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 Saving for the Future vs Making My Wife Happy

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swanlover
post Jan 25 2025, 05:35 PM

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Have 100k at savings still treat wifey like a maid? And still need to skimp to the bone and think twice?

What’s wrong buying her some gifts (budget) and bringing her to holidays (can be well-budgeted)

When the wifey is happy the family is happy ..u balik eat home cook meal also happy….

Skylinestar
post Jan 25 2025, 06:14 PM

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QUOTE(msacras @ Jan 25 2025, 04:19 PM)
Simplified answer, go SG.

Most (if not all) at least double their monthly savings (and likely commitments too) simply by going SG.
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trust me. the greed doesn't end, and you will still be unhappy.
malz89
post Jan 25 2025, 06:34 PM

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QUOTE(msacras @ Jan 25 2025, 04:19 PM)
Simplified answer, go SG.

Most (if not all) at least double their monthly savings (and likely commitments too) simply by going SG.
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Lol .. u suffer more in sg .. can hardly save up and often low-ball.
malz89
post Jan 25 2025, 06:36 PM

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QUOTE(swanlover @ Jan 25 2025, 05:35 PM)
Have 100k at savings still treat wifey like a maid? And still need to skimp to the bone and think twice?

What’s wrong buying her some gifts (budget) and bringing her to holidays (can be well-budgeted)

When the wifey is happy the family is happy ..u balik eat home cook meal also happy….
*
100k not much la .. and he's hitting 40 soon. If anything happens, 100k means nth at all. Can be wiped in an instance
SUSKaya Butter Toast
post Jan 25 2025, 07:16 PM

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QUOTE(swanlover @ Jan 25 2025, 05:35 PM)
Have 100k at savings still treat wifey like a maid? And still need to skimp to the bone and think twice?

What’s wrong buying her some gifts (budget) and bringing her to holidays (can be well-budgeted)

When the wifey is happy the family is happy ..u balik eat home cook meal also happy….
*
100k is nothing dude... if 500k different story la.
Chrix
post Jan 25 2025, 07:37 PM

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I was about to give u the cold hard truth but since got children, i give the work-on-it answer instead.

Instead of letting her know yr full income, just give her sufficient for her extra spending, while all other utilities are paid by you.

So her own extra allowance she cant control is on her, and its a controlled amount of "wastage".

As a father of 3 (even before i was 30) and a child of seperated parents, i am more concern for kids upbringing.

You two brought them into this world, you two suck it up, grow up, put your BS aside & ensure their basic needs as a child are not compromised.

Speak to her find compromise, she reduces abit, u give alil.
Next she ask alil, you give alil.

This post has been edited by Chrix: Jan 25 2025, 07:39 PM
cempedaklife
post Jan 25 2025, 08:11 PM

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QUOTE(swanlover @ Jan 25 2025, 05:35 PM)
Have 100k at savings still treat wifey like a maid? And still need to skimp to the bone and think twice?

What’s wrong buying her some gifts (budget) and bringing her to holidays (can be well-budgeted)

When the wifey is happy the family is happy ..u balik eat home cook meal also happy….
*
lol. 100k usd ke?
msacras
post Jan 25 2025, 08:55 PM

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QUOTE(Skylinestar @ Jan 25 2025, 06:14 PM)
trust me. the greed doesn't end, and you will still be unhappy.
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Possible, but at least you’ll get yourself a house (in MY) first before start worrying for those.

QUOTE(malz89 @ Jan 25 2025, 06:34 PM)
Lol .. u suffer more in sg .. can hardly save up and often low-ball.
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If you get lowballed in SG, chances are you already get lowball-pro-plus-max-ultra in MY.
malz89
post Jan 26 2025, 12:37 AM

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QUOTE(msacras @ Jan 25 2025, 08:55 PM)
Possible, but at least you’ll get yourself a house (in MY) first before start worrying for those.
If you get lowballed in SG, chances are you already get lowball-pro-plus-max-ultra in MY.
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They always 50% ur myr salary to sgd. Sien
Ralna
post Jan 26 2025, 04:14 AM

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TS is doing what is financially responsible.

From the wife's (a housewife's) POV, maybe she think that RM100k savings is a lot, but it really isn't.

Since she can't understand TS at his level due to her lack of work experience and financial literacy, there's no point trying to talk sense into her. TS has tried and it ended up in fights and cold shoulders.

TS should just tell her that his company is not doing well, his job is not stable, and with his age, it'll be hard to get employed if he's retrenched. Hence, the priority is to save and invest more currently.

However, do give her some pocket money (say, RM200) per month for her to shop for what she likes. If she wants more, she can consider working again after the children are older, or do some gigs from home.

Lastly, I'd like to point out that housewives can be easily influenced by what they see and hear online, and that may include getting scammed easily.

So, TS, please safeguard your wealth and continue to be the responsible breadwinner and father you are.
zeopphire P
post Jan 26 2025, 07:31 AM

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QUOTE(Lonelybird @ Jan 21 2025, 07:27 PM)
I started being frugal 3 years ago when i realized i had no savings in the bank.
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based on what you have shared, you have managed to save up to 100k in 3 years time, meaning averagely you saved around 33k in a year, so each month you saved about 34% of your 8k salary..this is not bad
swanlover
post Jan 26 2025, 08:36 AM

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enjoy life more life is very subjective, if you are the type of ultra kiamsiap...never bring wifey eat out at all , never even buy her small hand lotion gifts.. never even holiday locally ...

Then basically the wifey is a maid...lolx..
B0ss_ku
post Jan 28 2025, 10:05 PM

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It's your wife

You choose her to be your wife

She choose you to be her husband

If she gives you what you want, you give her what she wants

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