We won't know the true story.

But housewife sometimes, coup up at home everyday, sure want to go out and enjoy.

Perhaps TS should consider some budget travel or take wife out manja manja a bit.

no need to spend so much.

I mean, if I am coup up at home everyday take care of kids, I also want to have some relaxation and leisure time.

That's the rainy days

That's where the money/savings is most needed when our body is not cooperating anymore

The tricky part is, how much is enough? that's the thing. Its never enough. 500k? 1 mil? How can a 9-5 working class achieve that kind of money saved up? Instead of worrying things that have not come yet, better to take care of your health NOW and invest in yourself.

TS mentioned he had 100k saved up already. I believe 90% of Malaysians don't even have that kind of money saved up. Its good, but how long are you going to be frugal? Remember life is only once. This is my POV anyway, so I don't expect anyone else to agree or disagree. Each up to their own.

Invest your savings so there's no option spend it

Opt for airbnb staycation instead of hotel. Do a date night once every 1-2 months, RM400 is enough for this

Enjoy at the current moment since TS has secure some for his future.

I never believe a woman should stay at home, not just to help with the household income but also to gain exposure and update oneself on whats happening around the world. Housewife tend to be too dependent ending up with the husband.

Drive saga no gaya. Drive x50 go parking restaurant cny reunion dinner relative see ade gaya and success.

You no kid? Need car for kid

I do, a newborn. We take public transport around .. haha

Can be done. Save and invest. I am one of those people OTW to 1m.

female like to go overseas holiday every now and then... see people scomed overseas photo own self cannot go.... or no branded handbags to show off...

or extra money to go treatment, facial, beauty salon, etc

maybe with 100k, take out 10k go holiday, then save and frugal until certain money in savings and repeat...

Must be type m couple? Type c usually newborn naik kereta. Type c waifu materialistic one.

Social media problem. See people hubby bring waifu go oversea japan, iceland, uk, korea etc

yes.... some people think old already only go see the word... but later old already cannot walk, a lot of things cannot do already since mobility is not good.... walk a bit leg pain, etc...

so moderation is the best, being frugal is awesome, dont spend on unnecessary stuffs and wastage... self cook saves a lot... I never have astro or netflix, rather experience on cinema once a while and watch Jack Sparrow movies, invest on AV system

Happy wife happy life

yah like my parents now started to travel more, granted back then for them they sacrifice alot in money and time to raise 4 kids. so i dont blame them if they cannot give us this that, heck we still able to afford some overseas travel once in a few years which is fantastic already

being frugal is good, but cannot be too cheapskate all the time. imagine you frugal until you skip out of the fun of life and health/relationship affected. not a worthy trade off liao

Amazing how ppl think being frugal = miserable.

Some people feel happy coz they are able to buy something or use something. You might be happy while driving the brand new car.

Some, like me in cases, feel happy just with the knowledge of knowing we can afford it with money still in bank. We don’t need to own it or use it. And we are happy with it 24 hours a day with that knowledge

Easy

Let your wife controlling half of the savings

Remember you only live once

You can't bring money when you die

But you can bring good/bad memories with you until you drink meng po tea

Been following this thread for few days. Don’t want to comment much cos like so forummers said, we don’t know the whole truth.

But specifically for the car case.
If you need 2 cars how, make senses to buy smaller car and cheaper car since you already own a people carrier aka livina. And need to maintain two cars now. So saga make some sense.

But if you only need one car. Make sense to buy an suv or mpv since you are already driving one and I assume you need the space. So you need to take in consideration to sell the livina which will help your down payment.


If you decide to continue driving the livina. Like you did. Make sure you also do your part in keeping the car tip top and presentable so not to “malukan” your wife. Eg. keep car clean, make sure paint is good else go for repaint. Install entertainment system if you don’t have any and your wife or you desire it, change absorber suspension for comfort and less creaking. You need to be willing to spend 1 or 2 months of your supposingly monthly installment a year to upkeep it.

This is my opinion..
As you describes this, it similar to my situation except my wife uses her own money..
1 thing i noticed is, she did that to keep up with “insta-life”.. a lil bit like fomo..

This happens if you have many friends sharing their lifestyle in sosmed, if not, u have so much time to scrolling insta andxm admiring other person life..

I on the other spectrum, focused on building up saving.. still use 5 years old phone even i can buy new model of iphone with my monthly extra money. I choose to channel that extra money to my saving/low risk investment