As a 37-year-old earning RM8k per month, I've only managed to save RM100k in my savings which i know is insufficient. To ramp up my savings, I've adopted a frugal lifestyle.

However, this has led to tension with my wife, who feels we should enjoy life more and want to take control over our finance.

As a housewife, she is good at taking care our childrens but not in managing finance. i'm hesitant to hand over our finance to her due to her limited experience.

Should i prioritize making my wife happy and risk compromising our financial stability or find alternative solutions to address her concerns?

I'm torn between securing our financial future and maintaining a happy marriage.

Any advice would be appreciated.
Edit : My main question is should i let my wife happy and control our finances, even if it compromises our financial stability?

The tricky part is, how much is enough? that's the thing. Its never enough. 500k? 1 mil?  How can a 9-5 working class achieve that kind of money saved up? Instead of worrying things that have not come yet, better to take care of your health NOW and invest in yourself.

TS mentioned he had 100k saved up already. I believe 90% of Malaysians don't even have that kind of money saved up. Its good, but how long are you going to be frugal? Remember life is only once.  This is my POV anyway, so I don't expect anyone else to agree or disagree. Each up to their own.

If you are frugal and wifey jolly with $$, the marriage won’t last for long….

Pretty incompatible…