Mar 16 2025, 11:34 AM
QUOTE(poco loco @ Mar 16 2025, 04:48 AM)
hello, i really need advise to buy or countinue rent a unit...
i am 41years old,got no more family,wife,kids and wanna maintain that way till i die,
the unit i wanted to buy is rm 90k shop apartment studio upstairs (highest floor) 3rd floor just 400 sq.ft (approximately)
and the unit i renting currently is a room rm320 rent + tnb n water rm170 total up about rm 490 a month..landed property
sometimes i wonder y buy a property when i die it will not be pass to anyone, (just a piece of my mind)
but in the mean time,i really like to live in peace aka senyap enviroment,the room i renting got other tenant with kids n near diswahing area,which can jolt me up from sleep when in use,eventhough its for few minute..
pls just advice me (buy or not to buy)
i am kindda unsure,
thank you in advance
Instead of answering the renting room vs the studio you looking at, let me give you some insights of renting vs owning. I will list our the pros of eachi am 41years old,got no more family,wife,kids and wanna maintain that way till i die,
the unit i wanted to buy is rm 90k shop apartment studio upstairs (highest floor) 3rd floor just 400 sq.ft (approximately)
and the unit i renting currently is a room rm320 rent + tnb n water rm170 total up about rm 490 a month..landed property
sometimes i wonder y buy a property when i die it will not be pass to anyone, (just a piece of my mind)
but in the mean time,i really like to live in peace aka senyap enviroment,the room i renting got other tenant with kids n near diswahing area,which can jolt me up from sleep when in use,eventhough its for few minute..
pls just advice me (buy or not to buy)
i am kindda unsure,
thank you in advance
Renting
1. You are free to move around when better job opportunity in other area comes.
2. Not much head ache on maintenance as landlord suppose to fix it for you for major issue.
Owning
1. You won’t get kicked out by landlord when they want to take their house back.
2. U locked down the price of your house since you bought it and you won’t get affected by raising rent prices. (I personally find this reason alone is enough to make me buy.)
My studio I buy at 140k last time. Monthly only around 600-700. Now they selling 250k and if you want to rent become 1.4k. Since I bought it, my monthly still remain at 600+.
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