buy) i am kindda unsure, thank you in advance  Renting 1. You are free to move around when better job opportunity in other area comes. 2. Not much head ache on maintenance as landlord suppose to fix it for you for major issue. Owning 1. You won’t get kicked out by landlord when they want to take their house back. 2. U locked down the price of your house since you bought it and you won’t get affected by raising rent prices. (I personally find this reason alone is enough to make me buy.) My studio I buy at 140k last time. Monthly only around 600-700. Now they selling 250k and if you want to rent become 1.4k. Since I bought it, my monthly still remain at 600+. |
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Mar 16 2025, 11:39 AM
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#25
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Junior Member
296 posts Joined: May 2020
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Maybe can consider ground floor unit of walkup apartment.
The pros of having own unit is the privacy and no need to stay inside the room whole day if not going out. |
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Mar 16 2025, 11:44 AM
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Junior Member
610 posts Joined: Sep 2022 From: Last member of the tribe
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i should add more info about this topic,
1,i going to buy this studio cash,so no loan thinggy (hate to utang utang) 2,my job is grab rider,so i can start anywhere anytime (so there will be no relocating for job purposes) 3,i work 3-5 hours dailly (so ill be at home most of the time)might adopt a bisu doge to stay wif me This post has been edited by poco loco: Mar 16 2025, 11:45 AM |
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Mar 16 2025, 11:45 AM
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#27
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Senior Member
5,741 posts Joined: Apr 2019
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QUOTE(Satori 14118a @ Mar 16 2025, 05:48 AM) pls consider the effort climbing up the stairs as you grow older this, my mother, stroke... even first floor. one stair also cannot...QUOTE(poco loco @ Mar 16 2025, 11:06 AM) ok this one in cheras? so cheap. after reading all now i lagi undecided.... relax 1st read the above pls |
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Mar 16 2025, 11:51 AM
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Junior Member
610 posts Joined: Sep 2022 From: Last member of the tribe
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QUOTE(gashout @ Mar 16 2025, 11:45 AM) this, my mother, stroke... even first floor. one stair also cannot... the studio is very near that kajang terminal bus station...this one in cheras? so cheap. read the above pls about leg pain etc.....we really cant predict all this stuff,so i guess thing will change when u have that issue at that time kut |
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Mar 16 2025, 11:54 AM
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#29
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Senior Member
5,741 posts Joined: Apr 2019
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QUOTE(poco loco @ Mar 16 2025, 11:51 AM) the studio is very near that kajang terminal bus station... yes, so poco needs to consider health level now.... healthy or not... if not, look after health about leg pain etc.....we really cant predict all this stuff,so i guess thing will change when u have that issue at that time kut 90k is really good, if it's near to mamak/ 99 speedmart/ kopitiam... its not a bad choice at all you can deisgn your place nicely, but the size is a bit too small for my liking, 20+ ok, 60 you do wish you have a larger house |
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Mar 16 2025, 11:55 AM
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Junior Member
610 posts Joined: Sep 2022 From: Last member of the tribe
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QUOTE(gashout @ Mar 16 2025, 11:54 AM) yes, so poco needs to consider health level now.... healthy or not... if not, look after health ya got 99 speedmart,jpn,kwsp,etc....90k is really good, if it's near to mamak/ 99 speedmart/ kopitiam... its not a bad choice at all you can deisgn your place nicely, but the size is a bit too small for my liking, 20+ ok, 60 you do wish you have a larger house gashout liked this post
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Mar 16 2025, 12:21 PM
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#31
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Junior Member
980 posts Joined: Mar 2019
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Rent sahaja la..
Maybe cost upfront like legal fee, mot stamp duty, insurance.. |
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Mar 16 2025, 12:28 PM
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Junior Member
610 posts Joined: Sep 2022 From: Last member of the tribe
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QUOTE(Boomwick @ Mar 16 2025, 12:21 PM) Rent sahaja la.. how much are those? insuran is compulsory?Maybe cost upfront like legal fee, mot stamp duty, insurance.. first time home buyer me |
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Mar 16 2025, 02:27 PM
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#33
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Junior Member
953 posts Joined: Feb 2020
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Be honest why didnt marry. Cannot get GF of prefer single but its the latter.
I prefer marry but prefer single lifestyle |
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Mar 16 2025, 02:36 PM
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#34
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Junior Member
542 posts Joined: Apr 2022
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Rent started to get difficult when you are above 50. Many owner scare you might pass away in the house. And you might not able to get 90% or 85% once you reach a certain age. I would suggest buy a studio unit with near to park or hospital. KenM liked this post
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Mar 16 2025, 02:42 PM
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#35
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Senior Member
2,834 posts Joined: Jul 2006 From: here
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QUOTE i am 41years old,got no more family,wife,kids and wanna maintain that way till i die, the unit i wanted to buy is rm 90k shop apartment studio upstairs (highest floor) 3rd floor just 400 sq.ft (approximately) highest floor = Red flag You'll be alone till you die at 80 years old on average. If you want good quality of life being alone in your twilight years. better opt for lower floors. KenM liked this post
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Mar 16 2025, 02:53 PM
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Junior Member
610 posts Joined: Sep 2022 From: Last member of the tribe
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QUOTE(kesvani @ Mar 16 2025, 02:27 PM) Be honest why didnt marry. Cannot get GF of prefer single but its the latter. single = easy lifeI prefer marry but prefer single lifestyle merid =hardmode merid wif kids = nah no thx so if u can choose the mode of life in your own life then choose wiselly,bcause some desicion cant be undone |
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Mar 16 2025, 03:50 PM
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#37
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Junior Member
980 posts Joined: Mar 2019
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QUOTE(poco loco @ Mar 16 2025, 12:28 PM) how much are those? insuran is compulsory? If u take loan, bank compulsory masuk for u, unless ur jmb got cover master fire insurancefirst time home buyer me Since u say shop apartment, i assume no jmb and no fire insurance. For 90k case, maybe 1 year 300 i think la |
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Mar 16 2025, 03:51 PM
Show posts by this member only | IPv6 | Post
#38
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Junior Member
980 posts Joined: Mar 2019
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QUOTE(kesvani @ Mar 16 2025, 02:27 PM) Be honest why didnt marry. Cannot get GF of prefer single but its the latter. Prefer marry but want single lifeI prefer marry but prefer single lifestyle Means only want kukujiao happy and no other responsibility la |
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Mar 16 2025, 04:30 PM
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#39
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Junior Member
185 posts Joined: Oct 2020
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for shoplot..
parking, neighbors, top floor ( hot, how to walk up when older?), misc costs, no rental increase, no shoosh you, no more selective renters ( more difficult as you get older and to show possibility to pay rent), a place to call your own for rent selective renters, forever increase, parking, no one wants to rent to old people, can change location, no need to worry incidental costs don’t forget inflation, 90k today isn’t the same 20yrs from now advisable to look for your own space, a little further but within your means.. |
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Mar 16 2025, 06:26 PM
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#40
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Senior Member
5,741 posts Joined: Apr 2019
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QUOTE(poco loco @ Mar 16 2025, 12:28 PM) how much are those? insuran is compulsory? If you've life insurance. They won't force you take mrtafirst time home buyer me |
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