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 Saving for the Future vs Making My Wife Happy

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marfccy
post Jan 22 2025, 12:58 PM

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QUOTE(MegaCanonF @ Jan 22 2025, 10:57 AM)
Too frugal is not good oso. I understand your wife POV.

You are only in your 30's once. Yes, saving is important, but you also need to allocate some of your current money to have a bit of fun. You will not get back the time and energy today.

That is why I sign up for all the A races and travel to my preferred place before I get old or busy with kids , having no regrets.

What use for the saved up money if you are already old age when your body are not cooperating anymore.

The tricky part though is balancing , not too much YOLO but not too frugal. This however needs discussion with your wife and managing expectations.
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i am in this POV where frugal is good, but moderation is the key. money can earn back, time and experience doesnt

remember this pic?
user posted image

you dont have to spend a tonne to enjoy time with your family. granted i can see where OP is coming from, prolly OP's wife are influenced terribly by social media where everything seems to be dandier, everyone has more money than you and so on. but one must also face reality of things where its all a show
marfccy
post Jan 23 2025, 01:06 PM

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QUOTE(Virlution @ Jan 23 2025, 12:56 PM)
yes.... some people think old already only go see the word... but later old already cannot walk, a lot of things cannot do already since mobility is not good.... walk a bit leg pain, etc...

so moderation is the best, being frugal is awesome, dont spend on unnecessary stuffs and wastage... self cook saves a lot...  I never have astro or netflix, rather experience on cinema once a while and watch Jack Sparrow movies, invest on AV system
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yah like my parents now started to travel more, granted back then for them they sacrifice alot in money and time to raise 4 kids. so i dont blame them if they cannot give us this that, heck we still able to afford some overseas travel once in a few years which is fantastic already

being frugal is good, but cannot be too cheapskate all the time. imagine you frugal until you skip out of the fun of life and health/relationship affected. not a worthy trade off liao

marfccy
post Jan 23 2025, 01:49 PM

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QUOTE(cempedaklife @ Jan 23 2025, 01:14 PM)
Amazing how ppl think being frugal = miserable.

Some people feel happy coz they are able to buy something or use something. You might be happy while driving the brand new car.

Some, like me in cases, feel happy just with the knowledge of knowing we can afford it with money still in bank. We don’t need to own it or use it. And we are happy with it 24 hours a day with that knowledge
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this is fine too since you dont need to keep up with the jones, but the thing is some people's frugal level are extremely subjective

like for example, just because i eat chicken rice every meal during my lunch time im called "too frugal" by some ex-colleagues. for me i considered it alright cause i get my daily required nutrients in a meal plus its <RM10 per meal.

while ive seen before some people level of frugal where they skimp on everything, because they think it is good savings. an example would be something like skimping on proper meals because they think breakfast is a waste of money etc

is it worth it in the long run? i dunno, to each their own. but breakfast is important to start the day IMO
marfccy
post Jan 23 2025, 03:44 PM

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QUOTE(malz89 @ Jan 23 2025, 03:34 PM)
I would say some save up to buy things, some save up to for future, some save up to enjoy life. Neither right nor wrong. Everyone has different priority.

I spend most of my earnings on eating with my wife. When I'm alone I'll just eat simple food. Save up a little to buy things that last, hardly skimp on quality, yet not the most expensive. Travel? Occasionally if my wife asks but prefer to stay at home. Lol
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yeah thats why its up to each other, i have a friend who also personally sees travelling as waste of money, while for me i like to travel since its nice to explore new things

 

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